Real Estate Investing Morning Show ( REI Investment in Canada )

You do not need to be rich, famous, flashy, or full-time in real estate to build massive wealth. In this episode, Wayne and Gabby break down how average Canadians are quietly building serious long-term wealth through simple, boring, fundamentals-driven real estate investing. Wayne explains why most successful real estate investors do not look flashy from the outside. They are often regular people buying practical rental properties, focusing on cash flow, using bank financing wisely, holding for the long term, and repeating the process over time. This episode is especially helpful for newer investors who feel overwhelmed by complicated strategies, social media hype, and the idea that real estate investing has to be exciting or impressive to work. Wayne and Gabby explain why boring properties can create extraordinary results, why cash flow matters, how leverage allows investors to control larger assets with less of their own money, and why long-term patience is where most of the wealth is created. If you are wondering whether real estate investing is still possible for average Canadians, this episode will show you why the answer is yes, as long as you focus on the fundamentals and stop chasing flashy deals that do not make sense. What You'll Learn in This Episode How average people quietly build massive real estate wealth Why you do not need to be rich or flashy to become a successful investor Why starting early gives investors a major advantage Why it is still not too late if you are starting in your 40s or 50s Why cash flow is one of the most important foundations of real estate investing Why boring rental properties can produce incredible long-term results How leverage allows investors to buy property using bank financing Why tenants can help pay down your mortgage and build your equity The three main ways rental properties create wealth Why real estate investing works best when you hold for the long term Why investors should focus on numbers instead of emotion Why repeating a simple process can outperform chasing flashy strategies Why Wayne believes slow and steady is the safest path for most investors How free education and coaching can help new investors take their first step About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, and other creative real estate strategies. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: [email protected] Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group [email protected]

Real estate investing builds wealth, but rental property cash flow usually takes time. In this episode, Wayne and Gabby talk about how smart investors can make money outside of their rental properties while still building long-term wealth through real estate. Wayne explains why relying only on rental property cash flow in the early years can create unrealistic expectations. Rental properties are powerful wealth-building tools, but it can take years for cash flow, appreciation, mortgage paydown, and refinancing to create true financial freedom. That does not mean investors need to stay stuck in jobs they hate forever. This episode breaks down different ways real estate investors can create active income within the real estate industry, including becoming a Realtor, mortgage broker, photographer, stager, contractor, wholesaler, fix and flipper, or building a service-based business that supports other investors. Wayne also shares a real example from his own portfolio, where a joint venture property purchased for approximately $179,000 appraised at $240,000 three years later, creating an opportunity to refinance, return the partner's original capital, and roll the equity into another property. If you are building a rental portfolio but want more income, more flexibility, or a faster way to reduce reliance on your job, this episode will help you think about active income strategies that can support your real estate investing journey. What You'll Learn in This Episode Why rental property cash flow usually takes time to become meaningful Why investors should not rely only on early-stage rental income How active income can support your real estate investing journey Why real estate investing is a long-term wealth-building strategy How Wayne and Gabby think about combining active income with rental properties Why becoming a Realtor can complement your investing business How mortgage brokering, photography, staging, and contracting can fit into the real estate space Why wholesaling can create active income, but requires consistency and a real business system Why fix and flips can be profitable, but also carry significant risk How Wayne thinks about spotting real estate trends and future opportunities A real refinance example from Wayne and Gabby's own joint venture portfolio Why buying the right asset class matters when building long-term wealth Why active income can give investors more flexibility while their rental portfolio compounds About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, wholesaling, seller financing, rent-to-own, and other creative real estate strategies. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: [email protected] Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group [email protected]

