The Tax Strategy Podcast with Fexingo: Tax Planning, Deductions, and Saving Money on Taxes

Most homeowners treat home equity lines as free money, but the tax code tells a different story. In this episode, we unpack the post-2017 TCJA rules on mortgage interest deductions, focusing specifically on the $750,000 debt limit and the critical distinction between acquisition debt and home equity loans used for consumption. Lucas walks through the mechanics of what counts as 'qualified residence interest' versus non-deductible personal debt, while Luna explores how refinancing can accidentally disqualify your interest from being deductible if the proceeds aren't used to buy, build, or substantially improve the property. We look at real-world scenarios where a HELOC might seem like a smart liquidity tool but actually increases your effective tax burden by losing that deduction. This is a practical guide for anyone with significant mortgage debt who wants to ensure their borrowing strategy aligns with current IRS regulations. #HomeEquityLine #MortgageInterestDeduction #TaxPlanning2026 #TCJARules #QualifiedResidenceInterest #AcquisitionDebt #HELOCStrategy #IRSGuidance #RealEstateFinance #PersonalTaxTips #WealthManagement #DebtManagement #RefinancingMistakes #TaxBracketOptimization #ItemizedDeductions #StandardDeductionTrap #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

The 2017 tax law’s most valuable small-business provision, the Qualified Business Income deduction, is scheduled to sunset at the end of 2025. With less than a year remaining, the rules for pass-through entities are shifting dramatically. Lucas and Luna break down how sole proprietors, partners, and S-corp owners can adjust their compensation structures, retirement contributions, and entity elections before the clock runs out. This episode focuses on the concrete mechanics of maximizing deductions under current law while preparing for a post-2026 landscape where only C-corps retain a flat twenty-one percent rate without this specific offset. #FexingoBusiness #BusinessPodcast #TaxPlanning #QBI #SmallBusiness #PassThroughEntities #SoleProprietor #SCorp #Partnership #TaxLaw #IRS #Deductions #RetirementPlans #EntityStructure #Finance #WealthManagement #TaxStrategy #Economics Keep every episode free: buymeacoffee.com/fexingo

We break down the Qualified Business Income deduction, specifically Section 199A, which allows many pass-through business owners to deduct up to twenty percent of their income from federal taxes. Lucas and Luna walk through the specific eligibility rules, the difference between service businesses and trades, and how income thresholds change your strategy in 2026. We use a concrete example of a mid-sized consulting firm to show exactly how the math works when you hit the phase-in zone. This is not just about lowering your bill; it is about understanding the structural advantage built into the tax code for small business owners who are not corporations. #QualifiedBusinessIncome #Section199ADeduction #PassThroughTaxation #SmallBusinessFinance #TaxStrategy2026 #LucasAndLuna #FexingoBusiness #BusinessPodcast #TaxPlanning #SoleProprietorship #PartnershipTaxes #SCorpBenefits #NetIncomeCalculation #WageLimitRule #PropertyLimitRule #ServiceTradeOccupation #TaxBracketOptimization #FexingoFinance Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna unpack the hidden tax trap of Section 409A for startup employees holding non-qualified stock options. They explore how deferring compensation triggers a six percent penalty plus interest if not structured correctly, using a specific case study of a tech executive who lost thousands due to a timing mismatch between exercise and liquidity events. The conversation details the difference between ISOs and NSOs, why valuation matters more than you think, and practical steps to avoid this common wealth erosion mistake in today's volatile market. #StartupEquity #Section409A #TaxPenalties #StockOptions #NonQualifiedOptions #ISOVsNSO #WealthManagement #EmployeeCompensation #StartupFinance #TaxPlanning #FexingoBusiness #BusinessPodcast #FinancialLiteracy #VentureCapital #ExecutivePay #TaxCode #RiskManagement #StartupAdvice Keep every episode free: buymeacoffee.com/fexingo

Most investors ignore the tax drag on their portfolios until it is too late. In this episode, Lucas and Luna break down tax-loss harvesting as a strategic tool rather than a last-ditch fix. They explore how selling underperforming assets can offset capital gains, reduce ordinary income by up to three thousand dollars, and carry forward losses indefinitely. The hosts examine specific sector examples from recent market volatility, explain the wash-sale rule pitfalls that trip up even seasoned traders, and provide a concrete framework for integrating this into your annual financial review. If you have held losing positions through multiple years, this strategy might be the most efficient way to improve your after-tax returns without changing your investment thesis. #TaxLossHarvesting #CapitalGains #WashSaleRule #InvestmentStrategy #TaxPlanning #PortfolioManagement #FexingoBusiness #BusinessPodcast #LucasAndLuna #FinancialLiteracy #AfterTaxReturns #MarketVolatility #TaxDeductions #LongTermInvesting #SecuritiesLaw #IRSGuidelines #WealthBuilding #SmartMoney Keep every episode free: buymeacoffee.com/fexingo

We break down the mechanics of pension contribution limits and how strategic deferrals can effectively drop your taxable income by thousands. Using a concrete example from mid-2026, we show exactly where the marginal tax rate cliff sits and why timing matters more than amount. Lucas walks through the math while Luna challenges the liquidity trade-offs, giving you a clear framework for deciding if this strategy fits your cash flow needs today. #PensionContributions #TaxBracketStrategy #IncomeDeferral #MarginalTaxRate #RetirementPlanning #FexingoBusiness #BusinessPodcast #FinanceTips #TaxPlanning #CashFlowManagement #LiquidityRisk #RetirementAccounts #WealthBuilding #FinancialLiteracy #SmartMoneyMoves #TaxEfficiency #LucasAndLuna #FexingoNetwork Keep every episode free: buymeacoffee.com/fexingo

We explore how Qualified Charitable Distributions let retirees over fifty-nine-and-a-half transfer IRA funds directly to charity, bypassing taxable income while satisfying Required Minimum Distribution rules. This strategy avoids the Net Investment Income Tax and state tax impacts that standard withdrawals trigger. We break down the $105,000 annual limit for twenty-twenty-six, the specific IRS forms needed, and why this often beats itemizing deductions when your standard deduction is high. #QualifiedCharitableDistributions #IRAPlanning #TaxStrategy #RetirementIncome #RequiredMinimumDistributions #CharitableGiving #NetInvestmentIncomeTax #IRSForms #FexingoBusiness #BusinessPodcast #FinanceTips #WealthManagement #TaxEfficiency #NonProfit #EstatePlanning #RMDRules #TaxBrackets #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo

We break down the step-up in basis rule and why it matters more than ever for families holding appreciated assets. Using a specific case of a family who inherited a rental property with significant unrealized gains, we show how the tax code resets the cost basis to fair market value at death. This simple mechanism can erase hundreds of thousands in capital gains taxes that would otherwise be due upon sale. We also look at the limitations, including when the rule doesn't apply, like with retirement accounts. If you are thinking about estate planning or wondering what happens to your investment portfolio after you are gone, this episode gives you the concrete numbers and logic you need to understand the true cost of holding onto assets. #StepUpInBasis #EstatePlanning #CapitalGainsTax #InheritedAssets #RealEstateInvesting #WealthTransfer #TaxStrategy #FexingoBusiness #BusinessPodcast #PersonalFinance #InvestmentAdvice #TaxSavings #HeirsAndBeneficiaries #CostBasis #UnrealizedGains #FinancialLiteracy #SmartMoney #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo

We drill into the Net Investment Income Tax, a thirty-eight percent hit that catches many middle-class investors off guard. Lucas breaks down how unearned income triggers this surtax and why your portfolio’s structure matters more than ever in September two thousand twenty-six. Luna explores the specific thresholds where ordinary earners suddenly face investment taxes, examining real-world scenarios involving rental properties and dividend stocks. We look at practical hedging strategies, including tax-exempt bonds and loss harvesting, to keep your effective rate lower. This is not just for the ultra-wealthy; it affects anyone with significant passive income streams. Listen to understand how this hidden levy works and what you can do about it before the next filing season. #NetInvestmentIncomeTax #PassiveIncome #TaxStrategy #DividendTaxation #CapitalGains #RentalProperty #TaxExemptBonds #MunicipalBonds #TaxLossHarvesting #FexingoBusiness #BusinessPodcast #PersonalFinance #WealthManagement #InvestmentIncome #TaxPlanning #FinancialLiteracy #EconomicPolicy #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo

We examine how inflation silently erodes purchasing power when cash sits idle. Using September 2026 data, we calculate the hidden tax on safety and show why a diversified approach protects wealth better than a savings account. #Inflation #PurchasingPower #CashManagement #PersonalFinance #InvestingStrategy #EconomicTrends #FinancialPlanning #WealthPreservation #RiskManagement #Liquidity #InterestRates #ConsumerSpending #FexingoBusiness #BusinessPodcast #LucasAndLuna #TaxStrategy #MoneyMindset #FinancialLiteracy Keep every episode free: buymeacoffee.com/fexingo

The Net Investment Income Tax is a twenty point eight percent surcharge that catches many middle- and upper-middle-class investors off guard. Lucas and Luna break down exactly how the tax applies to dividends, capital gains, and rental income, and walk through the specific dollar thresholds for single filers and married couples filing jointly in 2026. They explore practical strategies like municipal bond allocation and retirement account placement to legally reduce your net investment income below the trigger points. If you have more than two hundred thousand dollars in investable assets or earn over one hundred thirty thousand as a single filer, this episode explains why your standard brokerage strategy might be costing you extra at tax time. #NetInvestmentIncomeTax #NIIT #TaxPlanning #InvestmentIncome #CapitalGains #Dividends #TaxBrackets #WealthManagement #PassiveIncome #MunicipalBonds #RothIRA #TaxEfficiency #FexingoBusiness #BusinessPodcast #FinanceTips #EstatePlanning #TaxStrategy #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo

Most people park their emergency funds in high-yield savings accounts, but with the ten-year Treasury yielding around four percent and inflation hovering near two percent, real returns are razor-thin. In this episode, Lucas and Luna break down the specific mechanics of the liquidity premium trap and why keeping six months of expenses in a bank account might be costing you thousands in purchasing power over time. They explore three alternative parking spots for liquid cash that offer better risk-adjusted returns without sacrificing access to your money when life happens. #EmergencyFund #LiquidityPremium #CashManagement #HighYieldSavings #TreasuryBills #MoneyMarketFunds #InflationHedge #PersonalFinance #WealthBuilding #FinancialPlanning #OpportunityCost #RiskAdjustedReturns #CashParking #InterestRates #FexingoBusiness #BusinessPodcast #FinanceTips #SmartSaving Keep every episode free: buymeacoffee.com/fexingo

Inflation is the silent tax on cash, but how much does it actually cost to keep your money safe in a standard savings account? Lucas and Luna break down the math behind real returns versus nominal rates, using the current September 2026 interest rate environment. They explore why parking funds in high-yield accounts might still lose purchasing power, when to shift toward Treasury bills, and the specific breakeven point where safety stops being a strategy and starts becoming a liability. This episode gives you one concrete number: the inflation-adjusted return threshold you need to hit just to stay even. #Finance #PersonalFinance #InflationHedge #HighYieldSavings #TreasuryBills #RealReturns #PurchasingPower #CashManagement #InterestRates #WealthPreservation #SafeInvesting #FexingoBusiness #BusinessPodcast #EconomicStrategy #FinancialPlanning #LucasAndLuna #TaxStrategy #MoneyMindset Keep every episode free: buymeacoffee.com/fexingo

