PODCAST · education
Take Pride in Retirement
by Matt McClure
Welcome to Take Pride in Retirement! A podcast dedicated to retirement planning solutions for the LGBTQ community. Hosted by Matt McClure, RSSA®, CAS® |During uncertain economic times, safety of your principal is key to planning a successful retirement. Our goal is to help educate you about ways to protect your hard-earned money while experiencing market-like growth at the same time. |LGBTQ people face unique challenges when planning for our retirement future. From legal barriers to a potential lack of family support, everyone’s situation is different. Tune in each week as we explore these obstacles and give you tips on how to overcome them so you can get on the road to success.
Episodes
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Before the Money Runs Out: Financial Moves Caregivers Often Miss
Caregiving rarely begins with a financial planning meeting. More often, it begins with a fall, a diagnosis, a hospital discharge, or a phone call saying someone you love can no longer manage alone. Josh and I have both experienced caregiving within our own families, so we understand how quickly…
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Beyond the Pride Parade: Choosing an LGBTQ+ Retirement Destination
Palm Springs may have sunshine and London may have fabulous fish and chips—but choosing an LGBTQ+ retirement destination requires more than finding a welcoming vacation spot. In this episode, Josh and I explore what LGBTQ+ retirees should consider before calling the moving company. We discuss the...
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Podcast Extra: Back-to-School Finances: Saving Money and Teaching Smarter Habits
Back-to-school season can put added pressure on the family budget—but a little planning can help keep those costs under control. Retirement.Radio’s Matt McClure talks with Lora Monfared, Consumer Credit Card Executive at Bank of America, about practical ways parents and grandparents can save on...
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Understanding Fixed Indexed Annuities: Protection, Growth & Lifetime Income
Fixed indexed annuities are probably one of the most misunderstood retirement tools out there. Some people absolutely love them, while others tell you to avoid them at all costs. The truth, as is often the case, falls somewhere in the middle. In this episode, Josh and I break down what a fixed...
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Social Security at 91: What You Need to Know Now
Social Security recently turned 91—but are you taking advantage of everything the program has to offer? In this episode of Take Pride in Retirement, I’m joined by Bill Sweeney, Senior Vice President of Government Affairs at AARP, to talk about new research showing that roughly 40% of Americans…
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Is the 60/40 Portfolio Still Right for Retirement?
For years we've heard the same advice: build a 60/40 portfolio and you'll be set for retirement. But is that still the right approach? In this episode, Josh and I explore where the traditional 60/40 portfolio came from, why it became such a popular rule of thumb, and why I believe successful...
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5 Retirement Questions LGBTQ+ People Ask Most
If you've ever wondered whether you're really on track for retirement, you're not alone. In this episode, Josh asks me five of the most common retirement questions I hear from LGBTQ+ clients—and we tackle them one by one. We discuss whether retirement planning is actually different for LGBTQ+...
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Why I Started Take Pride in Retirement (My Story)
Instead of diving into retirement strategies or breaking down financial headlines, Josh turns the tables and interviews me about my own story—how I became a financial advisor, why I launched Take Pride in Retirement, and why helping members of the LGBTQ+ community prepare for retirement has…
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Podcast Extra: 99 Smart Ways to Save Money in Today's Economy
As prices continue to challenge household budgets, finding practical ways to save money has never been more important. In this podcast extra, Retirement.Radio's Matt McClure sits down with Stephen Perrine, executive editor of AARP The Magazine and AARP Bulletin, to discuss AARP's annual 99 Great...
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A Bigger Social Security Raise in 2027? Here's Why That Might Not Be Good News
Early projections suggest Social Security recipients could receive a larger cost-of-living adjustment (COLA) in 2027—but is that really something to celebrate? In this episode of Take Pride in Retirement, Matt McClure and Josh Rhett Noble explain how the Social Security COLA is calculated, why a...
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Social Security Spousal & Survivor Benefits: The Rules That Could Add Thousands to Your Retirement
Many people assume they understand how Social Security works—until they discover just how many important rules they've been missing. In this episode of Take Pride in Retirement, Matt McClure and Josh Rhett Noble break down one of the most misunderstood areas of retirement planning: Social…
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Travel Smarter in Retirement: Making Every Dollar—and Every Reward Point—Count
Summer travel is in full swing—but so are higher prices. On this episode, Matt flies solo once again while Josh recovers, and welcomes Shikha Narula, Head of Rewards at Bank of America, for a conversation about how Americans are making travel happen despite rising costs. They discuss travel...