What features actually matter in a rental property? In this episode, Wayne and Gabby answer a listener question from an investor closing on a rental property who wanted to know whether it was worth adding a dishwasher and whether a bathtub or stand-up shower was better from a rental perspective. This conversation turns into a practical breakdown of the features tenants care about, which upgrades are worth spending money on, and which features may sound nice but do not necessarily improve your rental property business. Wayne and Gabby discuss how to think about tenant profile first, why families often need different features than single tenants, and why every upgrade should be considered through the lens of rentability, return on investment, risk, and long-term property management. They also cover why some features help you attract better tenants, why others create unnecessary maintenance, and why landlords should avoid spending money on upgrades that do not increase value, rent, or tenant retention. If you own rental properties, are preparing to buy one, or want to make smarter decisions before renovating a rental, this episode will help you understand what tenants actually look for and what investors should prioritize. What You'll Learn in This Episode Why tenant profile should guide your rental property decisions Whether a dishwasher is worth adding to an older townhouse Why a dishwasher can help, but may not always justify the cost Why portable dishwashers may not be ideal for rental properties Why a bathtub is usually better than a stand-up shower for family rentals Why families with young kids often need a tub Why a fenced yard is a must-have feature for many townhouse rentals Why sheds, fire pits, and hot tubs may create more problems than value Whether a second bathroom matters in a townhouse Why air conditioning is a bonus, but usually not a must-have Why TV mounts may be worth considering in some rentals When a finished basement or fourth bedroom can help attract tenants Why hot water on demand may be useful, but still requires maintenance considerations How to decide whether an upgrade improves value, rentability, cash flow, or risk About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: [email protected] Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group [email protected]

How many rental properties do you actually need? In this episode, Wayne and Gabby answer a listener question about how many rental properties it takes to create financial freedom, step away from a job, and start living off the cash flow from a real estate portfolio. Wayne explains why this question is more complicated than most investors realize. The answer depends on your income goals, your current resources, your timeline, your risk tolerance, your market, your financing ability, and whether you are in the wealth-building stage or the cash-flow stage of your investing journey. They also discuss why many investors get pulled into unrealistic expectations around financial freedom, why more doors does not always mean more success, and why building a strong real estate portfolio usually requires patience, planning, and realistic expectations. If you are trying to figure out how many rental properties you need, whether you should focus on cash flow or equity, and how to build a portfolio that actually supports your long-term goals, this episode will help you think more clearly about the path ahead. What You'll Learn in This Episode Why "how many rental properties do I need?" is not a simple question Why your answer depends on your personal goals and financial target Why financial freedom is often sold with unrealistic expectations Why more doors does not automatically mean more success Why some investors burn out before their portfolio has time to work The difference between an equity-building portfolio and a cash-flow portfolio Why patience is critical in long-term buy-and-hold real estate investing How refinancing can build wealth but may not immediately increase cash flow Why selling, refinancing, and cash flow all have different trade-offs Why rental properties often become more powerful over time Why investors should focus on return on investment and risk, not just door count Why the 5% Rule™ matters when evaluating rental property cash flow How a clear plan can help you avoid buying properties without purpose About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: [email protected] Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group [email protected]

Should real estate investors join the condo board when they own rental properties in a condo complex? In this episode, Wayne and Gabby answer a listener question about whether landlords and real estate investors should join the condo board to have more influence over decisions that affect their investment properties. Wayne breaks down why his personal answer is usually no, especially if the motivation is fear around special assessments, condo fees, or future board decisions. He explains how condo corporations, reserve funds, reserve fund studies, financial statements, and special assessments typically work, and why proper due diligence before buying is usually more valuable than taking on an unpaid board role afterward. The conversation also expands into a bigger discussion about financial awareness, lifetime earning potential, real estate equity, and how investors can use long-term forecasting to understand the wealth-building power of rental properties. If you invest in townhouses, condos, or any property connected to a condo corporation, this episode will help you think more clearly about risk, responsibility, due diligence, and whether joining the board is actually worth your time. What You'll Learn in This Episode Why a listener asked whether investors should join condo boards Why Wayne usually does not join condo boards himself How condo board roles can create extra unpaid responsibility Why joining the board may not give you as much control as you think How special assessments usually happen Why reserve funds and reserve fund studies matter Why proper condo document review is so important before buying How bylaws are changed in a condo corporation Why investor confidence comes from education and due diligence How long-term portfolio forecasting can show the real power of rental properties Why job income alone may not create the financial future many people expect How small refinancing decisions can change your long-term wealth trajectory About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: [email protected] Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group [email protected]

