Generative Finance: AI x Crypto's Next Trillion Dollar Opportunity | Diogo Mónica

On today’s Talking Tokens episode, Jacquelyn sits down with Diogo Mónica, general partner at Haun Ventures, executive chairman and co-founder of Anchorage Digital, and chairman of the NEAR Foundation.Diogo shares how these roles intersect from managing billions in digital assets at Anchorage to backing early-stage founders at Haun Ventures and helping NEAR drive developer adoption.They discuss the next era of crypto use cases beyond trading, including stablecoins, tokenized equities, and “generative finance,” where AI creates tailored financial products in seconds.He explains how stablecoins reached global product-market fit in the Global South, why the Genius Act mattered, and how tokenization can reshape capital markets through onchain IPOs. Diogo also shares his view on regulation, crypto neobanks, and the intersection of AI and DeFi.Timestamps(00:00) - Intro (01:09) - Why crypto still searches for new product-market fit beyond trading (01:35) - Stablecoins as the most proven use case in crypto today (02:16) - Tokenization’s rise and Tether’s reported $500 billion valuation (03:24) - Global adoption: why stablecoins thrive in Argentina and the Global South (05:09) - Enterprise use cases: cross-border payments, remittances & treasury flows (05:52) - The Genius Act and why clarity laws must follow infrastructure first (07:05) - Onchain IPOs and tokenized equities as capital-market entry points (09:10) - Examples like Galaxy stock trading onchain & Robert Leshner’s Superstate (10:35) - Crypto neobanks & how self-custody speeds innovation (12:10) - Programmable dollars and why stablecoins let developers ship in minutes (13:19) - AI + DeFi = tailored financial products (15:17) - Why this model could democratize custom investing for everyone (16:46) - Regulatory impact & how to govern millions of AI-generated financial products (17:57) - Anchorage’s federal bank charter & the “permission not forgiveness” approach (19:02) - What founders should build next & why stablecoins lead the next cycle (20:03) - Closing thoughts: from tokenizing dollars to AI-driven financeEssentialsYou can subscribe to the podcast on Spotify, Apple or YouTube. If you like the show, please let us know by leaving a review!Spotify: https://open.spotify.com/show/0LOgWxIQ0NnNUD5eXsSuoZ Apple Podcast: https://podcasts.apple.com/us/podcast/talking-tokens/id1743669141Follow us on X Jacquelyn: https://twitter.com/jacqmelinek Talking Tokens: https://twitter.com/_TalkingTokensFollow us on Instagram Talking Tokens: https://www.instagram.com/_talkingtokens/Note that this podcast is for informational purposes only and any views shared by anyone on the show are opinions, not financial advice. The host or guests may have a direct or indirect financial interest in content mentioned in this episode.