Inflation is the silent tax on savings, and in 2026 it is eating away at traditional safety nets like high-yield savings accounts and short-term Treasuries. Lucas and Luna break down the math behind real returns versus nominal yields, exploring why your cash might be losing purchasing power even when the bank statement looks green. They examine specific strategies for protecting wealth from erosion, including the nuances of taxable bond funds versus municipal bonds, and how to structure a portfolio that actually preserves value against today's persistent price pressures. #InflationHedge #RealReturns #WealthPreservation #PurchasingPower #TaxStrategy #BondYields #MunicipalBonds #HighYieldSavings #TreasuryBills #CostOfLiving #InvestmentRisk #FexingoBusiness #BusinessPodcast #FinanceTips #PersonalFinance #EconomicStrategy #MoneyManagement #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna break down Section One Seventy Nine, the tax provision that lets small businesses deduct the full purchase price of qualifying equipment in the year it is placed in service. They explore how this strategy differs from standard depreciation, why timing matters before the end of the calendar year, and which assets qualify for immediate expensing. With specific examples ranging from heavy machinery to software licenses, they provide a practical guide for business owners looking to manage cash flow and reduce their 2026 taxable income without waiting decades to recover costs. #Section179 #TaxDeductions #SmallBusiness #CapitalExpenses #CashFlowManagement #TaxPlanning2026 #EquipmentPurchase #ImmediateExpense #DepreciationVsExpense #BusinessStrategy #FexingoBusiness #BusinessPodcast #LucasAndLuna #FinanceTips #TaxSaving #AssetAcquisition #YearEndStrategy #EntrepreneurLife Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna unpack the Roth conversion ladder — the strategy that lets you move pre-tax retirement money into a Roth IRA without blowing up your tax bracket. They walk through the five-year aging rule, the pro-rata rule, and how to sequence conversions across multiple years to keep your marginal rate steady. Using a concrete example of a 45-year-old planner with a $1.2 million traditional IRA, they show how converting $50,000 a year for five years can fund a tax-free early retirement. They also flag the 2026 tax bracket thresholds and why it matters that these are set to expire after 2025. No repeats of prior episodes — this is the ladder mechanics, not the nanny tax or home office deduction. If you've ever wondered how the rich retire before 59 and a half without penalties, this episode answers it. #RothConversionLadder #RothIRA #TaxStrategy #RetirementPlanning #EarlyRetirement #ProRataRule #FiveYearRule #TraditionalIRA #TaxBrackets #TaxFreeWithdrawal #Finance #TaxPlanning #Retirement #FexingoBusiness #BusinessPodcast #TaxTips #WealthManagement #2026Taxes Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the 2026 home office deduction, focusing on the simplified method versus the regular method. They walk through the eligibility rules, the $5 per square foot rate, and how to choose the right approach for your situation. Using a concrete example of a freelance graphic designer, they show how the deduction can save hundreds of dollars and what records you need to keep. They also cover common mistakes like claiming the deduction for a home office that isn't used exclusively for business, and how the rules differ for employees versus self-employed. Whether you're a remote worker, freelancer, or small business owner, this episode gives you the practical details to decide if the home office deduction is right for you in 2026. #HomeOfficeDeduction #2026TaxDeduction #FreelancerTaxes #SimplifiedMethod #TaxDeductions #SmallBusiness #SelfEmployed #TaxPlanning #IRS #WorkFromHome #TaxTips #Finance #FexingoBusiness #BusinessPodcast #TaxSeason #DeductionStrategy #RemoteWork #TaxSavings Keep every episode free: buymeacoffee.com/fexingo

