How Household Debt Distress Is Reshaping Consumer Spending

Consumer confidence is slipping even as the economy adds jobs and GDP grows. Lucas and Luna dig into the New York Fed's latest Survey of Consumer Expectations, which shows household financial worry at its highest since July 2022. They break down how rising credit card balances and auto loan delinquencies are squeezing spending, why the VIX spike suggests markets are pricing in a consumer-led slowdown, and what Wednesday's CPI report might reveal about whether inflation is truly cooling. The episode connects the dots between the ten-year Treasury yield at 4.53 percent, the inversion in short-term rates, and the widening gap between the NASDAQ's rout and the Dow's resilience. A grounded look at the disconnect between macro headlines and household reality. #ConsumerSpending #HouseholdDebt #NewYorkFed #ConsumerSentiment #Inflation #FedPolicy #VIX #TreasuryYields #NASDAQ #DowJones #CPI #CreditCardDebt #AutoLoans #EconomicOutlook #Economics #FexingoBusiness #BusinessPodcast #MarketVolatility Keep every episode free: buymeacoffee.com/fexingo