【好命退休懶人包】目標日期基金再進化懶人也可輕鬆存退休金

from 商周Bar · host 商業周刊

本集來賓：富蘭克林華美投信董事長/黃書明、中華民國退休基金協會公關活動推廣委員會召集人/王儷玲主持人：《Smart智富》月刊社長/林正峰退休理財規劃對每個人都至關重要，但實際付諸行動卻可能讓人感到棘手，特別是對理財一無所知或不願花時間規劃的人來說，邁出第一步常常是最具挑戰性的。所幸現在有多樣化的理財工具，其中「目標日期基金」可能是解決許多人退休理財規劃難題的一個簡單有效的選擇。雖然每個人都希望有個完美的退休計劃，但對於投資風險和股債比例的疑慮總是令人感到不安。若有一種理財工具，不需要不斷調整，只要時間到了就能實現退休目標，那將會非常有吸引力。這就是「目標日期基金」的優勢所在。它根據你的人生週期，早期投資高風險高回報的資產，以迅速累積資產，然後隨著退休日期的臨近，逐漸調整投資組合，降低風險，增加穩定收益，完美適應退休理財需求。《關於退休理財，你可以學更多》：https://www.ftft.com.tw/Areas/retire/showcase.html 完整文章 ▶️ https://www.businessweekly.com.tw/business/indep/1003747 -- Hosting provided by SoundOn

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【好命退休懶人包】目標日期基金再進化懶人也可輕鬆存退休金

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