In episode 170 of The Tax Strategy Podcast, Lucas and Luna unpack the donor-advised fund, or DAF, a charitable giving vehicle that's quietly become a favorite of savvy taxpayers. They walk through how a DAF lets you bundle multiple years of giving into a single tax year, claim an immediate itemized deduction, and then distribute grants to charities on your own timeline. Using a concrete example—a couple in the 32 percent bracket donating $50,000 to a DAF—they show how the math works and why it can beat donating directly. They also cover the practical rules: which assets you can contribute (including appreciated stock, which avoids capital gains tax), the 30 percent adjusted gross income limit, and the administrative fees to watch for. Lucas and Luna compare DAFs to private foundations and charitable remainder trusts, and they highlight the key difference between a DAF and a simple cash donation. By the end, you'll know whether a donor-advised fund fits your giving style and how to set one up through a commercial sponsor like Fidelity Charitable or a community foundation. Plus, they touch on the SECURE Act's impact on qualified charitable distributions and how DAFs interact with required minimum distributions. #DonorAdvisedFund #CharitableGiving #TaxStrategy #ItemizedDeductions #CapitalGains #AppreciatedStock #TaxPlanning #WealthManagement #Finance #TaxPodcast #FexingoBusiness #BusinessPodcast #Philanthropy #TaxDeductions #DAF #Charity #TaxTips #EstatePlanning Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the 2026 Solar Investment Tax Credit, a 30 percent credit for residential solar installations that's been extended through the decade. They walk through how the credit works, how it stacks with the 25C energy efficiency credit, and the tricky rules around leased systems versus owned systems. They also share a real example: a listener in Arizona who paired solar with a battery and cut their federal tax bill by nearly nine thousand dollars. If you've been thinking about solar but weren't sure if the tax math made sense, this is the episode for you. Lucas and Luna explain the difference between a credit and a deduction, why the credit applies to batteries even without panels, and what to watch out for with rollover rules. By the end, you'll know exactly what to ask your installer and your tax preparer to make sure you're getting the full benefit. If you're a homeowner considering solar before the year ends, listen now. #SolarTaxCredit #2026SolarITC #ResidentialSolar #CleanEnergyCredit #TaxPlanning #IRS #LucasAndLuna #TaxStrategyPodcast #FexingoBusiness #BusinessPodcast #Finance #PersonalFinance #TaxDeductions #EnergyEfficiency #BatteryStorage #HomeownerTaxTips #SolarInvestment #TaxCredits2026 Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the Income-Related Monthly Adjustment Amount, or IRMAA, and how it quietly raises Medicare Part B and Part D premiums for high earners in 2026. Using a concrete example of a married couple with $212,000 in modified adjusted gross income, they show exactly how a Roth conversion or a capital gain can push you over the threshold and trigger surcharges that last for two years. They explain why the look-back period uses your tax return from two years ago, how to appeal using Form SSA-44, and what the new 2026 brackets look like after inflation adjustments. If you're planning retirement income or thinking about Roth conversions, this episode gives you the numbers you need to avoid a costly surprise. Tune in to learn how to keep more of your Social Security and healthcare dollars in your pocket. #IRMAA #MedicareSurcharge #2026TaxPlanning #RothConversion #HighIncome #RetirementPlanning #TaxStrategy #SocialSecurity #HealthcareCosts #InflationAdjustments #FormSSA44 #ModifiedAdjustedGrossIncome #TaxBrackets #Finance #Business #FexingoBusiness #BusinessPodcast #TaxSeason Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down how the IRS inflation adjustments for 2026 affect your tax bracket, standard deduction, and retirement contribution limits. They use a concrete example of a single filer earning $75,000 to show how the 4% inflation bump shifts taxable income and what that means for your paycheck. They also explain why you might not notice the change if you don't adjust your withholding, and they cover the new gift tax exclusion and estate tax exemption numbers that could matter for wealth transfer. Tune in to understand the practical impact of these annual tweaks and how to use them to your advantage. #InflationAdjustments #2026TaxBrackets #StandardDeduction #RetirementLimits #GiftTaxExclusion #EstateTaxExemption #IRS #TaxPlanning #PersonalFinance #TaxStrategy #Podcast #FexingoBusiness #BusinessPodcast #TaxTips #WealthTransfer #Withholding #TaxBracket #Finance Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna unpack the Net Investment Income Tax (NIIT) — the 3.8% surtax that quietly hits high-earning investors. They explain the thresholds, what counts as investment income, and how it interacts with the 2026 tax brackets. Using a concrete example of a family with $500,000 in income and a rental property, they show how the NIIT can add thousands to your tax bill. They also cover strategies like municipal bonds, installment sales, and rental real estate professional status that can help you avoid the surtax. If you're a high earner with investment income, this episode will help you plan ahead. #NetInvestmentIncomeTax #NIIT #InvestmentIncome #TaxPlanning #2026Taxes #Surtax #PassiveIncome #RentalIncome #MunicipalBonds #InstallmentSale #RealEstateProfessional #TaxBrackets #HighEarner #WealthManagement #Finance #Business #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the 2026 federal income tax brackets and how inflation adjustments affect your take-home pay. They walk through the new 7% top rate for single filers over $626,350 and the expanded 22% bracket, using a concrete $95,000 salary example to show bracket creep and the value of marginal rate math. They also compare 2025 to 2026 brackets, explain why the standard deduction and bracket thresholds increased, and highlight the difference between marginal and effective tax rates. Practical tips include checking your withholding with the IRS Tax Withholding Estimator and revisiting your W-4. The hosts also discuss how state taxes and itemized deductions can shift the picture. Perfect for anyone wondering why their paycheck looks different this year and how to plan ahead. No jargon, just clear tax strategy for 2026. #2026TaxBrackets #TaxWithholding #MarginalTaxRate #InflationAdjustments #StandardDeduction #EffectiveTaxRate #W4Form #PaycheckPlanning #TaxStrategy #Finance #PersonalFinance #TaxPlanning #FexingoBusiness #BusinessPodcast #TaxPodcast #IRS #TaxSeason #BracketCreep Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna dig into the 2026 Clean Vehicle Tax Credit — the revamped federal credit for buying a new or used electric vehicle. They walk through the residency cap that phases out the credit for higher-income households, the battery component sourcing requirements that determine eligibility, and the transfer option that lets dealers knock the credit off the purchase price right at the showroom floor. Lucas explains why the IRS's updated used-vehicle rules — including the 25 percent cap on the purchase price — surprise many buyers, and Luna points out how the credit interacts with state rebates. They also touch on the new point-of-sale reporting rules and what paperwork to keep. If you've been thinking about going electric and want to shrink your 2026 tax bill, this episode gives you a clear road map. Listeners will learn the exact income limits, the price caps, and the four key documents to save from the dealer before you file. #CleanVehicleCredit #EVTaxCredit #ElectricVehicle #UsedEV #TaxCredit2026 #IRS #DealerTransfer #BatterySourcing #IncomeLimits #PurchasePriceCap #TaxPlanning #Finance #FexingoBusiness #BusinessPodcast #TaxStrategy #EVs #GreenTax #TaxSavings Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna unpack the kiddie tax — the rule that taxes a child's unearned income at the parent's marginal rate. They explain the 2026 thresholds, who it actually applies to, and why the IRS tightened it to stop wealthy families from shifting investment income to kids. Using a concrete example of a family with a $12,000 dividend portfolio in a child's name, they show how the first $1,300 is tax-free, the next $1,300 is taxed at the child's rate, and anything above that gets hit with the parent's top bracket. They also cover practical workarounds like 529 plans, Roth IRAs, and custodial accounts structured wisely. The episode is a clear, numbers-driven guide for parents, grandparents, and anyone managing a child's investment account. #KiddieTax #ChildTax #InvestmentIncome #TaxPlanning #FamilyFinance #CustodialAccounts #2026Taxes #TaxStrategy #TaxDeductions #Finance #PersonalFinance #TaxTips #WealthTransfer #ParentingAndMoney #TaxLaw #IRS #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