Buying your first home early can completely change the direction of your financial life. In this episode, Wayne and Gabby break down why buying your first home by age 25 can become one of the simplest ways to build wealth, create options, and set yourself up to become a millionaire by age 40. Wayne explains how home ownership starts the equity clock, why waiting too long can shrink your wealth-building window, and how homeowners can use appreciation, mortgage paydown, and refinancing to build a real estate portfolio over time. This episode also dives into the bigger picture of generational wealth. Wayne and Gabby discuss why the next generation may have a harder time buying real estate, why parents need to think differently about helping their kids get ahead, and why doing nothing can actually push families further behind financially. If you are young, raising kids, starting late, or trying to figure out how real estate can create long-term wealth, this episode will challenge the way you think about home ownership, equity, and your financial future. What You'll Learn in This Episode Why buying your first home early can change your financial trajectory Why Wayne believes 25 is a critical age for starting the equity clock How home ownership builds wealth through mortgage paydown and appreciation Why your job income alone may not be enough to build long-term financial security How inflation and rising housing costs make ownership more important over time Why renting versus owning can create a major wealth gap between families How refinancing equity can help you buy additional properties over time A simple example of going from one home to multiple rental properties Why generational wealth starts with the financial decisions you make today Why future generations may need real estate ownership more than ever About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: [email protected] Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group [email protected]

Finding the right tenant can make or break your rental property business. In this episode, Wayne and Gabby break down how to find the perfect tenant for your rental property by starting with the right tenant profile, advertising in the right places, writing better rental listings, and building a screening process that protects you as a landlord. They explain why tenant selection is not just about finding someone with good credit or a steady job. It is about finding the right person for the right property, reducing vacancy, attracting long-term tenants, and building a rental business that is simple, profitable, and easier to manage. Wayne and Gabby also talk about why Facebook Marketplace has become one of the most important places to advertise rental properties, how to write ads that attract the right people, and why too much friction in the application process can scare away great tenants. If you own rental properties or you're preparing to buy your first one, this episode will help you understand how to attract, screen, and choose better tenants with more confidence. What You'll Learn in This Episode Why finding the perfect tenant starts before you ever post the rental ad How to reverse engineer your rental property around your ideal tenant profile Why Facebook Marketplace is one of the most important places to advertise rentals How to write a simple rental listing that gets the right tenant's attention Why your ad should focus on the features tenants actually care about Why too much friction in the application process can reduce good applicants How to use Facebook profiles, Google, and online information for pre-screening Why employment, income, affordability, and credit history matter How to think about credit scores from a landlord's risk-management perspective Why systems make tenant placement easier to manage and easier to delegate About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Remote Property Management Course: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: [email protected] Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group [email protected]

Buying your first rental property can feel overwhelming, especially when you're using your savings, home equity, or hard-earned capital to get started. In this episode, Wayne and Gabby break down the simple, practical steps new investors need to understand before buying their first rental property. They explain why real estate investing does not need to be complicated, why most new investors should avoid overcomplicating the process, and how to focus on the fundamentals that actually protect your money. Wayne and Gabby also cover the importance of understanding your tenant profile, choosing a property that appeals to the right tenants, buying in a market with growth potential, making sure the property cash flows, getting financing clarity, working with an investor-focused Realtor, and completing proper due diligence before removing conditions. If you're thinking about buying your first rental property in Canada, this episode will help you simplify the process and build confidence before taking action. What You'll Learn in This Episode Why buying your first rental property feels scary for so many new investors Why simple "vanilla" real estate investing is often the safest place to start How to choose a property based on tenant demand instead of personal preference Why cash flow protects you from interest rates, vacancies, repairs, and market shifts Why you should speak with a mortgage broker before seriously looking at properties How an investor-focused Realtor can help you find deals faster Why home inspections, condo document reviews, and financing conditions matter How due diligence can help you renegotiate or walk away from the wrong deal Why your power team should help carry the process instead of you doing everything yourself About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and real estate investing coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. The Canadian Real Estate Investing Morning Show is a daily podcast focused on helping Canadian investors build cash flow, scale their portfolios, and invest with confidence. Resources & Contact Learn about the REI Masters Mentorship Program: www.reimasters.ca Bookkeeping & tax help for real estate investors: www.finngo.com/rei Get Wayne's book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM Submit a question or connect with us: [email protected] Thanks to Our Sponsors Calvin Realty – Edmonton Investor-Focused Realtor calvinrealty.ca Finngo Bookkeeping & Tax – For Investors, By Investors www.finngo.com/rei Kirkwood & Brennan Mortgage Group [email protected]

