EPISODE · Jun 23, 2026 · 39 MIN
How CUSOs Let Credit Unions Compete on AI
from Main Street AI · host Multimodal
Ankur Patel interviews Randy Salser, President & CEO of NACUSO.📩 Subscribe to the Main Street AI Newsletter: https://multimodal.beehiiv.com/subscribe?utm_source=podcast&utm_medium=description&utm_campaign=podcastRandy explains how the CUSO model empowers credit unions to compete on AI and stablecoin — how shared service organizations give a $500M institution a seat at the table next to JPMorgan, why the arbitrary 1% investment capital cap is the fight on Capitol Hill, and why AI adoption is a culture project led from the executive suite, not an IT project.Guest: Randy Salser, President & CEO, NACUSOHost: Ankur Patel, CEO & Founder, Multimodal0:00 Introduction: Meet Randy0:44 How Randy ended up running NACUSO2:10 Mapping the credit union, CUSO, and NACUSO model5:09 How CUSOs work and the seat at the table they buy10:34 Legacy tech stacks and the integration problem12:51 The friction NACUSO is trying to solve: the 1% cap13:51 Stablecoin, the Genius Act, and the capital cap fight16:35 Why advocacy matters for small credit unions18:38 What's actually blocking credit unions on AI26:24 Why stablecoin has to flow through CUSOs29:22 The cultural move before AI works technically33:17 The fintech threat: credit unions reduced to back-end37:46 What success looks like for NACUSO in 5-10 years38:51 Closing
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How CUSOs Let Credit Unions Compete on AI
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