Free Coverage for Wealthy Depositors

from One Interesting Thing About Insurance

Robert wonders why deposits for bank account holders in excess of $250,000 are insured despite exceeding the explicit limits of coverage and despite no premiums having been paid on those excess deposits. Are those depositors more important to the economy than the rest of us? Maybe “taxpayers” won’t pay for the Silicon Valley Bank bailout, but everyone who uses the banking system will. Is there a difference?

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Free Coverage for Wealthy Depositors

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This episode is 18 minutes long.

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This episode was published on March 22, 2023.

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