How a Spousal IRA Doubles Retirement Savings for Non-Working Spouses

In this episode of The Tax Strategy Podcast, Lucas and Luna explain how a Spousal IRA lets a working spouse contribute to a retirement account for a non-working spouse, effectively doubling a couple's retirement savings. They walk through the income limits for 2026, the difference between traditional and Roth spousal IRAs, and a concrete example of how a family earning $150,000 can save an extra $7,000 per year in tax-deferred growth. They also cover what happens when the non-working spouse returns to work and how to coordinate contribution limits. If you're married and one spouse stays home with kids, this is a tax strategy you need to know about. #SpousalIRA #RetirementSavings #TaxStrategy #MarriedCouples #IRA #RothIRA #TraditionalIRA #TaxDeduction #Finance #TaxPlanning #FexingoBusiness #BusinessPodcast #TaxTips #SmallBusiness #WealthBuilding #FinancialLiteracy #RetirementPlanning #TaxSeason Keep every episode free: buymeacoffee.com/fexingo