PODCAST · business
The Curve
by The Curve Platform
The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way. New episodes every Monday and Wednesday! Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
Episodes
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If he buys you a lab-grown ring, does he still love you?
Today we're talking lab grown versus natural diamonds, and by the end of it, neither of us landed exactly where we thought we would. Sophie sits down with Martha (@martha.stewish) to unpack where diamonds actually come from, why the cut matters more than the size, and how a 90-year-old marketing...
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The Weekly: Sydney Sweeney’s Prediction Market and the Generation Beauty Forgot
Emma Louise Boynton is back, filling in for Vic. Sydney Sweeney’s “just sports” ad caused a stir, but the bigger story is that she’s an investor in Novig, the prediction market now reportedly worth $2 billion. Soph breaks down how prediction markets work and whether they’re anything more than...
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The Weekly: Mortgage rates hit 6%, the US$200bn pill race and why we hold on to bad investments
UK mortgage rates have hit 6% for the first time since Liz Truss’s mini-budget, yet the Bank of England hasn’t raised rates. So who’s pushing them up, and why does it matter even if you don’t own a home? With Vic on her way home to New Zealand, our lead investor Nicole Bremner steps in alongside...
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What’s the ROI on looksmaxxing?
It’s time to talk about "looksmaxxing," the internet's term for optimising everything about your appearance, and why so many of us are quietly pouring hundreds (or thousands) of dollars every month into it. Soph is joined by Hanna Horvath, author of the money and culture Substack ‘Your Brain on...
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Why Oura pulled its $15BN IPO + is AI making us dumber?
First up, Oura was about to go public. It was looking to raise $2.2 billion at a valuation of more than $15 billion, then pulled out at the last minute. We break down what an IPO actually is and why companies wait for a sunny market before they list. Plus, why Oura's subscription model could make...
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The Weekly: Women do the work, but men have the power
We're back from our break, and we're kicking things off with not one but two personal updates. Soph opens with some very happy news, and Vic's comes right at the very end, so make sure you stick around. Trigger warning: this episode discusses the Cornell University sexual assault case. We look at...
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Beginner's guide to stocks
What is a share price, how is it actually set, and what makes it move up or down. This episode breaks the stock market down to its most basic level, buyers and sellers in a marketplace, and explains why getting emotionally attached to a stock (much like a bad relationship) is one of the easiest...
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Don’t invest all your eggs in one basket
Diversification is one of those words that sounds boring until it saves your portfolio. This episode breaks down what it actually means to spread your risk, why the stock market works like any other marketplace, and why falling in love with a single investment can be one of the most costly…
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High Risk vs Low Risk Investments Explained
Risk is one of those words that sounds terrifying until you understand what it actually means. This episode walks through how to think about your own risk appetite, why investing and gambling are not the same thing, and why checking your investments constantly can do more harm than good. A solid...
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Cash, bonds, property, stocks: ranked by risk
There are four main asset classes: cash, bonds, property and stocks, and this episode ranks them from safest to riskiest and explains why. Property in particular gets a reality check here, since it's the asset most people assume is "safe" without really questioning why. A useful one for...
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The investing guide I wish I had in my 20s
Before anything else in investing makes sense, you need to understand return, volatility and why Einstein rated compound interest so highly. This episode breaks down what people actually mean when they talk about "the return" on an investment, and why different types of investments move up and…
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The Curve is taking a short break
The Curve is pausing new episodes for the next couple of weeks. Soph's away and Vic is in the middle of moving back to New Zealand to run the fund, so rather than rush new episodes out, the feed is taking a breather. In its place, five of the very first episodes ever recorded are being…
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Buying property with family or a partner, what could go wrong ...
Holly's back in the studio (this time in person) for another round of Curveballs, real listeners’ submitted property stories sent in after her last two episodes went viral. Soph & Holly unpack a family vacation home at the centre of five and a half years of conflict, a couple who split renovation...