What Tenants Look For in a Rental Property | 5 Must-Have Features for Real Estate Investors Canadian Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier If you've ever wondered why some rental properties attract great long-term tenants while others struggle with turnover, this episode breaks it down. Today, Wayne & Gabby dive into a powerful listener question: what actually makes a rental property desirable to tenants? This isn't about guessing. It's about understanding tenant psychology, building better rental products, and making smarter investment decisions that lead to stronger cash flow and long-term stability. From privacy and yard space to layout, location, and parking, this episode gives you a practical framework you can use immediately when analyzing your next deal. 🧠 What You'll Learn in This Episode Why tenant profile should drive every real estate purchase decision The number one feature most tenants want and why it matters How privacy impacts rentability and long-term tenant retention Why yard space is a major advantage for attracting families The importance of functionality, layout, and usable space How location and proximity to amenities affect desirability Why parking is becoming a major issue for tenants in Canada A simple 30-second rentability test you can use before buying any property 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🏫 Edmonton Real Estate Investing Course – Hosted by Wayne & Gabby Hillier Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

Wayne and Gabby break down how they've added over $6M to their real estate portfolio in the last two years using joint ventures. They walk through a real deal they're currently closing, sharing lessons on negotiation, timing, and how investor behavior impacts outcomes. They also unpack a recent report on Edmonton real estate returns and explain what investors should actually take away from it. 🧠 What You'll Learn in This Episode How to scale your portfolio using joint ventures Why negotiation style matters more than price How possession timing impacts vacancy and cash flow What Edmonton vs Calgary returns really look like Why saving your way into real estate slows you down How to think bigger when building your portfolio 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 💼 Kirkwood & Brennan Mortgage Group 🌐 www.kbmortgages.ca 📧 [email protected]

Real Estate Investing Is Hard — Don't Quit Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Real estate investing isn't easy… and it's not supposed to be. In today's episode, Wayne and Gabby get real about the emotional and mental challenges of building a real estate business. From overwhelming days and difficult tenants to the pressure of juggling work, family, and investing — this episode is a reminder that if it feels hard, you're doing it right. The key message: don't quit… reconnect with your why. 🧠 What You'll Learn in This Episode Why real estate investing often feels overwhelming (especially in the early stages) How mental overload can derail even experienced investors The reality of dealing with tenants, stress, and unexpected problems Why most people underestimate the emotional side of investing The importance of staying focused on your original "why" How small frustrations can push investors to quit (if you let them) Why freedom isn't just time — it's control over your life and decisions The difference between pushing forward vs. burning out 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: 👉 www.reimasters.ca Bookkeeping & tax help: 👉 www.finngo.com/rei Submit a question: 📧 [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Should You Wait for Rates to Drop Before Investing? (The Truth Investors Miss) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode tackles one of the biggest questions investors are asking right now: Should you wait for interest rates to come down before buying your next property? With special guest Keaton Kirkwood, we break down what's actually happening in the market, how interest rates really impact your returns, and why waiting might cost you more than you think. This isn't theory… this is real-world investing strategy. 🧠 What You'll Learn in This Episode Why newer investors tend to "wait" while experienced investors lean in How higher rates can actually create better buying opportunities The real relationship between interest rates and property values Why "the rate is temporary, but the price is forever" A breakdown showing how waiting for a 1% rate drop can cost you money What happens to competition, inventory, and negotiation power when rates fall The danger of emotional, FOMO-driven investing decisions How to think long-term instead of trying to time the market 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. You'll see: Properties that actually cash flow Real BRRRR projects in action The exact types of deals discussed on this podcast This isn't theory — this is real estate investing in the field. ⚠️ Over 70% sold — limited to one bus 👉 Register here: www.reimasters.ca/edmontonbustour 🎤 Wayne Hillier Speaking at EREIA – May 13 Fireside Chat: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's working right now in Edmonton Where the biggest opportunities are What investors should be paying attention to next 👉 Get tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: Why Edmonton is one of Canada's strongest cash flow markets The economic drivers shaping Edmonton's growth How to analyze neighborhoods for cash flow and upside The five main asset types and how they perform Tenant selection strategies that protect your returns How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca 📘 Get the 5% Rule™ Book on Amazon The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM

