Greatest Hits of 2021! 3 Must-Know Financial Tools | Guest: Robby Scholes

It’s almost New Years. This week, we are closing out 2021 by playing some of our greatest hits from the past year. This episode is the fourth of our greatest hits from 2021. It caught a lot of traction with our listeners. In the episode, Art and Robby Scholes discuss three financial tools you need to know. And they have some good laughs in it as well. Listener question answered:Question 1: Should I pay off debt or save for retirement first? Also, should I take from my retirement to pay off debt?Question 2: I am considering taking Social Security early at age 62. Can I also work full time?Notes:3 Reasons not to take money from your retirement:1. 10% penalty2. Ordinary income taxes3. Opportunity cost (compounding)The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy, a custom growth strategy, and ongoing stewardship resources. They stand out by offering a real ministry partnership, the most cost-effective solution with the lowest processing rates, and the most comprehensive giving platform available. Use the code 'RAINER20' to get 20% off your first year! Learn more here: https://www.securegive.com/