How a Dependent Day Care FSA Saves You Thousands

Episode 52 of The Tax Strategy Podcast breaks down the Dependent Day Care FSA — a tax-advantaged account that lets working parents set aside up to $5,000 pre-tax for child care expenses in 2026. Lucas and Luna walk through the eligibility requirements, the interplay with the Child and Dependent Care Tax Credit, and a real-world scenario showing how a family can save over $1,200 in taxes. They also cover common gotchas like the earned income requirement, the age limit for qualifying dependents, and what counts as eligible care. If you're a parent paying for daycare, after-school programs, or summer camp, this episode gives you the concrete rules to decide whether the FSA or the credit makes more sense for your family. #DependentDayCareFSA #ChildCareTaxStrategy #FSABasics #TaxDeductions2026 #WorkingParents #ChildAndDependentCareCredit #PreTaxSavings #DaycareCosts #SummerCampDeduction #TaxPlanning #FamilyFinance #PayrollDeduction #EarnedIncomeRequirement #FSAVsTaxCredit #StayAtHomeParent #Finance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo