Focus #57 | Cómo organizar tus finanzas y dejar de vivir al día | Luis Alberto Baca | La Hora

from Focus · host Diario La Hora

¿Sientes que el dinero no te alcanza a fin de mes? En este episodio de Focus, un podcast de LA HORA, Gabriela Vivanco –directora del medio– conversa con el economista Luis Alberto Baca sobre el error más común de los ecuatorianos: dejar el ahorro como "la última rueda del coche".Descubre por qué tener el dinero "bajo el colchón" es una trampa de la inflación y cómo empezar a usar la tecnología a tu favor para auditar tus gastos. Hablamos de la famosa regla 50/30/20, finanzas en pareja y cómo enseñar el valor del dinero a los niños. ¡Es hora de que tu ahorro se convierta en inversión!En este video aprenderás:Cómo hacer una radiografía real de tus finanzas.Apps recomendadas para registrar gastos diarios.La diferencia entre costos fijos, variables y "antojos".Cómo usar la tarjeta de crédito como aliada (y no como deuda).El camino hacia la libertad financiera y el fondo de emergencia.Síguenos en nuestras redes socialesFacebook:⁠ https://lhra.ec/x03QNtrX:⁠ https://lhra.ec/grgDJ9CTikTok:⁠ https://lhra.ec/vLY2pqSInstagram: https://lhra.ec/Q9AFV1cSpotify: https://lhra.ec/Np0sg5hWhatsApp:⁠ https://lhra.ec/DKxz4xZ

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This episode is 59 minutes long.

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This episode was published on February 18, 2026.

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