How Private Lenders Assess a Deal | Featuring Ryan Day from Calvert Home Mortgage | Real Estate Investing Canada

🎧 How Private Lenders Assess a Deal | Featuring Ryan Day from Calvert Home Mortgage Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode is a deep dive into private lending with Ryan Day from Calvert Home Mortgage. Wayne and Gabby open with personal landlord updates (including a chaotic appliance tech incident), then bring on Ryan to share real success stories from Calvert clients and how private lenders assess deals. If you're planning a BRRRR, flip, or just want to understand alternative financing better—this one's a must-listen. 🧠 What You'll Learn in This Episode How Calvert assesses borrowers and property risk Two real-life success stories from Calvert investors The importance of pre-approvals and preparation for fast deals Common reasons banks decline borrowers (and how Calvert steps in) What "red light / green light" chaos looks like for landlords Why some tenants wear you down—and how to screen better next time Details on a $100K profit flip funded with only $10K down How Calvert saved a deal after a last-minute bank financing collapse 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] Get the 5% Rule™ book on Amazon: The 5% Rule™ – The Real Estate Cash Flow Test Order Now → https://a.co/d/3Xrcnhw 🤝 Thanks to Our Sponsors 🏠 Krystal Kromm – Red Deer Investor-Focused Realtor 📞 (587) 377-8584 🔗 Facebook 🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏗️ Calvert Home Mortgage Investment Corporation 📞 403-278-0249 📧 [email protected] 🆔 FSRAO License Numbers: 13267 and 13268