🎧 The Tenants That Nearly Made Us Quit (And What It Taught Us About Scaling) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode is a raw, real story from early in Wayne and Gabby's investing journey — the kind of tenant experience that pushes investors to their breaking point. From red flags missed… to manipulation, late rent, and system failures… this is the story of the tenants that almost made them quit real estate altogether — and the lessons that completely changed how they run their business today. 🧠 What You'll Learn in This Episode The early warning signs of a "professional tenant" most investors miss Why "nice people" can still be your worst tenants How poor systems (and too much trust) can cost you thousands The danger of managing everything yourself vs building a team Why emotional decision-making is one of the biggest risks in real estate How tenant situations escalate when boundaries aren't enforced What Wayne and Gabby would do differently today The key mindset shift from operator to CEO that protects your business 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. You'll see: Properties that actually cash flow Real BRRRR projects in action The exact types of deals discussed on this podcast This isn't theory — this is real estate investing in the field. ⚠️ Over 70% sold — limited to one bus 👉 Register here: www.reimasters.ca/edmontonbustour 🎤 Wayne Hillier Speaking at EREIA – May 13 Fireside Chat: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's working right now in Edmonton Where the biggest opportunities are What investors should be paying attention to next 👉 Get tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

*]:pointer-events-auto R6Vx5W_threadScrollVars scroll-mb-[calc(var(--scroll-root-safe-area-inset-bottom,0px)+var(--thread-response-height))] scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" dir="auto" data-turn-id= "request-WEB:0658b70c-8aff-4846-a4db-73036dad27b9-6" data-testid= "conversation-turn-2" data-scroll-anchor="false" data-turn= "assistant"> 🎧 Payment Plans for Tenants: Should You Offer Them? Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier In today's episode, Wayne and Gabby dive into a topic that can split landlords right down the middle: Should you offer payment plans to tenants who fall behind on rent? There's no one-size-fits-all answer here. Instead, they break down how to think through these situations like a professional investor, balancing business discipline with human judgment. 🧠 What You'll Learn in This Episode Why there's no "yes or no" answer when it comes to tenant payment plans The importance of understanding the tenant's situation before reacting The biggest risks landlords face when offering payment plans How tenants can unintentionally (or intentionally) fall into a cycle of missed payments Why clear communication BEFORE rent is due matters more than anything How to structure a proper payment plan with documentation and timelines Real-life example of a landlord who lost thousands due to poor systems The difference between being a good human vs. running a disciplined business 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. You'll see: Properties that actually cash flow Real BRRRR projects in action The exact types of deals discussed on this podcast This isn't theory. This is real estate investing in the field. ⚠️ Over 70% sold — limited to one bus 👉 Register here: www.reimasters.ca/edmontonbustour 🎤 Wayne Hillier Speaking at EREIA – May 13 Fireside Chat: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's working right now in Edmonton Where the biggest opportunities are What investors should be paying attention to next 👉 Get tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: Why Edmonton is one of Canada's strongest cash flow markets The economic drivers shaping Edmonton's growth How to analyze neighborhoods for cash flow and upside The five main asset types and how they perform Tenant selection strategies that protect your returns How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Sylvan