From Council Estate to 84 Tenants by 18: Julia's Seven-Figure Property Journey

What if the only thing standing between you and financial freedom isn't your age, your background, or how much money you have right now — but the willingness to bet on yourself when no one else will? In this episode, I sit down with Julia, a 23-year-old who owns two seven-figure businesses — and she built it all from a council estate flat with neon pink walls, zero money, and a burning refusal to accept the life she was handed. Julia's story isn't about privilege or luck. It's about a 12-year-old girl Googling "how to become a millionaire" because she watched her mum work three jobs just to survive. It's about being told "no" over a thousand times and still showing up. It's about using other people's money, relentless persistence, and the kind of hunger that only comes from knowing exactly what you're running from — and exactly what you're running toward. But here's the truth most people miss: You don't need money to start. You need belief, strategy, and the willingness to do what others won't. Too many people think property investment is for the wealthy, the connected, the ones who had a head start. But Julia proves that's a lie. She started with nothing. She borrowed her mum's clothes to look like an adult. She called estate agents at 15 and got laughed at. She worked as a housekeeper and a waitress while setting up her first properties. She didn't sleep for 36 hours to furnish five Airbnbs before a holiday to Mexico. And by 18, she had 84 tenants paying her every single month. Here's what we dive into: How Julia went from a council estate to 84 tenants by age 18 — the exact steps she took from tenant-finding to property management to building her first portfolio Why getting told "no" over 1,000 times was the best thing that ever happened to her — and how she used rejection as fuel The power of using other people's money — how Julia leveraged investors to scale without risking her own capital Why you don't need money to invest in property — the strategies Julia used to get started with zero savings (subletting, deal sourcing, and guaranteed rent agreements) How she transitioned from long-term rentals to Airbnbs — and why COVID became one of her most profitable years The difference between cash flow and equity — and why understanding refinancing changed everything for her wealth-building strategy Why buying a portfolio in Scotland saved her £45K in taxes — and how to structure deals to maximize returns The 5am morning routine that got her here — and why she now wishes she'd been less intense (but also knows it was necessary) How to delegate and scale — the moment Julia realized she could be on a beach in Mexico while her team set up properties without her Why banks are already investing your money — and how you can do the same thing yourself (and keep the returns) The mindset shift that changed everything: "If I don't believe in myself, how can I expect anyone else to?" This episode is for anyone who's been told they're too young, too broke, or too inexperienced to build wealth. It's for the person who's tired of working hard and staying stuck. It's for anyone who's ever thought, "I want more, but I don't know how to get there." Because here's what Julia knows: You don't fail until you stop. You don't need permission to start. You just need to believe in yourself more than anyone else does. If Julia can go from a council estate to two seven-figure businesses by 23, what's your excuse? So ask yourself: Do I believe in myself enough to bet on me? Am I willing to hear "no" a thousand times and keep going? What would happen if I just started? Tune in, take notes, and get ready to stop waiting for permission and start building the life you deserve. P.S. Julia is living proof that your past doesn't define your future. Your decisions do. So decide. And then do the work. . . . ⚡️ Apply for the 1% Club to access Live Calls, Mindset Mastery and Sales training and our Social Media Playbook https://www.skool.com/the-1-movement-3331/about?ref=300560840e4d4922b97366b5666702d5 (\"https://www.skool.com/the-1-movement-3331/about?ref=300560840e4d4922b97366b5666702d5\")