Most people think tax-loss harvesting is only for day traders with big losses. But in 2026, with markets near record highs and volatility picking up, the strategy has quietly become one of the most underused tools in ordinary investors' kits. In this episode, Lucas and Luna break down how tax-loss harvesting actually works in a non-registered brokerage account — not just the basics, but the specific rules that trip people up: the thirty-day wash-sale rule, how to avoid superficial losses, and what happens when you sell an ETF and buy a similar one. They also walk through a real-world example with numbers: how a $5,000 realized loss could save you over $1,100 in taxes, and why the strategy is best used in taxable accounts, not your RRSP or TFSA. By the end, you'll know exactly when to harvest, how to do it without triggering the wash-sale rule, and why this is one of the few tax moves that actually pays you to keep investing. #TaxLossHarvesting #WashSaleRule #CapitalGains #InvestmentTaxes #TaxPlanning #NonRegisteredAccount #RRSP #TFSA #TaxStrategy #Finance #Business #FexingoBusiness #BusinessPodcast #TaxTips #Investing #TaxSeason #WealthManagement #CanadianTaxes Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna unpack the tax extenders package signed in late 2025, which revived a dozen expired breaks for 2026. They zero in on the EV charging credit, the biodiesel credit, and the energy-efficient home improvement credit, then show how the charitable IRA rollover and the teacher expense deduction were made permanent. If you’ve been wondering whether to claim that home battery or that electric van for your business, this episode gives you the specifics: the 30 percent credit, the $1,000 cap, and the fine print on commercial versus residential. They also flag the traps—like how the new credit stacking limits work and why you should wait until you file to know your 2026 bracket. No fluff, just the mechanics, with a nod to why these breaks keep coming back from the dead. #TaxExtenders #TaxPlanning #TaxCredits #EVChargingCredit #BiodieselCredit #HomeEfficiencyCredit #CharitableIRARollover #TeacherExpenseDeduction #EnergyCredits #TaxStrategy #Finance #Business #PersonalFinance #TaxSeason #2026Taxes #FexingoBusiness #BusinessPodcast #TaxPodcast Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down how the Tax Cuts and Jobs Act reshaped the standard deduction and itemized deductions for 2026. With the standard deduction nearly doubled, fewer taxpayers itemize, but for those who do, the rules for medical expenses, state and local taxes, and charitable gifts have shifted. They walk through a concrete example: a married couple with $30,000 in deductible expenses decides whether to itemize under the new thresholds. They also explain the impact of the SALT cap, the 60 percent cash contribution limit, and the phase-out of miscellaneous deductions. Tune in to learn which deductions still matter and how to decide if itemizing is worth the paperwork. #TaxCutsAndJobsAct #StandardDeduction2026 #ItemizedDeductions #SALTCap #MedicalExpenseDeduction #CharitableContributions #TaxPlanning #TaxStrategy #Finance #PersonalFinance #TaxSeason #IRS #FexingoBusiness #BusinessPodcast #Podcast #TaxTips #TaxDeductions #WealthManagement Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna break down the Retirement Savings Contributions Credit, commonly known as the Saver's Credit, and how it can put up to $1,000 back in your pocket when you save for retirement in 2026. They walk through the income limits, the credit rate tiers (50%, 20%, 10%), and the often-missed catch: it's a non-refundable credit, so it reduces what you owe but doesn't produce a refund. They also explain why the credit is worth more if you're careful about your adjusted gross income, and how a single dollar of extra income can knock you down a tier. The episode includes a concrete example: a single filer earning $32,000 who contributes $2,000 to a 401(k) and gets a $400 credit. They also discuss the recent changes under the SECURE 2.0 Act, including the new federal matching contribution for low-income savers starting in 2027, which makes planning now even more important. If you're a moderate earner saving for retirement, this episode will show you how to claim a credit you might have overlooked. #SaversCredit #RetirementSavings #TaxCredit #2026TaxSeason #SECURE2Act #RetirementPlanning #TaxStrategy #PersonalFinance #Finance #TaxTips #IRAContributions #401kMatching #LowIncomeSavers #TaxSeason2026 #FexingoBusiness #BusinessPodcast #PodcastEpisode159 #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna explain the 2026 annual gift tax exclusion — the $20,000 per person per year you can give away without filing a gift tax return. They break down how it works, why it's a simple but powerful estate planning tool, and how it interacts with the estate tax exemption that's set to be cut in half in 2026. They cover the mechanics, the paperwork, and practical strategies for using it to reduce a taxable estate. If you've ever wondered how to pass wealth to family or friends without triggering taxes, this episode gives you the concrete numbers and rules you need. #GiftTax #EstatePlanning #TaxStrategy #WealthTransfer #AnnualExclusion #2026Tax #EstateTaxExemption #Finance #Business #FexingoBusiness #BusinessPodcast #TaxPodcast #MoneyTips #FinancialLiteracy #EstatePlanningTips #Giving #TaxPlanning #Inheritance Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the 2026 estate tax exemption sunset—a provision set to cut the federal exemption from $13.61 million to roughly $6 million per person, effective January 1, 2026. They explain what the change means for wealthy families, how the portable exemption works between spouses, and why gifting before year-end could be a smart move. Lucas walks through the basics of federal estate taxes, including the 40 percent top rate, and contrasts the federal rules with varying state thresholds. They also touch on common misconceptions, like the myth that only billionaires pay estate taxes, and practical planning strategies, including annual exclusion gifts and irrevocable trusts. If you have assets approaching the exemption threshold or just want to understand the coming tax landscape, this episode offers a clear, jargon-free guide to navigating the 2026 estate tax cliff. #EstateTax #EstatePlanning #TaxPlanning #WealthTransfer #InheritanceTax #GiftTax #TaxCliff #2026Tax #EstateExemption #Trusts #EstateLawyer #FinancialPlanning #TaxStrategy #Finance #WealthManagement #FexingoBusiness #BusinessPodcast #TaxTips Keep every episode free: buymeacoffee.com/fexingo

If you own rental real estate, you might be leaving thousands on the table. In this episode, Lucas and Luna break down how the QBI deduction — the 20 percent pass-through deduction from Section 199A — applies to rental properties under the 2026 rules. They explain the two key paths: treating your rental as a trade or business versus relying on the safe harbor from the IRS. You'll learn what counts as 'significant services' — think substantial repairs, guest screening, and daily housekeeping — and why triple-net leases often disqualify you. They also discuss how the taxable income thresholds — around $197,000 for single filers and $394,000 for married filing jointly in 2026 — affect your deduction, and what happens when you exceed those limits. With the 2024 proposed regulations now finalized, the strict 250-hour rule for the safe harbor is here. Lucas and Luna give you a practical checklist to see if you qualify, and they run through a concrete example of a short-term rental host who nails the deduction. If you own rental property, this episode is your quick start to cutting your 2026 tax bill. #QBIDeduction #RentalProperties #Section199A #PassThroughDeduction #LandlordTaxes #ShortTermRental #AirbnbTaxes #IRS #TaxPlanning #TaxDeductions #RealEstateInvesting #RentalIncome #SmallBusiness #TaxStrategy #Finance #FexingoBusiness #BusinessPodcast #TaxTips Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the home office deduction for 2026. They walk through the two calculation methods—the simplified option at five dollars per square foot and the actual expenses approach—and explain who qualifies under the exclusive and regular use tests. They discuss how the deduction interacts with the 2026 standard deduction, the impact on self-employment tax, and common pitfalls like depreciation recapture. With a focus on a specific example—a freelance graphic designer claiming 200 square feet—they show how the simplified method saves time and money. The hosts also touch on how remote employees usually can't claim the deduction, and why it's crucial to track expenses even if you use the simplified method. A practical episode for anyone who works from home and wants to maximize their tax savings without triggering an audit. #HomeOfficeDeduction #TaxPlanning #SelfEmployed #SmallBusiness #Deductions #Tax2026 #FreelancerTaxes #TaxStrategy #IRS #SimplifiedMethod #ActualExpenses #Finance #FexingoBusiness #BusinessPodcast #TaxTips #RemoteWork #DepreciationRecapture #TaxSavings Keep every episode free: buymeacoffee.com/fexingo

