From Rentals to Real Estate Notes: Building Wealth with a Purpose episode artwork

EPISODE · Jun 29, 2026 · 41 MIN

From Rentals to Real Estate Notes: Building Wealth with a Purpose

from Money Makin' Mamas Show · host Nancy Wallace-Laabs and Kelcie Leka

Explore our real estate investing resources: 💥 Access our MMM Resource Center https://pswxb3-cy.myshopify.com/ The Transition Strategy: One Paycheck to Two Strategy: https://bit.ly/4w5jPcF 🐺 Book a Private Strategy Call https://calendly.com/moneymakinmamas/calendar Contact Nancy Wallace Laabs, Money Makin Mamas [email protected] www.moneymakinmamas.com Contact Kelcie Leka, Money Makin Mamas [email protected]   In this episode of the Money Makin’ Mamas Show, Nancy Wallace-Laabs is joined by real estate investor, private lender, business owner, and mom Crystal Rumer. Crystal and her husband began with rental properties before discovering real estate mortgage notes, seller financing, and land investing. Crystal explains how they purchase and subdivide land, create owner-financed notes, and generate monthly cash flow while helping buyers become landowners and homeowners. She also shares the less polished side of real estate investing, including rental problems, a hotel investment that lost money, a mortgage note that required foreclosure, and the lessons those experiences taught her about risk, resilience, communication, and responsible lending. Nancy and Crystal discuss the importance of community and mentorship, the challenges women face when entering real estate investing, balancing business with motherhood, and why no investor needs to master every real estate strategy before taking action. The second half of the conversation explores the personal story behind Refuge Funding. After adopting their daughter, Crystal and her husband spent time in Alaska helping women and children escaping sex trafficking. They eventually helped build a place of refuge where survivors could experience safety, stability, healing, and a new beginning. That experience shaped Crystal’s understanding of what it means to build resources with purpose and later influenced the transition from Texas Secured Notes to Refuge Funding. This conversation shows how real estate can create more than income. It can build stability, provide choices, and give people the capacity to serve others in meaningful ways. Topics include mortgage notes, private lending, seller financing, owner financing, land investing, passive income, women in real estate, investing mistakes, motherhood, financial stability, purpose-driven business, and taking the first step toward property ownership. Connect with Crystal and Refuge Funding:  Refugefunding.com  

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From Rentals to Real Estate Notes: Building Wealth with a Purpose

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This episode was published on June 29, 2026.

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Explore our real estate investing resources: 💥 Access our MMM Resource Center https://pswxb3-cy.myshopify.com/ The Transition Strategy: One Paycheck to Two Strategy: https://bit.ly/4w5jPcF 🐺 Book a Private Strategy Call...

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