The Right Path to Retirement

Waiting too long—or starting too early—can change how retirement planning takes shape. On this episode of The Right Path to Retirement, financial advisor Jimmy Lin discusses why the five-year mark before retirement matters so much, and what happens when people wait until the final stretch to seek guidance. The conversation touches on income planning, Social Security timing, healthcare before Medicare, and the tax questions that surface as retirement gets closer. Jimmy also explains who benefits most from professional advice and why starting the conversation earlier can expand your options as retirement approaches. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

There’s a narrow window in retirement where tax decisions can quietly reshape everything that comes next. In this episode of The Right Path to Retirement, Jimmy Lin breaks down why ages 66 to 69 often come up in conversations around Roth conversions—and why timing alone isn’t the full story. The discussion explores how low-income years, standard deductions, Social Security timing, and future RMDs all intersect, along with the risks of treating Roth conversions as a do‑it‑yourself move. It’s an inside look at how taxes, retirement income, and legacy planning collide. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What does an Uber safety feature have in common with retirement planning? In this episode of The Right Path to Retirement, financial advisor Jimmy Lin explores how clarity, education, and inclusion can change the way women experience financial decisions. Using real-world examples, he explains how his planning-first approach helps women—especially widows—feel informed and involved, not talked over. The conversation focuses on education over jargon, collaborative planning, and preparing both spouses so no one feels left scrambling during life’s transitions. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if simplifying your life could also simplify your retirement? This episode explores how the growing desire to disconnect from digital overload mirrors a smarter approach to retirement planning. Financial advisor Jimmy Lin discusses why complexity often adds unnecessary stress, how chasing trendy strategies can backfire, and why a clear, goal-based plan matters more than constant optimization. From consolidating scattered accounts to avoiding products you don’t fully understand, the conversation centers on reducing anxiety and bringing clarity to long-term financial decisions—so retirement feels more manageable and more aligned with how you actually want to live. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if the fear of running out of money in retirement isn’t about how much you’ve saved, but about not knowing how it turns into income? In this episode of The Right Path to Retirement, certified financial planner Jimmy Lin unpacks why so many near-retirees feel stuck despite years of saving. They discuss how uncertainty around markets, taxes, health care, and Social Security fuels anxiety, and why stacks of statements without a strategy leave people frozen. The conversation centers on building clarity through an income-focused plan that shows how retirement resources actually support real life, month by month. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

When the world feels unstable but the market keeps climbing, where should retirement savers really stand? In this episode of The Right Path to Retirement, certified financial planner Jimmy Lin breaks down why fear and logic often collide in today’s economy. From why many 401(k) investors are moving to cash and fixed income, to how goal-based planning can separate emotional reactions from real risk, the conversation explores how different “buckets” of money serve different purposes—and why inflation, time horizon, and income needs matter more than headlines. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

How much can you really spend in retirement without locking yourself into a rigid rule? This episode explores why the familiar 4% withdrawal approach may fall short—and how flexible income “guardrails” can better match real life. Financial advisor Jimmy Lin breaks down dynamic spending strategies, the “retirement smile,” and why many retirees risk underspending their best years. The conversation also turns to legacy and estate planning, highlighting how thoughtful preparation can protect family, privacy, and peace of mind when it matters most. Tune into Glenn on Saturdays on WXLM from 12–1 p.m. and WJJF from 7:30–8 a.m. for more insights that go beyond the balance sheet.   Set up your complimentary meeting with Glenn to learn more about how Jabez Financial can help you plan your financial future. Go to JabezFinancial.com or call 860-390-0093.   Glenn has authored a chapter in the book “The Motivation Manifesto” – find it here: https://jabezfinancial.com/book/    Facebook: https://www.facebook.com/JabezFinancialSee omnystudio.com/listener for privacy information.

Even million‑dollar careers can unravel fast—and everyday retirement plans face the same quiet risks. On The Right Path to Retirement, Jimmy Lin, CFP®, connects lessons from Shaquille O'Neal’s financial warnings to the real-world challenges retirees face: spending surprises, taxes, hidden fees, and market downturns. The conversation explores lifetime income, portfolio “money leaks,” and why building multiple paths rather than relying on one strategy can matter at different stages of retirement.  If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.   Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT   Facebook     YouTube  See omnystudio.com/listener for privacy information.

