From Saving to Spending: The Most Overlooked Retirement Shift

That million-dollar 401(k) balance might not mean what you think. In this episode of The Right Path to Retirement, financial advisor Jimmy Lin breaks down why taxes, timing, and withdrawal strategy matter just as much as how much you’ve saved. The conversation explores common retirement tax blind spots, required minimum distributions, turning savings into reliable income, and why rules like the “4% rule” aren’t one-size-fits-all. It’s a practical discussion on shifting from accumulation to distribution and building an income plan designed to last through retirement. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.   Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.