Lake Secondary Suite Grant Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Can you really build a basement suite with little to no money? In today's episode, Wayne and Gabby break down a powerful opportunity in Alberta that most investors have no idea exists. They continue the conversation from yesterday and dive deep into the Sylvan Lake secondary suite loan and grant programs, explaining how you can access funding, reduce your out-of-pocket costs, and potentially build a rental suite with minimal capital. They also share real-world lessons from their own renovation project, including unexpected costs, delays, and why "simple deals" rarely go according to plan. If you're looking for creative ways to finance your next rental property, this is an episode you don't want to miss. 🧠 What You'll Learn in This Episode How Sylvan Lake's funding programs can help you build a secondary suite The details behind the interest-free loan program (up to $30,000) How loan forgiveness works and how to qualify for it The timeline and deadlines to take advantage of this opportunity Why small towns are creating big opportunities for investors Real renovation challenges and why budgets often go sideways How to think about refinancing and pulling equity after completion Why taking action quickly matters with limited funding programs 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. You'll see: Properties that actually cash flow Real BRRRR projects in action The exact types of deals discussed on this podcast This isn't theory. This is real estate investing in the field. ⚠️ Over 70% sold. Limited seats remaining. 👉 Register here: www.reimasters.ca/edmontonbustour 🎤 Wayne Hillier Speaking at EREIA – May 13 Fireside Chat: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's working right now in Edmonton Where the biggest opportunities are What investors should be paying attention to next 👉 Get tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca 📚 Get the Book Get the 5% Rule™ book on Amazon: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors 👉 https://a.co/d/jdZaBXM

🎧 How to Build a Basement Suite With No Money (Sylvan Lake Edition) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode dives deeper into a question many investors are asking right now: "Can I actually build a secondary suite with none of my own money?" Wayne and Gabby continue yesterday's conversation by breaking down real programs currently available in Alberta, specifically in Sylvan Lake, that could help investors fund basement suites using interest-free loans and grants. They also share real-world lessons from their own renovation project, including unexpected costs, delays, and why doing things properly matters more than doing them quickly. 🧠 What You'll Learn in This Episode How Sylvan Lake's Housing Accelerator Fund created real opportunities for investors The Secondary Suite Loan Program (up to $30,000 interest-free) How loan forgiveness works through affordability or accessibility The "Dollars for Doors" grant program (up to $15,000 per unit) Why these programs may be available to investors—not just homeowners Key deadlines and why timing matters (limited funding + expiry) Real renovation lessons: why projects go over budget and timeline How to think about funding deals creatively when you don't have capital 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. You'll see: Properties that actually cash flow Real BRRRR projects in action The exact types of deals discussed on this podcast This isn't theory. This is real estate investing in the field. ⚠️ Over 70% sold – limited to one bus 👉 Register here: www.reimasters.ca/edmontonbustour 🎤 Wayne Hillier Speaking at EREIA – May 13 Fireside Chat: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's working right now in Edmonton Where the biggest opportunities are What investors should be paying attention to next 👉 Get tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca 📚 Get the Book Get the 5% Rule™ book on Amazon: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM

🎧 How We Built a Basement Suite with None of Our Own Money Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode breaks down a real deal from early in our investing journey where we built a legal basement suite without using any of our own money. We walk you through exactly how we combined a grant, a mortgage product, and short-term financing to cover a $65,000 renovation… and turned it into $100,000 in equity while improving cash flow at the same time. If you've ever felt stuck because you don't have access to capital, this episode will open your eyes to what's possible when you start thinking creatively. 🧠 What You'll Learn in This Episode How we built a basement suite using $0 of our own money The two programs we used to fund a $65,000 renovation How purchase plus improvements mortgages actually work How to use short-term financing (credit cards & LOCs) strategically Why early-stage investors feel "broke" even when they're doing everything right How adding a suite can turn a negative cash flowing property into a profitable one The importance of increasing property value beyond renovation cost Why you should be actively searching for grants and incentive programs in your market 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. You'll see: Properties that actually cash flow Real BRRRR projects in action The exact types of deals discussed on this podcast This isn't theory. This is real estate investing in the field. ⚠️ Over 70% sold — limited to one bus 👉 Register here: www.reimasters.ca/edmontonbustour 🎤 Wayne Hillier Speaking at EREIA – May 13 Fireside Chat: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's working right now in Edmonton Where the biggest opportunities are What investors should be paying attention to next 👉 Get tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Cash Flow vs Location: What Actually Matters for Your First Rental Property Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier If you're analyzing deals and feeling stuck between buying a property that cash flows in a weaker area or one in a great location that barely breaks even… you're not alone. In today's episode, Wayne and Gabby break down this exact listener question and go much deeper than a simple answer. They explain why most investors are asking the wrong question entirely—and how shifting your focus can completely change your results. This episode is a must-listen if you're buying your first property or trying to build a portfolio the right way from the start. 🧠 What You'll Learn in This Episode Why cash flow does NOT automatically mean a good deal The 3 fundamentals of real estate investing: profitability, risk, and potential How cash flow should be used as a risk mitigator, not your main goal early on Why focusing only on "nice areas" can lead to poor investment decisions The correct order of operations when analyzing deals How to think about equity growth vs cash flow depending on your goals The real math behind replacing your income with rental properties When it actually makes sense to put more than 20% down 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. You'll see: Properties that actually cash flow Real BRRRR projects in action The exact types of deals discussed on this podcast This isn't theory — this is real estate investing in the field. ⚠️ Over 70% sold — limited to one bus 👉 Register here: www.reimasters.ca/edmontonbustour 🎤 Wayne Hillier Speaking at EREIA – May 13 Fireside Chat: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's working right now in Edmonton Where the biggest opportunities are What investors should be paying attention to next 👉 Get tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Renewing Tenants the Right Way: When to Raise Rent, When to Let Them Go Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode is a real, behind-the-scenes look at what actually goes into renewing tenants. No scripts, no fluff—just the real conversations landlords need to have but often avoid. We break down the exact thought process we go through when leases are coming up, including how to decide whether to keep a tenant, raise rent, or move on. This is one of those episodes where the small decisions can cost you thousands—or make you thousands. If you own rental properties, this is a must-listen. 🧠 What You'll Learn in This Episode How to decide if a tenant is worth renewing or not Why market rent should drive your decisions—not emotions The biggest mistake landlords make with small rent increases How to handle tenants who can't afford higher rent anymore When it actually makes sense to take a vacancy The real cost of vacancies and why they matter more than you think How tenant behavior over 12 months tells you everything you need to know Why treating rentals like a business (not a favor) is critical to success 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. This is not a theory-based workshop. You'll walk actual deals, see real numbers, and learn exactly what's working in today's market. One of the featured properties is a brand new investment model that Wayne has been developing for the past two years—something never seen before in Canada. You'll also tour properties from real REI Masters students with strong cash-flowing deals. 🎟️ Tickets are almost sold out. If it shows sold out, join the waitlist. 👉 www.reimasters.ca/edmontonbustour 🎤 EREIA Event – May 13 Wayne Hillier will be speaking live in Edmonton: "Fireside Chat with Wayne Hillier: REI Strategies To Pay Attention To In 2026" This is a deep dive into what's actually working right now in Alberta real estate—and what investors should be focusing on going forward. 🎟️ Get tickets here: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