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AI Isn't Replacing Retirement Planning—It's Changing It Main segments: Market Update
Artificial intelligence is changing nearly every aspect of our lives—including our careers, earning potential, and ultimately, our retirement plans. This week, Josh is under the weather, so Matt flies solo with a fascinating conversation featuring Dr. Antoinette "Toni" Farmer-Thompson, President…
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You've Spent 40 Years Saving. Now Comes the Hard Part.
For decades, we've been told to save, save, save for retirement. But what happens when retirement finally arrives and it's time to start spending? In this episode, Josh and I explore one of retirement's biggest emotional challenges: learning how to enjoy the money you've worked so hard to save.…
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Is Social Security Really Going Broke? Here's What the Headlines Aren't Telling You
Is Social Security really running out of money? If you've seen alarming headlines about the Social Security trust fund being depleted by 2032, you're not alone—and you're probably wondering what it means for your retirement. In this episode, I sit down with Josh to separate fact from fear. We…
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Podcast Extra — Medicaid Changes and Cancer Treatment: What's at Stake?
New Medicaid work requirements are scheduled to take effect in 2027, and some healthcare experts are raising concerns about how they could affect cancer patients and survivors. Retirement.Radio's Matt McClure sits down with Dr. Julie Gralow, Chief Medical Officer and Executive Vice President of…
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Automate Your Retirement Success: Why Systems Beat Willpower Every Time
What if one of the biggest keys to retirement success wasn't working harder—but working smarter? In this episode of Take Pride in Retirement, Josh and I discuss why automation can be one of the most powerful tools available when it comes to building long-term financial security. The truth is…
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Mid-Year Money Reset: How to Get Back on Track Before 2026 Slips Away
Have your financial goals slipped a little this year? If so, you're definitely not alone. A lot of people start the year feeling motivated and excited about saving more, paying down debt, or getting serious about retirement planning. But by the time summer rolls around, life happens. Vacations,...
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Before You Buy an Annuity: The Questions Every LGBTQ+ Retiree Should Ask
June is Annuity Awareness Month, and in this follow-up episode, Matt and Josh focus on the questions every retiree should ask before investing in an annuity. Rather than starting with a product, Matt explains why it's critical to start with the problem you're trying to solve—and whether an…
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Annuity Awareness Month: Separating Fact from Fiction About Annuities
June is Annuity Awareness Month, and that means it's time to tackle one of the most misunderstood topics in retirement planning. Matt and Josh dive into the world of annuities, breaking down common myths, explaining the different types available, and helping listeners understand how these…
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Retirement Q&A Part 2: More Answers to Your Biggest Retirement Questions
In this second installment of our listener-inspired retirement Q&A series, Josh is back with another round of some of the most common questions I hear from LGBTQ+ individuals and couples preparing for retirement. We tackle important topics including the biggest retirement mistakes people make…
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Retirement Q&A: The Questions LGBTQ+ Couples Ask Most Often
What are the biggest retirement questions LGBTQ+ individuals and couples are asking right now? In this special Q&A episode of Take Pride in Retirement, Josh puts me in the hot seat as we tackle some of the most common retirement planning questions I hear from clients and listeners. We discuss...
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Podcast Extra: Hearing Loss with Dr. Ryan Potter
Retirement.Radio’s Matt McClure speaks with Dr. Ryan Potter about the growing issue of hearing loss among first responders and why protecting hearing health is so important in high-pressure emergency situations. Dr. Potter explains that long-term noise exposure impacts an estimated 80% of law...
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Why LGBTQ+ Retirement Planning Requires More Than Saving Money
On this episode of Take Pride in Retirement, Josh and I dive into a new study from Goldman Sachs that found something incredibly important: people with a written, personalized retirement plan tend to feel more confident, save more consistently, and experience better financial outcomes overall. We...
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Podcast Extra - Beyond the Battlefield: Smart Money Moves for Service Members and Veterans
May is Military appreciation month, a time to honor the men and women who serve and have served our great nation…And while we honor those associated with the military, members and veterans are fighting a different battle: finances, and purpose.Key Points Covered: Finding a purpose - For many who...