Billionaires rent swans and insure against kidnapping—but what does that have to do with your retirement? In this episode, Jimmy Lin breaks down what wealthy families really buy: certainty. From guaranteed income and long-term care planning to creating confidence in the decades ahead, the conversation reframes luxury as peace of mind. You’ll hear how thoughtful planning can reduce stress, replace guesswork with clarity, and turn retirement into a choice-driven chapter—whether that means steady income, protecting your family, or even reinventing yourself later in life. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.   Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT   Facebook     YouTubeSee omnystudio.com/listener for privacy information.

That million-dollar 401(k) balance might not mean what you think. In this episode of The Right Path to Retirement, financial advisor Jimmy Lin breaks down why taxes, timing, and withdrawal strategy matter just as much as how much you’ve saved. The conversation explores common retirement tax blind spots, required minimum distributions, turning savings into reliable income, and why rules like the “4% rule” aren’t one-size-fits-all. It’s a practical discussion on shifting from accumulation to distribution and building an income plan designed to last through retirement. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000.   Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Most couples don’t argue about money—they avoid it, and that silence can cost them later. In this episode, Jimmy explains why letting one spouse be the “money person” creates real risks and how engaging both partners changes the outcome. From navigating financial disagreements to protecting a surviving spouse from chaos, the conversation explores what healthy money communication really looks like inside a marriage. The discussion also tackles common retirement myths—from Social Security fears to underestimating healthcare costs—and why these assumptions quietly derail otherwise solid plans. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Inspired by Rob Gronkowski’s revelation that he never spent his NFL salary, this conversation breaks down how everyday earners can borrow the same mindset without celebrity income. Jimmy explains how separating spending money from long‑term savings, using a simple “bucket” approach, can reduce risk and add clarity in retirement planning. The discussion explores planning habits, guaranteed income strategies, and why confidence—not constant market watching—shapes better financial decisions over time. The goal is understanding how structure, not luck, helps money last. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

When is the right time to tap Social Security? What happens if you wait? In this episode, Jimmy breaks down the increasingly searched concept of Social Security bridging and how retirees can use it to support their lifestyle while delaying benefits. He explains why delaying can strengthen long‑term income, protect a surviving spouse, and open doors for smart tax strategies like Roth conversions. Plus, Jimmy shares insights on longevity planning, inspired by Dolly Parton’s vibrant outlook on aging, and how purposeful lifestyle choices can make retirement more fulfilling. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if the biggest threat to your retirement isn’t the market but your tax strategy? In this episode, Jimmy Lin breaks down why shifting from simple tax filing to proactive tax planning can dramatically change your financial future. From new senior deductions to avoiding tax‑bracket spikes caused by required distributions, Jimmy shows how smart, multi‑year planning protects more of what you’ve earned. He also tackles the myth of the “magic million,” revealing why expectations, resources, and strategy matter far more than a savings milestone. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

WalletHub released the top cities to retire to in 2026. But what if your retirement dreams hinge less on where you live and more on how you plan? This episode explores the real factors behind retirement happiness, debunking the myth that geography alone determines success. Hear stories of retirees facing unexpected challenges, including the moving tale of Ed Bombas, whose viral rescue spotlights the importance of financial planning. Discover actionable insights on balancing lifestyle, location, and income so you can avoid “Ed moments” and build a secure future. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Millions of Americans are retiring each year and scammers are waiting in the shadows. In this episode, Jimmy Lin breaks down the red flags every retiree should watch for, from unrealistic “guaranteed” returns to pressure‑filled sales tactics and misleading social‑media ads. He explains how today’s retirement scams have evolved, why life‑insurance pitches aren’t always what they seem, and how to vet financial advice before making big decisions. Jimmy also gets candid about the misconceptions surrounding annuities and how modern income annuities offer far more flexibility than their outdated reputation suggests. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

When the classic 60/40 portfolio stumbles, what do you do next? In this episode, Jimmy Lin breaks down why inflation and rising rates are shaking up long‑trusted retirement strategies and what smarter alternatives today’s retirees are leaning on. From fixed indexed annuities to income‑planning tools that protect against unexpected job loss or health setbacks, Jimmy explains how to build stability when markets and careers feel less predictable. He also reveals how proactive scenario planning can safeguard your lifestyle long before retirement begins. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if the biggest threat to your retirement isn’t the market... but your tax plan? In this episode, Jimmy Lin breaks down the often‑overlooked tax traps that can quietly derail even the most diligent savers. From required minimum distributions to the widows and kiddos tax penalty, Jimmy explains how tax location, income planning, and strategic Roth conversions can help retirees navigate rising taxes with clarity. He also tackles market volatility, sharing how structured notes, annuities, and smart bucket planning could steady your financial path. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Are you ready for the tax surprises lurking in your retirement accounts? This episode dives into the realities of Required Minimum Distributions (RMDs) and why simply following the rules might cost you more in the long run. Jimmy explains strategies to reduce future tax burdens, create tax-free income buckets, and prepare for unexpected early retirement. Plus, discover creative ways to generate income beyond the typical part-time job. If you’re five to ten years from retirement, this conversation will help you think differently about planning ahead. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Ever heard of spaving—spending more to “save” money? This episode explores how that mindset can quietly drain your retirement funds. From buy-one-get-one deals to DIY investing and overlooked tax strategies, we break down why short-term savings tactics often lead to long-term losses. You’ll also learn how hidden fees and poor planning can chip away at your nest egg and what steps can help safeguard your financial future in a volatile world. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What happens when trillions of dollars start shifting hands—and not always to the kids? In this episode, Jimmy Lin shares Warren Buffett’s perspective on market volatility, explores alternative strategies beyond traditional stocks, and discusses the evolving wealth transfer shaping financial futures. From index annuities to structured notes, plus important considerations for individuals before inheriting wealth, this conversation offers insights for anyone navigating retirement planning in today’s unpredictable landscape. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What do HVAC filters and retirement portfolios have in common? Hidden pollutants. Jimmy Lin uncovers the invisible threats that could potentially eroding your retirement savings—from sneaky fees to risky allocations. They explore how misplaced confidence in a hot market can lead to costly mistakes and share insights inspired by LeBron James’s cautious approach to risk. Whether you're nearing retirement or already there, this conversation will help you rethink how you preserve what you've built. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Think your Social Security boost means more money in your pocket? Think again. Financial planner Jimmy Lin breaks down the 2026 COLA increase and reveals how rising Medicare premiums and hidden costs could cancel out the gains. Plus, is gold really what it’s hyped up to be—or just another risky bet? If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Is your retirement portfolio leaning too heavily on tech stocks? Financial planner Jimmy Lin explores the risks of overexposure to the Magnificent Seven and highlights the importance of diversification as retirement approaches. From AI market trends to income annuities, this episode guides you through the transition from asset growth to sustainable income strategies. Discover how to preserve your nest egg with tax-efficient strategies and build confidence in your financial future—without depending solely on market performance. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Is your retirement plan ready for shifting seasons and changing interest rates? This episode explores how to adapt your income strategy as rates move, why spending can fluctuate in early retirement, and how to build reliable income streams for lasting confidence. Certified financial planner Jimmy Lin shares practical ways to align your assets with your goals, manage spending volatility, and navigate the mindset shift from saving to spending. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Are you letting headlines dictate your retirement strategy? This episode explores why reacting to every financial news flash can undermine your long-term plan. Certified financial planner Jimmy Lin breaks down common retirement myths, shares practical tweaks for income and asset preservation, and explains how clarity—not chaos—leads to confidence in retirement. Tune in for rapid-fire myth-busting and actionable advice to help you build a plan that lasts. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Are you prepared for the next market twist on your journey to retirement? In this episode, Jimmy Lin breaks down how to preserve your future against market volatility, ways to avoid common annuity mistakes, and strike the perfect balance between enjoying life and financial confidence. Discover why having a dynamic, personalized plan is key to living your best retirement—without fear of running out of money or missing out on life’s adventures. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and utilize tax-efficient strategies throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Is your retirement plan built to weather sudden rule changes and shifting markets? This episode dives into the realities of Medicare open enrollment, the psychology of spending in retirement, and how to break outdated financial rules for a more confident future. Jimmy Lin shares real stories and practical strategies to help retirees adapt, spend wisely, and enjoy the life they’ve worked for—without letting fear hold them back. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Think a 1% fee won’t impact your retirement? Think again—just a small fee can shrink your nest egg by nearly a third over time. In this episode, Jimmy Lin reveals how hidden costs, emotional transitions, and overlooked team support can shape your retirement journey. Discover why reviewing fees, planning for purpose, and building a new support network are important for a confident retirement. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Why is Warren Buffett moving billions into cash—and what does it mean for your retirement? Certified financial planner Jimmy Lin breaks down market signals, savvy tax strategies, and ways to preserve your nest egg from hidden fees. Explore the importance of transitioning from accumulation to preservation and review practical strategies to help develop an income plan designed to support your needs across varying market environments. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Are you chasing a “magic number” for retirement without a real plan? This episode reveals why focusing on arbitrary savings goals can leave you lost—and how a personalized strategy is the true key to financial freedom. Certified financial planner Jimmy Lin breaks down practical steps, debunks common myths, and explains how to build a retirement roadmap that fits your life. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if your retirement plan is built on assumptions that don’t match your emotional reality? In this episode, financial planner Jimmy Lin breaks down the critical role of risk tolerance in retirement planning—and why getting it wrong can derail your future. From market dips to gifting strategies and new tax-advantaged accounts for grandkids, Jimmy shares practical insights to help you align your financial decisions with your life stage and values. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if the retirement rules you’ve been following are no longer relevant? In this episode, Jimmy Lin breaks down outdated financial strategies like the 4% rule and the Rule of 100, and explains why modern retirement planning requires a fresh approach. From Social Security timing to income stream diversification and tax planning, discover how to align your retirement strategy with today’s economic realities. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if delaying your retirement decisions could cost you thousands in lifetime income? In this episode, financial advisor Jimmy Lin breaks down how today’s high interest rates are reshaping annuity strategies—and why timing matters more than ever. From refinancing old annuities to recession-proofing your portfolio, Jimmy shares insights tailored to every stage of retirement planning. Whether you're decades away or just around the corner, this episode helps you rethink your approach to income, growth, and asset preservation. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Is the 4% rule outdated—or just misunderstood? In this episode of The Right Path to Retirement, certified financial planner Jimmy Lin unpack the heated debate between financial gurus Dave Ramsey and Suze Orman over retirement withdrawal strategies. Jimmy explains why rigid rules don’t work and how personalized planning is key. Plus, they dive into the hidden risks of long-term care costs and why Medicare won’t save you. If you’re nearing retirement, this episode is a must-listen for building a plan that truly fits your life. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Is your retirement plan built on strategy—or social media hype? In this episode, certified financial planner Jimmy Lin breaks down the dangers of chasing meme stocks and the risks of being too conservative with your nest egg. From TikTok tips to annuity truths, Jimmy helps listeners shift their mindset from high-stakes speculation to sustainable income planning. Learn how tools like MIGAs and fixed index annuities can offer stability without sacrificing growth. Whether you're five years from retirement or already there, this episode helps you rethink your approach to risk and reward. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if retiring abroad could stretch your savings further than staying stateside? In this episode, Jimmy Lin explores the pros and cons of international retirement, the impact of interest rate uncertainty on annuities, and why inflation fears may not apply equally to everyone. From Costa Rica to CD rates, Jimmy breaks down how personalized planning—not headlines—should guide your retirement decisions. Whether you're considering a move overseas or just wondering if your plan is still on track, this episode offers grounded insights for navigating your next chapter. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if rising interest rates could actually be good news for your retirement? In this episode of Right Path to Retirement, Jimmy Lin breaks down how today’s economic shifts—from national debt to Social Security uncertainty—can be turned into strategic advantages. Discover how different retirement personalities approach planning, why delaying Social Security might save you thousands, and how to avoid costly tax and healthcare surprises. Whether you're a cautious planner or a spontaneous saver, this episode offers eye-opening insights to help you navigate retirement with clarity and confidence. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Think your 401(k) target date fund has you covered? Think again. In this episode, Jimmy Lin breaks down why cookie-cutter retirement strategies may fall short—especially in today’s changing tax landscape. From the impact of the “big, beautiful bill” on Social Security taxes to the hidden risks of one-size-fits-all investment plans, Jimmy explains why personalization matters more than ever. Plus, a look at the often-overlooked question: what are you actually retiring to? If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What if rising national debt and Social Security uncertainty could actually work in your favor? In this episode, Jimmy Lin breaks down how today’s economic shifts—like higher interest rates and potential benefit cuts—can open new doors for retirees. From income annuities to Roth conversion strategies, Jimmy shares real-life examples of how different retirement personalities can adapt and thrive. Whether you're a cautious planner or a last-minute saver, this episode offers a fresh perspective on navigating retirement with clarity. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th ! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