In this episode, Lucas and Luna explore charitable remainder trusts as a powerful 2026 tax strategy. They break down how a CRT lets you donate appreciated assets, avoid immediate capital gains, and secure a lifetime income stream. Using a concrete example with $500,000 in appreciated stock, they walk through the mechanics, the tax math, and the key IRS rules, including payout rates and the 10% remainder requirement. They also weigh the pros and cons, discuss who benefits most, and compare CRTs with donor-advised funds and direct donations. By the end, you'll understand how a CRT can be a win-win for your portfolio and a cause you care about, plus when it might not be worth the complexity. The episode also touches on how listener support keeps the podcast ad-free, with a nod to buy me a coffee dot com slash fexingo. #CharitableRemainderTrust #CRT #TaxPlanning #CapitalGains #AppreciatedAssets #CharitableGiving #IncomeStream #IRS #TrustLaw #EstatePlanning #TaxDeduction #DonorAdvisedFund #WealthManagement #Finance #Business #FexingoBusiness #BusinessPodcast #TaxStrategy Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna dive into tax-loss harvesting, the year-end strategy that turns investment losses into tax savings. They explain how selling losing positions to offset capital gains works under 2026 rules, walk through the wash-sale rule that traps many investors, and show why the strategy is especially valuable in a volatile market like the one we've seen in 2026. With a detailed example of a $15,000 loss and a $10,000 gain, they clarify the $3,000 annual income deduction limit and how unused losses carry forward. They also address common pitfalls, including inadvertently triggering the wash-sale rule on reinvested dividends, and offer practical guidance on harvesting losses in tax-advantaged accounts like IRAs. Whether you're a seasoned investor or just starting to build a portfolio, this episode gives you the tools to make tax-loss harvesting work for you before the year ends. #TaxLossHarvesting #CapitalGains #WashSaleRule #2026Taxes #TaxPlanning #Investing #Finance #WealthManagement #TaxStrategy #YearEndPlanning #StockMarket #TaxDeduction #IRAs #PortfolioManagement #FexingoBusiness #BusinessPodcast #TaxTips #PersonalFinance Keep every episode free: buymeacoffee.com/fexingo

Hiring a nanny or household employee means navigating the 'nanny tax' — a set of payroll and income tax rules many families discover only after a surprise bill. In this episode, Lucas and Luna break down the 2026 thresholds, the difference between a household employee and an independent contractor, and why a simple W-2 can save you thousands in penalties. They walk through real numbers for a family paying $20,000 a year, explain the IRS Schedule H filing process, and share the common mistake that triggers audits. If you've ever paid a caregiver, cleaner, or landscaper directly, this episode gives you the practical steps to stay compliant and avoid costly surprises. By the end, you'll know exactly when the nanny tax kicks in, how to register for an employer identification number, and why paying payroll taxes yourself is often better than letting a caregiver handle their own taxes. #NannyTax #HouseholdEmployer #ScheduleH #PayrollTax #W2ForNanny #TaxCompliance #FamilyFinance #CaregiverTaxes #IRS #TaxPlanning #HouseholdEmployee #IndependentContractor #TaxPenalties #EmployerIDNumber #TaxFiling #Finance #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

When you inherit a retirement account, the tax rules changed dramatically under the SECURE Act. In Episode 151 of The Tax Strategy Podcast, Lucas and Luna break down the 10-year rule for inherited IRAs, who it applies to, how the IRS final regulations in 2024 clarified required minimum distributions, and why the penalty for missing an RMD can be steep. They walk through a concrete example of a non-spouse beneficiary inheriting a $500,000 traditional IRA, show how stretch IRA strategies vanished for most heirs, and explain the one big exception for surviving spouses and minor children. If you're expecting an inheritance or advising someone who is, this episode gives you the timeline, the tax hit, and the smart withdrawal order to avoid a nasty surprise. Listen before you take that first distribution. #InheritedIRA #10YearRule #SECUREAct #RetirementPlanning #TaxStrategy #RequiredMinimumDistributions #EstatePlanning #Beneficiary #TaxPlanning #Finance #BusinessPodcast #FexingoBusiness #WealthManagement #IRARules #TaxTips #RetirementAccounts #TaxSeason #FinancialPlanning Keep every episode free: buymeacoffee.com/fexingo

When you earn money abroad—say, from a freelance client in Berlin or a rental property in Lisbon—the U.S. taxes your worldwide income, and the foreign country taxes it too. That's double taxation unless you claim the foreign tax credit. In this episode, Lucas and Luna explain how the credit works, who qualifies, and the key limits to watch for in 2026. They walk through a practical example using the simplified option, explain how the credit interacts with the foreign earned income exclusion, and share a cautionary tale about passive income and the foreign tax credit limitation. By the end, you'll know whether the foreign tax credit or the foreign earned income exclusion is the better move for your situation—and how to avoid the common pitfalls that trip up filers every year. #ForeignTaxCredit #DoubleTaxation #TaxPlanning #ExpatTaxes #ForeignIncome #TaxCredits #USExpatTax #ForeignEarnedIncomeExclusion #TaxLimitation #PassiveIncome #TaxStrategy #Finance #TaxSeason #FexingoBusiness #BusinessPodcast #TaxTips #GlobalTax #2026Taxes Keep every episode free: buymeacoffee.com/fexingo

