How Love and Money Connect with Kim Curtis

What does love have to do with money and investing? In this episode we’re joined by best-selling author and money management advisor Kim Curtis, who breaks down the relationship between love and money. Kim is also a speaker as well as President and CEO of Wealth Legacy Institute Inc. Kim is proud to have created a firm where she can truly put her clients first, bringing the alignment she needs to feel true joy in her work. For Kim, how you deal with money says a lot about how you deal with life, and she’s passionate about helping her clients find a balance. On this episode of the Live. Love. Engage. podcast: Kim’s professional background and how she ended up working in the money industry. What made Kim realize she was out of alignment with herself. Why women have been left in the dark about investing and trading. The language around money that appeals to women. How having peace of mind helps you with the vision for your life. What Kim has noticed about the women she works with. Why your relationship with money starts on the inside. The part of Kim’s money story she had to unpack. The moment that changed the trajectory of her journey. Why self-love is important to your relationship with money. The two laws of money. Kim’s biggest lesson as an entrepreneur. What inspires her to do the work she does every day. The money strategy she doesn’t believe in and why. The biggest reason people fail financially. Red flags to watch out for when looking for financial advice. Connect with Kim Kim's website: https://www.wealthlegacyinstitute.com/ Kim's money book: Money Secrets: Keys to Smart Investing Kim's retirement book: Retirement Secrets: Keys to Retiring Happy, Healthy & Free *FYI – I get commissions for purchases made through links in this post. Quick Links: Join the Live. Love. Engage. Community Intuitive Business Coaching The Live. Love. Engage. Book Support the Podcast with BuyMeACoffee.com Enjoying what you're hearing on Live. Love. Engage.? Subscribe on Goodpods or your favorite podcast platform, and click here to leave a 5 STAR Review. You can also watch the conversation on YouTube. TRANSCRIPT You're listening to the live love engage podcast. On today's show, what love has to do with money and investing. Stay tuned. I am Gloria Grace Rand, founder of the love method and author of the number one, Amazon Best seller, Live. Love. Engage. - how to stop doubting yourself and start being yourself. In this podcast, we share practical advice from a spiritual perspective on how to live fully love, deeply and engage authentically so you can create a life and business with more impact, influence and income. Welcome to live love, engage. Namaste and welcome. Welcome again to another episode of live. Love. engage. And I am really excited about our guest today because we've been having a discussion before we even got started recording today. And, and it's just sparking new ideas of, of originally I had one idea of where to take this, but now I'm thinking maybe a different idea of where to take our conversation. So, first off I wanna welcome Kim Curtis to Live. Love. Engage. Thank you, Gloria. Appreciate being here. Well, I am really excited to, as I said to talk with you because Kim is a money person. She is a bestselling author of money secrets, and a nationally recognized wealth management advisor and speaker, president, and CEO of wealth legacy Institute. And she's been profiled in several publications, including the wall street journal and what I really find refreshing and also inspiring is the fact that you are a woman in the financial arena because I was doing some research. And then you actually pointed out to me as well. Cause I was curious to know. It's a male dominated industry. And I was wondering just what the percentage of women are and and it's pretty small. So I, I'm gonna let you elaborate on that in a second and also just tell us then why, what, what sort of drove you, to be able to get into the business you're in, the business of money. The business of money. I love that. I love that, you know, it's such an interesting. Journey that I had because I also have a legal background. Oh, okay. And so, and that's what moved me out to Colorado to go to law school in Denver, from New York and I've stayed. so when I think about. My legal background, which is more negotiation, mediation, arbitration. And back in the day, that was really an up-and-coming industry of alternatives to the courthouse. So, I moved to salt lake to open up a salt lake city office. I was the youngest regional vice president in the country, and I became more of a spokesperson for the cause. And not doing settlement conferences and, pre-hearing conferences. And so I had a friend that was an HR person that put me through a battery of tests and what came up for my next next was finance. I love it and financial planning. So I moved back to Denver and I thought, oh my goodness, this is such an easy peasy career for me in three to five years, I'm gonna knock it out of the park, you know, be successful, do great things. Cuz remember I was at regional vice president by the time I was 30 and then I was like, okay, five to seven. No, no, no. Oh seven to 10 years. I will figure out this journey. Candidly. It took me really that long. it took me that long. And what happened is one day when you get a financial statement, your, your investment account on the back, back then was eight pages. But, but two, two to a page of very tiny, tiny, tiny print of disclosures. And I finally read it. A legal background, I should read this stuff and I finally read it and I'll never forget the emotion I had upon reading it. I, all of a sudden realized that I was not a fiduciary that put clients' interest first at all times, and worked for the client, that I actually worked for the brokerage firm I was with. I'll never forget that cause as much as you wanna do your best work, you're doing your best work, but you're in the confines of working for the brokerage firm. Like the products that are available to you, the incentives that they give you. And it wasn't until that time that I recognized and then realized I, I have to leave. I am completely out of alignment with who I am as a woman, as a person. And that's when I created wealth legacy institute. And that was easily 15 years ago. So the industry on average is about 25% women. It's a hard field historically because of how it was structured. I basically, the environment is sales. Historically. So unless you're with a independent registered investment advisory firm, RIA firm, that's the only type of firm that always puts your interest first at all times, just like a CPA. And that's what wealth legacy Institute is. And so I've been in alignment ever since, always a fiduciary and creating the firm that actually has the clients first, not last, if you look at, if you kind of think of how that works and then it's much more joy every day, you love what you're doing, cuz you're completely in alignment and helping people really maximize their potentials in their dreams. I love what I do. That is, that is so interesting. I think, cuz I don't think that many people realize the difference and, and in fact, I, I was enlightened in that as well because my husband and I have been working with a fiduciary, which he has explained to me about just exactly what you did. He says, yeah, he went through the same thing is that he was working for another company and, and, or working for a brokerage firm or something. And, and it's like, you know, it's, they incentivize you to offer products and, you know, and stocks or mutual funds, but it's really to benefit the company, not necessarily the client. And now being able to be an independent or to be that fiduciary it's like, it really is focusing in on the client. So I love that. That's what you're doing because I, I think people don't, don't realize it and then they get really bogged down. And I think in particular women, especially because this was something we were talking about is that, you know, so many women traditionally or, or I think the majority of women are really the spenders in, in. In the family, I mean, women in general consumers, because that's, you know, advertisers are always trying to appeal to women because we're the ones controlling it. And yet at the same time, women don't necessarily understand about investing and finance. So, I’m trying to think. What, why do you think that is? I mean, I have an idea. I, I, I sort of know the answer to this, but why do you think women are, are not as financially savvy, I guess we could say, I think all of your listeners are saying that out loud, what you think the answer is to that because we all know what it is. it's really been inaccessible to us in terms of the languaging of the profession. There's nothing about investing and trading that really excites me, even though that's what I do, but I don't do it and lead with that at all, because there's not, there's no amount of rate to return that can create an extraordinary life. And so for women, I think historically, yes, women manage the budget, the cash flow of the household in the family. And oftentimes it's no time, no energy, I'm spent, I'm surviving. But if you could bring that in with financial planning, take the money piece, the investment piece, bridge that with financial planning, all of a sudden the dialogue becomes much more enriching. It's more accessible for them. Oh, oh. Like, how do I take care of my family? Oh, oh, goal achievement. So I have choices and know where I stand that it's not about which investments over here. It's really about what's the future of my family. And my spouse. And when can we step off? Because we were just in the grind, saving, saving, saving, saving for retirement and not necessarily even tak