Highlights: Ep 106: Mortgage Lending Standards with Kevin Erdmann

This is the shortened "highlights" version of episode 106. You can listen to the full interview here.Was the housing market really oversupplied in the mid-2000s? Kevin Erdmann says no, and he explains how this misunderstanding is at the root of present-day affordability problems. This is part 8 of our series on misaligned incentives in housing policy.Read about the Lewis Center's work at lewis.ucla.edu.Follow our Substack at uclahousingvoice.substack.com.Email Shane at at [email protected] and follow him on Bluesky and LinkedIn.Show notes:Erdmann, K. (2018). Housing Was Undersupplied during the Great Housing Bubble. Mercatus Center.Erdmann, K. (2024). Getting Corporate Money Out of Single-Family Homes Won’t Help the Housing Affordability Crisis. Mercatus Center.Erdmann Housing Tracker: Mortgages Outstanding by Credit ScoreErdmann Housing Tracker: Follow-Up: Mortgages by Credit ScoreErdmann, K. (2021). A Suggested Mortgage Amortization Structure: Fixed Amortization, Adjustable Principal. Mercatus Center.