Helping a $700k Painting Business Manage Debt and Cash Flow

Send us Fan MailWe look at why a high-revenue business can still feel cash-starved and why a new loan often masks the real issue. We lay out a simple cash buffer rule, a debt payoff order, and payment terms that protect cash flow without cutting margins.• identifying owner distributions as the main cash drain• setting a $40,000 minimum cash balance before extra payouts• using a debt schedule to target the most expensive balance first• improving contractor cash flow with deposits and progress payments• structuring subcontractor terms so you get paid first• considering a business line of credit as a backup, not a fixThis episode was originally recorded as a video for YouTube.If you hear me say things like “in this video” or reference visuals, don’t worry — the content still works perfectly in audio form.And if you ever want to watch the video version, you can find it on the Profitable Painter YouTube channel.https://www.youtube.com/@BookkeepingForPainters