Fintech 3.0: Now Is The Best Time To Build In Crypto

What this episode covers

We are entering the era of Fintech 3.0. Regulatory clarity, growing consumer adoption, and low-cost chains have paved the way for a golden age of building in crypto — and at YC, Base, and Coinbase we want to fund builders to seize this moment. In this episode of Main Function, YC's Harj Taggar and Base's Jesse Pollak sat down to discuss what kinds of companies they're most excited to see, why this is such an exciting time in crypto, and what the future could look like onchain.More on our latest RFS: https://www.ycombinator.com/blog/build-onchain

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Frequently Asked Questions

How long is this episode of Y Combinator Startup Podcast?

This episode is 42 minutes long.

When was this Y Combinator Startup Podcast episode published?

This episode was published on September 23, 2025.

What is this episode about?

We are entering the era of Fintech 3.0. Regulatory clarity, growing consumer adoption, and low-cost chains have paved the way for a golden age of building in crypto — and at YC, Base, and Coinbase we want to fund builders to seize this moment. In...

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