What happens when a highly educated man living the American dream ends up working security at 65? In this episode, Jimmy Lin shares the powerful personal story that inspired him to launch Right Path Wealth Management. Joined by co-host Kacey Biddy, they explore the critical transition from saving for retirement to spending in retirement—and why planning is everything. From income strategies to Medicare and legacy planning, this episode is packed with insights for anyone nearing retirement age. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th ! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Jimmy Lin of Right Path Wealth Management talks about sequence of returns risks and how people may not even realize how much risk is in their portfolios. Jimmy gives an example that he often shares at seminars of two people who started with the exact same amount of money 205 years ago but have a $1.3 million dollar difference. This difference is because of when they put money in and out of the market. Jimmy discusses the importance of having an advisor do a risk analysis of a financial plan, so as to help avoid this loss in value. And Jimmy shares big news about moving to radio and TV!   If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th ! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Jimmy Lin of Right Path Wealth Management explains a service he offers that many firms do not have: Market Guard. Jimmy explains Market Guard’s non-emotional, methodical, and mathematical approach to the stock market and how he can help tailor this plan to someone’s specific goals. Jimmy also gives a great analogy of a retirement plan to the ingredients, recipe, and cooking time for cookies. And Jimmy explains his summer cleaning goals.   If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, go to rightpathwm.com and set up a free meeting with Jimmy and the team or call 702-805-7000. Hear Jimmy Lin on “Right Path to Retirement Radio” each Saturday at 12 noon on News and Talk Radio 840 KXNT, starting July 12th ! Facebook   YouTubeSee omnystudio.com/listener for privacy information.

