From Kazakhstan to 6 Properties in 1 Year: Ayan’s Creative Finance & Co-Living Success

Imagine moving to the U.S. and in just five years owning six properties—all with no money out of pocket. That’s exactly what Ayan, an immigrant from Kazakhstan, accomplished with Subto creative finance, seller financing, and co-living strategies that generate high cash flow.In this episode of Dream Start Own, host Edgar “The Connector” Salgado dives into Ayan’s journey: how he built credit as a new immigrant, joined the Subto community, and scaled into cash-flowing rentals, sober living, and PadSplit properties.What you’ll learn:How Ayan acquired 6 properties in just one year with Subto & seller financeBuilding credit fast as a new immigrant to the U.S.Why co-living & PadSplit rentals generate higher monthly cash flowManaging properties with family & friends while keeping costs lowTransitioning from New Jersey to Texas for real estate opportunitiesTips for underwriting, raising private money & finding off-market dealsHow to position properties for sober living and avoid HOA headaches⏱ Chapters00:00 Intro — immigrant journey & story setup01:00 From Kazakhstan to the U.S. — building credit as a newcomer02:30 Moving to Texas & discovering Subto creative finance04:00 Acquiring 6 properties in 1 year (with no money out of pocket)06:00 Co-living & PadSplit: high cash flow strategies10:00 Joining Subto community & Owners Club connections14:00 Managing properties with family, partners & systems18:00 Sober living opportunities & HOA challenges22:00 Raising private money partners & networking27:00 Using Astro Blaster, Privy & direct-to-agent outreach32:00 Business credit, 0% interest cards & scaling with Gator38:00 Lessons learned, mindset & final advice► Join The Subto Community & Learn Creative Finance Directly from Pace ✌🏼https://join.nre.ai/mQ9T9vZ► Upgrade your Hilton experience at the link belowhttps://americanexpress.com/en-us/referral/bluebusinessplus-credit-card?ref=CAMILS0wc0&XL=MNANS► Learn How to Make Money on Other People's Deals with the Gator Methodhttps://pacejmorby.com/join-gator1?affiliate_id=4253022&fbclid=IwY2xjawGZ0ExleHRuA2FlbQIxMAABHS90KQTweO4OWyfpDExDHgGhnRtISdMeTvjRfCgGNPofkw50I61XXZLvGA_aem_w6F7YnIyebd7zYEmaBwYvQ► Get $50k+ in 0% Interest Fee Business and/or Personal Credithttps://join.nre.ai/mQ9T9vY► Automate Direct-to-Agent Connectionshttps://www.theastroblaster.com/?fpr=edgars🔌 PLUG IN & SUBSCRIBE 🔌Instagram: / ayaninvestsInstagram: / edgartheconnectorTikTok: / @edgarsrei🚧🚧🚧 DISCLAIMER 🚧🚧🚧We are not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated or inaccurate; it is your responsibility to verify all information yourself. This is a YouTube video for entertainment purposes ONLY.