Most people know the Child Tax Credit, but far fewer understand the Additional Child Tax Credit — a refundable piece that can put money in your pocket even if you owe no tax. In this episode, Lucas and Luna unpack how the credit works in 2026, who qualifies, and why it's especially valuable for lower-income families. They walk through a concrete example: a family with two kids and $18,000 of earned income, showing how the credit can be refunded up to 15 percent of income over $2,500. They also clarify how it interacts with the regular Child Tax Credit, the impact of the 2025 tax law changes, and common mistakes to avoid. If you've ever filed taxes and wondered why you got a check instead of a deduction, this episode explains the mechanics in plain English. Perfect for parents, tax preparers, and anyone who wants to keep more of their refund. #AdditionalChildTaxCredit #ChildTaxCredit #TaxRefund #TaxCredits #FamilyFinance #TaxPlanning #LowerIncomeFamilies #TaxSeason #TaxLaw2026 #RefundableCredit #IRS #TaxTips #Finance #Business #FexingoBusiness #BusinessPodcast #TaxStrategy #Podcast Keep every episode free: buymeacoffee.com/fexingo

Lucas and Luna break down the state and local tax deduction — the SALT cap — in 2026. They explain how the $10,000 federal limit on deducting state income and property taxes affects homeowners, high earners, and residents of high-tax states like New York and California. They also explore alternative strategies, including the workaround some states have adopted for pass-through businesses, and how the cap could change with the Tax Cuts and Jobs Act provisions expiring after 2025. Listeners get a clear picture of what's deductible, what's not, and how to plan ahead. #SALT #StateAndLocalTax #TaxDeduction #PropertyTax #IncomeTax #TaxPlanning #2026Taxes #TaxCutsAndJobsAct #HighTaxStates #PassThroughEntity #Workaround #ItemizedDeductions #Homeowners #Finance #TaxStrategy #FexingoBusiness #BusinessPodcast #TaxTips Keep every episode free: buymeacoffee.com/fexingo

In this episode, Lucas and Luna break down the Credit for Other Dependents, a lesser-known tax credit that can save you up to $500 per dependent who doesn't qualify for the Child Tax Credit. They explain who counts as a qualifying dependent, how the credit phases out for higher incomes, and why it's often overlooked by taxpayers caring for aging parents or adult children with disabilities. Using a concrete example of a couple caring for an elderly parent, they walk through the math and show how this credit can reduce tax liability even if you don't owe any income tax. They also contrast it with the Child Tax Credit and discuss the rules around claiming multiple dependents. Whether you're supporting a parent, a grandchild, or a non-child relative, this episode gives you the practical details you need to claim what you're owed. #CreditForOtherDependents #TaxCredit #DependentExemption #ElderCareTaxBreaks #ChildTaxCredit #TaxPlanning #TaxDeductions #FilingStatus #IRS #TaxSeason #FamilyTax #TaxSavings #Finance #Business #FexingoBusiness #BusinessPodcast #TaxPodcast #MoneyTips Keep every episode free: buymeacoffee.com/fexingo

In Episode 146 of The Tax Strategy Podcast, Lucas and Luna drill into the Child and Dependent Care Credit — the often-overlooked tax break for working parents and caregivers. They walk through who qualifies, how the credit is calculated, and the key limits for 2026, including the $3,000 and $6,000 expense caps and how the credit percentage scales with income. They also tackle a common pitfall: why the credit often doesn't help low-income families as much as expected, and how employer-provided dependent care benefits interact with the credit. Using a concrete example of a family with two kids in daycare, they show exactly how the math works out. Lucas shares a pro tip about keeping records of care providers' tax IDs, and Luna highlights the often-missed opportunity for parents with part-time schedules. The episode closes with a look at how the credit might change in future tax reform discussions. If you're a parent or caregiver paying for childcare, this episode is your practical guide to claiming what you're owed. #ChildAndDependentCareCredit #TaxCredit #Childcare #WorkingParents #TaxPlanning #TaxDeductions #FamilyFinance #TaxSeason #Caregiver #Daycare #TaxTips #Finance #Business #FexingoBusiness #BusinessPodcast #TaxPodcast #2026Tax #IRS Keep every episode free: buymeacoffee.com/fexingo