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From Fear to Freedom: Building a Retirement Plan That Lasts
There’s one fear that keeps coming up again and again when it comes to retirement—and it’s not what you might think. In fact, more Americans say they’re afraid of running out of money than they are of death itself. In this episode, Josh and I unpack why that fear is so widespread, why it’s…
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No Pension? No Problem: How to Create Your Own Retirement Paycheck
Pensions used to be the gold standard for retirement—but for most of us today, they’re a thing of the past. In this episode, I’m breaking down how you can create your own personal pension using annuities and why that matters more than ever—especially for those of us in the LGBTQ+ community. Josh...
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Five Dangerous Money Myths (Especially for LGBTQ+ Retirees)
What you don’t know about money can cost you—especially when it comes to retirement. In this episode, Josh and I take a Mythbusters-style approach to some of the most common (and costly) financial misconceptions out there. We’re talking about things like employer matches, annuities, Social...
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Inflation Isn’t Over: Why It Still Hurts Your Retirement Plan
Inflation might be “cooling” according to the headlines—but if you’re like most people, it probably doesn’t feel that way. In this episode, Josh and I break down what’s really going on with inflation, why prices are still so high, and what it all means for your retirement plan. We talk about the...
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Stop These Financial Mistakes Before It’s Too Late
What are the biggest financial mistakes that can quietly derail your retirement? In this episode, Josh and I break down some of the most common bad money habits I see—and how you can avoid them before they cost you. We talk about why emotional investing—especially during market downturns—can do...
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Forget the “Magic Number”: How to Actually Prepare for Retirement
How much do you really need to retire? You’ve probably heard the latest “magic number”—$1.46 million—but in this episode, I’m breaking down why that number might not matter as much as you think. Josh and I dive into what’s driving that number higher, including inflation, longer life expectancy…
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Don’t Let Scammers Steal Your Retirement
Financial Literacy Month continues, and in this episode, I’m focusing on something that doesn’t get talked about enough in retirement planning—fraud and scams. After dealing with a fraud situation myself recently, this topic hit close to home. Josh and I break down why fraud is one of the biggest...
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Retirement Blind Spots That Could Cost You Thousands
April is Financial Literacy Month, and in this episode, I’m breaking down some of the biggest retirement blind spots I see all the time when working with clients—especially within the LGBTQ+ community. Josh and I walk through the risks that often go unnoticed: living longer than expected,...
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Approaching Retirement? Don’t Miss These 6 Critical Steps
If retirement is on your radar—even a little bit—this is one of the most important conversations you can hear. In this episode of Take Pride in Retirement, Josh and I are diving into what’s known as the retirement red zone—that critical 5 to 10-year window before you retire, plus those first few...
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Podcast Extra: Saving strategies in a High-Cost Environment
Happy "America Saves Week!" Guest: Shikha Narula, Head of Consumer Deposit Products at Bank of America Key Takeaways from the Interview Saving remains a priority—but it’s challenging: ~52% of Americans say saving is a top priority ~72% say inflation and cost of living are impacting finances...
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Don’t Panic: Smart Strategies for Navigating Market Volatility in Retirement
Market volatility is something we all hear about—but if you’re close to retirement or already there, it hits a whole lot differently. In this episode of Take Pride in Retirement, Josh and I break down what’s really going on when the markets get shaky—and more importantly, what you can actually do...
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Podcast Extra: Financial Literacy Month
April is National Financial Literacy Month. It started back in the early 2000s when Congress realized too many Americans were leaving school without the first clue about how to manage a paycheck, a credit card, or a financial future. Fast-forward to 2026, and the problem hasn’t gone away. Nearly...
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The Widow's Playbook: Protecting Your Financial Future Before and After Loss
This is part two of our series on the financial realities of losing a spouse, and in this episode, Josh and I shift from problems to solutions. I'm sharing the exact action steps you can take—both before and after loss—to protect yourself and your partner. I reveal the five most common mistakes...
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The Financial Reality of Losing a Spouse: What LGBTQ+ Couples Need to Know
In this episode, my husband Josh and I tackle one of the toughest topics in retirement planning: what happens financially when you lose a spouse. I know this isn't easy to think about, but it's absolutely critical—especially for those of us in the LGBTQ+ community who face unique challenges. I...