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A $6BN Divorce With No Prenup + Kendall Jenner's Investing Playbook
Lululemon's founder is getting divorced after 20+ years of marriage, and there's no prenup on a fortune worth over $6 billion. We get into what that means for his wife (one of the company's first employees and founding designer), especially as Lululemon posts its second dire quarter in a row and...
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The Weekly: Worst Interest Rates Since 2008 & Shein Loses $5bn in a week.
First up, government bond yields just hit levels not seen since the 2008 financial crisis, and the headlines are in full panic mode. Vic breaks down what a bond yield actually is, why investors are suddenly worried that governments around the world have overextended themselves, and why a "boring"...
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A Side Hustle From Her Bedroom Floor Became an 8-Figure Business.
Madi Stefanis started her business at 19 with one old film camera and a Facebook Marketplace listing. It sold for 5x the asking price, and that was the beginning of a side hustle that scaled to $70K a month from her bedroom floor, before turning into 35mm Co., a camera brand now sold in nearly...
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Hundreds of millions in the bank. Still took 18 years to turn a profit.
She's got 33 million followers and one of the most photographed families on the planet. It still took Victoria Beckham 18 years to turn a profit, and £66m in debt to get there. We break down what that says about the difference between revenue and profit, and why runway matters more than either....
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First fund update, Apple's new CEO, & the billion-dollar cost of climate change.
This week, Soph and Vic share the Curve Fund's very first monthly update and break down the biggest movers, including Estée Lauder's and AMD. They also get into Apple's new CEO John Ternus, only the seventh in the company's 50 year history, and what his $60 million pay package (mostly in stock)...
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The property millionaire who says stop buying.
This week, Soph is joined by The Curve’s angel investor, Nicole Bremner. At its peak, Nicole’s portfolio included stakes in over 110 properties. In this episode, the pair get honest about what's shifted in the property market over the last 15 years, and why the old rules of buying property no...
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Meta's $18 billion problem.
Soph and Emma pay tribute to Dolly Parton's legacy and the financial genius behind her career, from refusing to give Elvis half her songwriting credit to owning her entire catalog decades before artists like Taylor Swift and Dua Lipa followed suit. They also break down Meta's $18 billion legal...
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Designer Babies, Anti-Aging & the $12.5B Lakers Deal.
This week we're asking an uncomfortable question: can money literally buy you a longer life? We dig into the eyebrow-raising world of biohacking billionaires spending millions to reverse their biological age, the stark wealth gap in life expectancy (up to 15 years in some countries), and the rise...
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7 Questions to Ask Before You Buy an Investment Property.
Before Pete West buys a single investment property, he runs through 7 questions - skip one, and it could cost you thousands. Soph sits down with Pete (the property investor she's worked with on two of her own investments) to break down exactly what he looks for before he buys anything. This isn't...
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Do you have "Emma Grede Disease"? Unpacking founder culture's biggest myth.
"Emma Grede disease" is TikTok's new shorthand for our collective obsession with founder culture - the private jets, the polished business profile, the highlight reel version of building something from nothing. This week, Soph and Emma unpack where the term came from and whether it holds up…
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Samsonite buys BÉIS, Selena Gomez gets sued & Anthropic's $1 trillion IPO
Samsonite just bought a chunk of Shay Mitchell's luggage brand Beis; a 116-year-old company getting cool by buying it rather than building it. We unpack why this "buy vs. build" move makes sense (and what it means for celebrity-backed brands generally). Then: Selena Gomez is being sued for fraud…
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Is your wedding for you, or for Instagram?
Over 50% of US couples go into debt paying for their wedding, and 1 in 3 regret how much they spent. So what's actually driving the cost up, and what do people wish they'd spent their money on instead? Sophie sits down with Margie Riddiford, co-founder of wedding platform Veil, to unpack the...
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What AOC's public egg freezing journey reveals about the cost of fertility.
Congresswoman Alexandria Ocasio-Cortez is freezing her eggs and sharing every part of the process with her 6 million+ followers; the hormone injections, the bloating, the uncertainty, and it's got Soph and Emma asking what egg freezing actually costs. In this episode, we cover the real price of...
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Alix Earle vs Alex Cooper: the tea is in the balance sheets.
