How Much Is “Enough”, with Simran Kaur. episode artwork

EPISODE · Apr 1, 2026 · 45 MIN

How Much Is “Enough”, with Simran Kaur.

from The Curve

What does “enough” actually look like when it comes to money and why is it so weirdly hard to answer? In this episode, Sophie sits down with Friends That Invest (https://friendsthatinvest.com/) founder Simran Kaur to talk about growing up with a scarcity mindset, how our childhood shapes the way we spend and save, and why having more money doesn’t magically fix your relationship with it. Simran also breaks down how she built a seven-figure portfolio before 30, what’s actually in it, and the simple formula she uses to figure out her “enough number. Expect an honest conversation about money shame, investing, identity, the financial habits we inherit from our parents, and practical advice that might finally help you put a number on what “enough” looks like. Sim’s links: friendsthatinvest.com Instagram (https://www.instagram.com/friendsthatinvest/) YouTube (https://www.youtube.com/@ms.simrankaur) Apple Podcasts (https://podcasts.apple.com/gb/podcast/friends-that-invest/id1529887342) Spotify (https://open.spotify.com/show/4jWkbLYqVv93FjLkAcvZ1y?si=e044232efa4c424b) Credits: Host: Sophie Hallwright Guest: Simran Kaur Producer & Editor: Emily Rigby Social & Digital Manager: Lucy Munro ⁠⁠Leave us a message on The Curve Hotline 💌☎️⁠⁠ For more from The Curve:⁠⁠⁠⁠ ⁠⁠Website⁠⁠ ⁠⁠Instagram⁠⁠⁠⁠⁠ ⁠YouTube⁠⁠⁠⁠⁠ ⁠TikTok⁠⁠⁠⁠⁠ ⁠Newsletter⁠⁠ Chapters 00:00:00 Episode preview 00:01:05 Meet Simran Kaur 00:02:46 From optometry to building a business 00:06:22 How Sim got into investing 00:09:45 The start of Friends That Invest 00:12:29 Understanding your relationship with money 00:14:56 Sim’s earliest money memory 00:17:43 Moving from India to New Zealand 00:21:26 How Sim’s money mindset changed 00:25:02 What being “rich” really means to Sim 00:28:12 Sim’s first investment 00:29:33 Inside Sim’s investment portfolio 00:33:49 Private investing, angel deals and property 00:34:50 What does “enough” actually look like? 00:38:46 How to figure out your own “enough” number 00:41:56 Sophie calculates her number 00:44:22 Thank you for listening! 00:00:00 Financial disclaimer Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.

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