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Maximizing Benefits: When to Claim Social Security (Plus: Teaching the Next Generation)
Welcome back to part two of our Women's History Month series! Josh and I are continuing our deep dive into retirement planning issues that specifically impact women, with a focus on the LGBTQ+ community. In this episode, we tackle one of the most critical decisions you'll make in retirement: when...
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Breaking Down Women's Retirement Challenges (Plus: Meet My Co-Host!)
I'm excited to share a special episode of Take Pride in Retirement with you! Not only are we diving deep into critical retirement planning issues for women during Women's History Month, but I'm also introducing someone very special—my husband, Josh Rhett Noble, who's joining me as co-host going...
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Keep Calm and Carry On: Smart LGBTQ+ Investing During Market Volatility
Market volatility got you stressed? I'm here to help you keep calm and carry on! In this episode, I'm tackling emotional investing and explaining why discipline beats panic every single time. I'm sharing why you don't need a complete financial overhaul to make progress—small, incremental changes...
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Spring Into Growth: LGBTQ+ Financial Resilience for Q2 2026
It’s starting to feel more like spring, and I'm using this episode to help you reset your retirement strategy for Q2 2026! I'm breaking down the current economic landscape, from Fed interest rates to market volatility, and explaining what it all means for LGBTQ+ investors like us. I'm covering…
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Podcast Extra: Financial Spring Cleaning
Spring has arrived, and while your home gets its annual refresh, your finances might be collecting their own quiet clutter… First, clean up your accounts - If your money is scattered across multiple banks, and brokerage firms, it can feel chaotic. Next, declutter your debt - Multiple credit…
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Protecting Your Legacy: Estate Planning Essentials for LGBTQ+ Individuals
Estate planning and automation—two topics that might not sound exciting, but trust me, they're critical for protecting everything you've worked for. In this episode, I'm breaking down why LGBTQ+ individuals face unique vulnerabilities when it comes to estate planning and what you can do about it...
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The LGBTQ+ Retirement Gap: How to Find Forgotten Accounts & Save Thousands
Spring has sprung, and it's time to clean up those retirement accounts! In this episode, I'm tackling something crucial for our community—finding forgotten retirement money, cutting hidden fees, and making sure your investments match where you are in life right now. Did you know that 57% of…
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100 Episodes of Pride: How to Create Tax-Free Retirement Income with Life Insurance
Welcome to Episode 100! I can't believe we've reached this incredible milestone together. Thank you for being part of this journey as we help LGBTQ+ individuals and couples build retirements rooted in clarity, confidence, and pride. For this special episode, I'm diving deep into one of the most...
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Living Benefits, Legacy Protection & Why Life Insurance Matters More for LGBTQ+ Retirees
Life insurance isn't what it used to be—and that's great news for your retirement plan. Today's episode is all about how life insurance has evolved from a simple death benefit into a powerful financial asset that can protect you while you're still living. I break down the fundamental difference...
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Control What You Can Control: Healthcare Decisions That Define Your Retirement
This is part two of our healthcare series, and today we're shifting from awareness to action. Here's a statistic that might surprise you: nearly seven out of ten people turning 65 today will need some form of long-term care. And here's what really catches people off guard—Medicare does not cover...
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The Healthcare Shock: Why LGBTQ+ Retirees Need a Different Strategy
Healthcare costs are one of the biggest sources of anxiety for people heading into retirement—and in this episode, I'm breaking down exactly what you need to know to prepare without panicking. I dive deep into Medicare's alphabet soup (Parts A, B, C, and D), revealing the costly mistakes that can...
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ABOUT THIS SHOW
Welcome to Take Pride in Retirement! A podcast dedicated to retirement planning solutions for the LGBTQ community. Hosted by Matt McClure, RSSA®, CAS® |During uncertain economic times, safety of your principal is key to planning a successful retirement. Our goal is to help educate you about ways to protect your hard-earned money while experiencing market-like growth at the same time. |LGBTQ people face unique challenges when planning for our retirement future. From legal barriers to a potential lack of family support, everyone’s situation is different. Tune in each week as we explore these obstacles and give you tips on how to overcome them so you can get on the road to success.
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Matt McClure
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