Sophie and Vic get into why Alix Earle might be one of the smartest businesswomen on the internet right now, quietly building her own VC firm off the back of her TikTok reach. They put her playbook up against Alex Cooper's, whose media company Unwell just hit a $500 million valuation, and break...
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The holiday hangover nobody talks about: your bank account.
When you look at a big financial goal, it’s easy to get overwhelmed before you even start. You know you need a buffer for when life goes wrong, and you know you want to save for the things that actually bring you joy, but staring at a massive target number can make you want to give up entirely....
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OnlyFans: exploitation dressed up as empowerment.
Soph and Emma spring off the back of Margot's Got Money Troubles to unpack what's actually going on with OnlyFans. They investigate who's really making money on the platform, how the business model works, and why the numbers are nowhere near as glamorous as the headlines suggest. They also get…
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Is being chronically single the new savings hack?
Vic is officially back in the studio after a month-long hibernation in New Zealand! Reunited with Soph, the dream team unpack how the cost of living crisis is rewiring the dating scene. Who should pay when the average date costs $189? Alongside navigating the wild world of modern romance, the…
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Money buys freedom, not things: a financial coach explains.
Hannah Mayfield swapped a career in fashion for financial coaching, and now teaches thousands of people how to build real financial freedom, not just save for the sake of it. In this episode, she and Sophie talk about why there's no single "right" way to manage your money, and how to invest...
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Can women afford to not botox?
This week, Sophie and Emma finally have the conversation they've been avoiding for months (maybe years): what beauty spending actually costs women over a lifetime, and whether skipping it is a luxury anyone can afford. They get very honest about what they've personally spent on Botox, filler and...
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50k guaranteed or flip for a million? (The answer says a lot about you).
Would you take a guaranteed 50k or flip a coin for a shot at 1 million? A new YouGov poll reveals a huge gender gap in who's willing to take the risk, and Sophie and Abi discuss whether it's really about risk appetite, or just financial education. Then: why billionaires are buying up land in New...
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Introducing… The Curve Investments.
The secret's finally out: The Curve Investments is FINALLY here. If you've been with us since the dusty, windowless studio days, this is the moment we've been building towards since episode one. If you're new here, welcome, you've picked a big week to join. In this episode, we sit down to unpack...
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Why more families than ever are ending up in court over wills.
Family disputes over wills and inheritance have risen by almost 130% in the last decade. We break down exactly why; from rising dementia rates to blended families and second marriages, to house price booms leaving families with tax bills they can't afford, and share practical ways to protect your...
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Chat GPT, Claude; meet your FREE rival.
A Chinese startup called Moonshot AI has released Kimi K3 - the world's largest open source AI model, and it's already rivaling the AI tools we all use every single day. It's cheaper, it's fast, and it's backed by the Chinese government. So why is this making investors panic? In today's episode…
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Property investing isn’t dead, you’re just doing it wrong.
Pete has spent 10 years in the property game, helping people build their wealth, including Sophie! In this episode, they team up to unpack the crucial things most buyers quietly ignore: why your life partner is actually your most critical financial asset, the dangerous psychology behind property...
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The Book Everyone's Talking About (And Why It's Terrifying).
This week on The Curve Weekly, we are joined by writer, broadcaster, journalist and founder of Sex Talks, Emma Louise-Boynton. We dive into Belle Burton's ‘Strangers’, the memoir everyone has been talking about: a story about a husband who ups and leaves after 21 years of marriage with no…
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Buy Now, Pay Later Can Now Wreck Your Credit Score.
This week Sophie's joined by chartered accountant, author and finance creator Abi Foster (filling in for Vic) to unpack the UK's brand-new Buy Now, Pay Later regulations - why they've come in, what they actually mean for your credit score, and how one woman ended up $50k in debt using it. Plus:...
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The Money Lessons We Were Never Taught (And How to Catch Up in Your 20s and 30s).
If you've ever felt behind on money, like everyone else somehow "gets it" and you missed the lesson, this episode is for you. Sophie sits down with finance creator Ciara Anne to break down, step by step, how she went from financially avoidant to having over £200,000 invested, without cutting out...
