From Anxiety to Empowerment: Beating Longevity Risk in LGBTQ+ Retirement

For LGBTQ+ retirees, living longer means more years to celebrate who you are—but it also brings the challenge of making your money last. In this episode of Take Pride in Retirement, Matt McClure explores longevity risk through an LGBTQ+ lens, covering unique factors like higher healthcare costs, chosen family support networks, and fewer traditional pensions.  Special guest Tom Kamber from AARP joins to discuss digital safety for older adults.  Learn how to protect your retirement with strategies tailored to the LGBTQ+ community—because your future should be filled with freedom, not fear. Schedule your free, no-obligation consultation today at TakePrideInRetirement.com or call (855) 246-9211. Build the retirement you deserve—with clarity, confidence, and pride.   -- Request your free RSSA Roadmap for Social Security optimizationWatch full episodes on YouTube:https://www.youtube.com/@TakePrideinRetirementShowFollow on BlueSky, Threads, Facebook, Instagram — just search Take Pride in Retirement --   Take Pride in Retirement is proud to be named one of the top Pride podcasts on the internet by FeedSpot. For more, go to https://blog.feedspot.com/pride_podcasts About Take Pride in Retirement:Take Pride in Retirement is a podcast dedicated to retirement planning solutions for the LGBTQ community. Host Matt McClure, a licensed fiduciary financial advisor, shares strategies to protect your hard-earned money while pursuing market-like growth. Matt holds the RSSA® credential as a Registered Social Security Analyst®, helping clients optimize their Social Security filing strategies to potentially increase lifetime income. He’s also a Certified Annuity Specialist® (CAS®), a designation earned through a 135+ hour graduate-level program in fixed-rate and variable annuities from the Institute of Business & Finance. Based in Georgia with his husband and two dogs, Matt spent over a decade in New York City, working with The Wall Street Journal Radio Network, NY1, and WCBS Newsradio 880. A career highlight includes reporting from the floor of the New York Stock Exchange. Chapters (00:00:00) - Take Pride in Retirement(00:00:57) - Take Pride IN Retirement(00:03:15) - The T-Shirt for Pride(00:03:51) - Longevity and How to Make Your Money Last in Retirement(00:05:58) - Take Pride in Retirement(00:08:56) - Seniors and the Digital House Cleanup(00:15:29) - Retired People Fear Running Out of Money(00:19:57) - Longevity Risk: Living Longer Than Your Money(00:25:50) - The 4% Rule for Retirement Planning(00:31:39) - An Inflation Demonstration(00:32:04) - LGBTQ+ Retired Issues(00:37:25) - Social Security: How to Boost Your Retirement Income(00:44:10) - How to Turn Fear of Outliving Your Money Into Freedom for Retirement(00:48:45) - To Take Pride in Retirement