Jimmy Lin talks about the importance of mid-year check-ins with advisors and why people should meet with their advisor at least twice per year. Then Jimmy relates that to what a first meeting is like with his team. He explains how the first session is not full of sales pressure and how the meeting is more about getting to know each other. Jimmy tries to learn the reasons behind peoples’ goals and the concerns they have about retirement. And then Jimmy talks about the second call and how people normally want to know the results of Right Path’s portfolio checks. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, click here to set up a free meeting with Jimmy & the team or call 702-805-7000.  Follow us on Facebook!See omnystudio.com/listener for privacy information.

Jimmy Lin discusses why credits or distinctions after advisors’ names are incredibly important. Jimmy notes some reasons why, including the significance of planning for the potential decades of one’s retirement. He breaks down what CFPs and EAs are, why he has those credits, and the rigors each one takes to be acquired. He also discusses an accreditation that he thinks can be confusing. And Jimmy talks about gearing up for another hot Vegas summer. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, click here to set up a free meeting with Jimmy & the team or call 702-805-7000.  Follow us on Facebook!See omnystudio.com/listener for privacy information.

Jimmy Lin talks about the ultra-importance of planning. Jimmy compares this to how much teams prep for a Super Bowl and how surviving without a job’s paycheck for 20-30 years requires a meticulous framework. He compares a detailed plan for knowing what money is available and how it will be distributed to how pick “pick at the pile” of their portfolio like “boogers.” And Jimmy talks about how his twins are already finishing up their first year of high school. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, click here to set up a free meeting with Jimmy & the team or call 702-805-7000.  Follow us on Facebook!See omnystudio.com/listener for privacy information.

Jimmy Lin discusses how tariffs are affecting the overall market and inflation. Jimmy explains how people with plans he has helped build seem less concerned than others with the recent volatility, because their plans do not solely rely on the success of the stock market. He then lays out the three types of buckets money should be in and how each has a proper amount of preservation. And Jimmy expresses relief at tax prep season coming to an end. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, click here to set up a free meeting with Jimmy & the team or call 702-805-7000.  Follow us on Facebook!See omnystudio.com/listener for privacy information.

Jimmy Lin talks about retirement budgeting. Jimmy shares a basic rule of thumb that he tells people they should start with before making that budget. And he tries to help people over the hump of not enjoying the money and why “picking at the pile” is not a good strategy. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, click here to set up a free meeting with Jimmy & the team or call 702-805-7000.  Follow us on social media: Facebook | YouTubeSee omnystudio.com/listener for privacy information.

Jimmy Lin talks about the awful deaths of Gene Hackman and wife Betsy Arakawa and the lessons in care and planning people can learn. Jimmy shares about what went wrong in his own family and how many people’s plans include spouses or children giving care. He discusses how life insurance and annuities can provide different long-term care benefits and how having “no plan” is still a plan…just a bad one. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, click here to set up a free meeting with Jimmy & the team or call 702-805-7000.  Follow us on social media: Facebook | YouTubeSee omnystudio.com/listener for privacy information.

Jimmy Lin discusses Humana’s dropping of 550,000 Medicare Advantage patients and the reasons why. Jimmy explains the pros and cons of having a Medicare Advantage account and how he has the proper certification to help people navigate this. He also explains Medigap and Medicare Supplement Insurance, how they differ from the Advantage plans, and how people losing this Humana insurance have options. If you want to begin the conversation on helping turn your retirement savings into income, preserving your retirement assets, and optimizing your taxes throughout retirement, click here to set up a free meeting with Jimmy & the team or call 702-805-7000.  Follow us on social media: Facebook | YouTubeSee omnystudio.com/listener for privacy information.