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Should Billionaires Be Taxed? + Taylor Swift & Travis Kelce's $20M Wedding.
Today we tackle one of the most controversial money topics out there: should billionaires pay more tax? With a wealth tax vote coming to California and France debating the same fight, Vic and Soph go head to head - one wants a minimum personal income threshold for the ultra-rich, the other says…
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The prenup boom, explained.
New data shows 53% of engaged or married Americans under 45 now have a prenup, up from 34% just a few years ago - and women are the driving force behind the shift. Sophie and Vic unpack what's behind the surge, what the "default" marriage contract looks like if you never write your own, and the...
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Ways to Earn More When Budgeting Isn't Enough.
Sometimes budgeting can only get you so far. You can track every dollar, split your accounts perfectly, and still find there's nothing left over to invest in your future. That's when you need to shift your focus from saving what you have to earning more. Hannah Koumakis is back on the mic, and…
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Why Women Will Inherit Most of the $124 Trillion Wealth Transfer.
First up, a Wimbledon winner takes home £3 million, but a player ranked 150th can't even afford their own lunch? Vic breaks down the brutal economics of tennis, how Centre Court tickets became high-return investments, and what happens when live sports suddenly become a massive lifestyle trend....
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Why Flights Are Still Expensive, What Nike's Hiding & Are ETFs Losing Their Charm?
Why haven't flight prices dropped even though oil prices have? Vic breaks down airline hedging and why we're stuck paying more for a while yet. Then, Nike just posted a $1 billion profit, sounds amazing, right? We dig into why the share price tells a very different story, and what it teaches us...
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Why now is never the right time to invest.
This one is for anyone who has looked at the state of the world lately and thought: maybe I'll just wait until things settle down... Vic and Soph recently spoke at The London Business School and someone in the crowd asked this question… “Given the state of the world - wars, oil, tariffs etc... do...
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The Fifa World Cup has a new rule. It's called pay your child support.
Argentina handed the US a list of 130,000 child support debtors and said: don't let them into the World Cup. Soph and Vic break down why this is so much bigger than football. They also get into 10 years of Brexit and what it's actually cost the average person in wages, housing, and political…
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The Honest Truth About Buying Property With Someone You Love.
Buying property with a partner is one of the biggest financial decisions you'll ever make, but most couples spend more time choosing the kitchen tiles than figuring out what happens if things go wrong. Holly Egerton is a property lawyer who has bought (and navigated the aftermath of) two…
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El Niño Is Here. And it's about to hit your wallet.
El Niño is back, and it is already happening. Last time a weather event this strong hit, the global economy lost nearly $6 trillion. This time it is arriving on top of post-war inflation, elevated energy costs, and supply chains that are still finding their feet. We break down what El Niño…
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Meet The Founder: Sophie's Full Money Story.
We've heard Sophie talk about money on this podcast hundreds of times. But this episode? This is different. For the first time, Emily (Podcast Producer) and Lucy (Social Media Manager) here at The Curve sat down with Soph to go deep, from stealing as a six-year-old, to blowing her dad's credit…
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ABOUT THIS SHOW
The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions you're thinking, but might feel a little embarrassed to ask. This podcast will give you all the tools and knowledge to achieve financial freedom, as well as (hopefully) having a laugh along the way.
New episodes every Monday and Wednesday!
Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice
HOSTED BY
The Curve Platform
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Frequently Asked Questions
How many episodes does The Curve have?
The Curve currently has 383 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.
What is The Curve about?
The Curve is a platform to learn more about money. To change the stereotype that these conversations are typically boring, and only for men in suits. Victoria has worked in the finance and investing world for 13 years, and Sophie is a total novice. Learn alongside her as she asks all the questions...
How often does The Curve release new episodes?
The Curve publishes regularly with 383 episodes available. Check the episode list for the typical release schedule.
Where can I listen to The Curve?
You can listen to The Curve on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.
Who hosts The Curve?
The Curve is created and hosted by The Curve Platform.
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