From 120M Debt To Rebuilding Again | Shira Karungi| Uganda Edition episode artwork

EPISODE · May 13, 2026 · 1H 18M

From 120M Debt To Rebuilding Again | Shira Karungi| Uganda Edition

from Financially Incorrect · host Financially Incorrect

Most people think financial collapse happens suddenly.For Shira Karungi, it happened quietly.The businesses were working. The money was coming in. Multiple mobile money kiosks. A thriving clothing business. Strong monthly cash flow. But behind the visible success was a dangerous cycle of borrowing, delayed payments, lifestyle inflation, and poor financial tracking.At one point, the debt reached nearly 120 million UGX with no meaningful assets to show for it.In this episode of Financially Incorrect Uganda Edition, Shira Karunji, co-founder of Kinua Foundation, shares one of the most honest conversations we’ve had about debt, shame, entrepreneurship, women, poverty, and rebuilding financial stability from the ground up.---------------------------------------------------------------------------------------------------------------------------------------Access all our links in one place: ⁠https://lnk.bio/Financially_Inc💹 Ready to start trading?🔍 Who is FXPesa: ⁠https://shorturl.at/rWFqC🎓 Learn how to trade: ⁠https://shorturl.at/xR2Ye⁠📊 Try a demo account: ⁠https://shorturl.at/izDMc⁠💸 Open a live account: ⁠https://shorturl.at/Od2ux---------------------------------------------------------------------------------------------------------------------------------------Episode Chapters00:00 Introduction & Uganda Edition Expansion02:14 Why Kinua Foundation Was Started04:18 Self-Funding The NGO Journey08:55 Rural Uganda’s Cashless Economy11:17 Childhood Lessons About Money18:14 The Catering Contract That Changed Everything24:13 Building Multiple Businesses Young28:33 How The Mobile Money Business Worked34:08 Failed Cosmetics Business To Clothing Pivot41:07 Why Employment Hurt Her Businesses45:31 How Debt Reached 120 Million UGX52:10 Panic Attacks, Debt & Asking For Help56:20 The Debt Recovery Strategy01:00:26 Rebuilding Financial Stability Again01:07:23 Why She Avoided Large Scale Imports01:10:41 Current Businesses & Future Plans01:14:22 Final Message On Community Impact

Episode metadata supplied by the publisher feed · Published May 13, 2026

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From 120M Debt To Rebuilding Again | Shira Karungi| Uganda Edition

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