The IRS quietly lowered the 1099-K reporting threshold to $5,000 for 2026, and that changes things for freelancers, gig workers, and small sellers. Lucas and Luna break down what the 1099-K actually is, how the new threshold works, and why it doesn't change your tax bill—but does change your paperwork. They walk through a concrete example of a rideshare driver who gets a 1099-K for the first time, explain the state-by-state patchwork of thresholds, and offer practical tips for reconciling 1099-Ks with your own records. No panic, just clarity on a form that confuses millions. Plus, a quick note on how listener support keeps this show ad-free. #1099K #GigEconomy #FreelancerTaxes #TaxReporting #IRS #TaxSeason #SideHustle #Rideshare #EtsySeller #SmallBusiness #TaxTips #Finance #BusinessPodcast #FexingoBusiness #TaxPlanning #TaxDeductions #TaxCompliance #SelfEmployed Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the mortgage interest deduction in 2026, explaining exactly who qualifies, how the limits have changed, and why the standard deduction often makes it useless. They walk through a concrete example of a $750,000 mortgage, discuss the impact of the 2025 tax law changes, and clarify the rules for home equity debt, second homes, and refinancing. Listeners will learn how to run the numbers for their own situation, when it makes sense to itemize, and why the deduction isn't the tax break it used to be. Also covered: how the deduction interacts with state and local tax caps, and a quick tip for couples buying a home together. The episode ends with a discussion of whether the deduction is worth the complexity, and a link for listeners who want to support the show. #MortgageInterestDeduction #TaxPlanning #Homeownership #ItemizedDeductions #StandardDeduction #TaxDeductions #2026Tax #HomeEquityLoan #Refinance #SecondHome #RealEstateTax #TaxStrategy #Finance #FexingoBusiness #BusinessPodcast #TaxTips #HomeBuyer #TaxSeason Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the Clean Vehicle Credit for 2026, focusing on the new point-of-sale transfer option that lets buyers apply the credit at the dealership. They walk through the income limits, the price caps, and the confusing battery component requirements, using the example of a family buying an electric SUV under $80,000. They also discuss how the credit phases out for higher earners and why leasing can sometimes be a better workaround. By the end, you'll know exactly what to ask at the dealership and how to avoid common mistakes when filing. If you're thinking about an EV this year, this is the episode you need. #CleanVehicleCredit #EVTaxCredit #ElectricVehicle #TaxCredit #TaxPlanning #TaxStrategy #Finance #Business #FexingoBusiness #BusinessPodcast #TaxPodcast #IRS #Dealership #PointOfSale #BatteryRequirement #IncomeLimit #Leasing #2026Taxes Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna unpack state-level tax credits that reward donations to scholarship-granting organizations. Using Arizona's law as a concrete example, they explain how a dollar-for-dollar credit can lower your state tax bill by up to $1,000 for individuals or $2,000 for couples filing jointly. They walk through the mechanics, who benefits, and the policy trade-offs, including how these credits influence where education dollars flow. If you itemize or pay state income tax, this episode offers a fresh angle on charitable giving that goes beyond the standard deduction. Plus, Lucas and Luna share how listener support keeps the show ad-free and funded by a small group of monthly contributors. #StateTaxCredits #ScholarshipDonations #ArizonaTaxCredit #CharitableGiving #TaxPlanning #Finance #Business #FexingoBusiness #BusinessPodcast #TaxStrategy #PersonalFinance #TaxSavings #EducationFunding #StateTaxes #TaxCredits #DonationStrategy #TaxDeductions #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo

Episode 141 of The Tax Strategy Podcast breaks down the American Opportunity Tax Credit (AOTC) — a refundable credit worth up to $2,500 per undergraduate student. Lucas explains the eligibility rules, income phaseouts (starting at $180,000 MAGI for joint filers), and qualifying expenses like tuition and books. Luna asks about the Lifetime Learning Credit, dependent claiming, and coordination with 529 plans. A 2026 case study shows how a family with a community college student can pocket the full credit. The hosts also discuss Form 8863 and 1098-T requirements. Listeners learn one concrete way to reduce their tax bill while supporting higher education. #AmericanOpportunityTaxCredit #AOTC #TaxCredits #CollegeSavings #EducationTaxBreaks #FinancialAid #TaxPlanning #Form8863 #1098T #LifetimeLearningCredit #TuitionDeduction #RefundableCredit #TaxRefund #StudentTaxes #Finance #TaxStrategy #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, Lucas and Luna break down the Health Savings Account — the most powerful tax-advantaged account most people overlook. With specific 2026 contribution limits ($4,150 for individuals, $8,300 for families, plus $1,000 catch-up), they explain how the triple tax benefit works: tax-deductible contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses. They discuss why savvy savers invest their HSA for long-term growth rather than using it for small bills, how to avoid FICA taxes through payroll deductions, and the special rules after age 65. Plus, they compare HSAs to FSAs and 401(k)s. Perfect for anyone with a high-deductible health plan looking to turn medical savings into retirement wealth. #HealthSavingsAccount #HSA #TaxTripleAdvantage #TaxStrategy #Finance #PersonalFinance #RetirementPlanning #MedicalExpenses #HighDeductibleHealthPlan #IRAComparison #FICA #CatchUpContributions #TaxFreeGrowth #Investing #FexingoBusiness #BusinessPodcast #TaxPodcast #2026Tax Keep every episode free: buymeacoffee.com/fexingo

In this episode of The Tax Strategy Podcast, hosts Lucas and Luna break down the federal tax credits available for homeowners and businesses investing in clean energy in 2026. They focus on the Residential Clean Energy Credit, which covers 30% of solar panel, battery storage, and geothermal heat pump costs with no dollar cap, and the Energy Efficient Home Improvement Credit, which offers up to $1,200 annually for items like windows and doors, plus $2,000 for heat pumps. Lucas explains how these credits are nonrefundable but can carry forward for solar, while efficiency credits cannot. They also discuss state-level add-ons, the simplicity of IRS Form 5695, and how to avoid common mistakes like using non-qualifying products. The episode is packed with specific dollar figures and practical tips for maximizing your savings. A brief listener-support segment reminds listeners about buy me a coffee dot com slash fexingo. Whether you're a homeowner planning upgrades or a business considering solar, this episode gives you the concrete numbers and rules you need to cut your 2026 tax bill. #TaxStrategy #CleanEnergy #SolarTaxCredit #EnergyEfficiency #IRS #TaxCredits #ResidentialCleanEnergy #HeatPumps #BatteryStorage #Geothermal #Form5695 #InflationReductionAct #Finance #Business #TaxPlanning #HomeImprovements #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo

The Qualified Business Income deduction (Section 199A) lets many small business owners deduct up to 20% of their pass-through income. But the rules get tricky: specified service businesses like doctors and lawyers face phaseouts above certain income thresholds, and even trades like manufacturing are limited by wages and property. In this episode, Lucas and Luna break down exactly how the deduction works for a real-world example—a married plumber earning $300,000 who can claim a $60,000 deduction, saving over $15,000 in taxes. They also cover the phaseout ranges for 2026, the wage and property limitations, and why high-earning professionals may lose the deduction entirely. If you own a business as a sole proprietor, LLC, or S-corp, this is the tax break you cannot afford to ignore. #TaxStrategy #SmallBusiness #QBI #Section199A #TaxDeduction #PassThrough #BusinessTax #Finance #Business #FexingoBusiness #BusinessPodcast #TaxPlanning #SelfEmployed #LLC #Partnership #SoleProprietor #QualifiedBusinessIncome #TaxTips Keep every episode free: buymeacoffee.com/fexingo