Real Deals We've Done: Breaking Down the Numbers Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode pulls back the curtain on real estate investing using actual deals, real numbers, and real results. No projections. No fluff. No "guru math." Just real case studies from Wayne's own portfolio and REI Masters students — showing exactly what's possible when you buy right, manage properly, and follow proven fundamentals like the 5% Rule™. If you've ever wondered what real returns actually look like… this is the episode. 🧠 What You'll Learn in This Episode Real-life case studies from investors in Edmonton How a $52,000 investment turned into $213,000 profit Why Edmonton townhouses are still one of the best opportunities in Canada What strong vs realistic ROI actually looks like How the 5% Rule™ protects your downside risk The difference between real numbers and "projected returns" How BRRRR deals can create infinite ROI Why simple, boring deals often outperform complex strategies 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton. You'll see: Properties that actually cash flow Real BRRRR projects in action The exact types of deals discussed on this podcast This isn't theory — this is real estate investing in the field. ⚠️ Over 70% sold — limited to one bus 👉 Register here: www.reimasters.ca/edmontonbustour 🎤 Wayne Hillier Speaking at EREIA – May 13 Fireside Chat: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's working right now in Edmonton Where the biggest opportunities are What investors should be paying attention to next 👉 Get tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 How to Increase Rental Property Profits by Reducing Vacancy Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Most investors think they're buying assets. They're not. They're running a business. In today's episode, Wayne and Gabby break down one of the most overlooked (and expensive) parts of real estate investing… tenant behavior and vacancy. If you don't understand what tenants actually want, you're going to lose money — plain and simple. This episode dives deep into how to reduce turnover, increase tenant retention, and ultimately protect your returns. 🧠 What You'll Learn in This Episode Why real estate investing is a business, not just an asset play How vacancy quietly becomes one of your biggest expenses The true cost of tenant turnover (it's more than just lost rent) Why long-term tenants are the key to maximizing profitability The difference between amateur landlords and scalable systems How to choose properties tenants actually want to live in The ideal tenant profile for long-term stability and cash flow Real-world examples of what tenants look for in a rental property 📅 Upcoming Events 🚌 REI Masters Edmonton Bus Tour – Saturday, May 16th Join Wayne & Gabby Hillier for a full-day, hands-on experience touring real investment properties across Edmonton — properties that are actually cash flowing in today's market. 👉 You'll see real deals, real numbers, and real strategies in action 👉 Learn how to identify properties that attract long-term tenants and minimize vacancy 🎟️ Tickets: www.reimasters.ca/edmontonbustour 🎤 Fireside Chat with Wayne Hillier – EREIA Edmonton (May 13th) "REI Strategies To Pay Attention To In 2026" Wayne will be breaking down exactly what's working right now in Edmonton in 2026 and what serious investors should be paying attention to. 🎟️ Tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 The Best Real Estate Investing Opportunity in Canada Right Now Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode is a continuation from yesterday's deep dive, where Wayne laid out the framework for identifying the best real estate investments. Now, he pulls back the curtain and reveals exactly what he believes is the top real estate investing opportunity in Canada in 2026 — and more importantly, the data, logic, and fundamentals behind it. This is one of those episodes you'll want to listen to all the way through, take notes, and come back to again. 🧠 What You'll Learn in This Episode Why ROI, risk, and appreciation potential are the 3 key metrics for evaluating any investment The difference between the rental market vs real estate market (and why most investors get this wrong) The exact property type + market combo that currently offers the best opportunity in Canada Why Edmonton townhouses are dominating both cash flow and tenant demand How tenant psychology and affordability are driving rental demand Why middle-class families are the ideal tenant profile for long-term stability How Edmonton's city planning (schools, parks, density) creates a hidden advantage Why this opportunity exists right now — and why it won't last forever 🚨 The Big Reveal Wayne breaks it down clearly: 👉 The best real estate investing opportunity in Canada right now is: Townhouses in Edmonton, Alberta But the real takeaway isn't just the answer — it's understanding how to find the next one. 📊 Why This Works (Simplified) Strong cash flow (often exceeding the 5% Rule™) High demand from families needing 3 bedrooms Affordable relative to single-family homes Lower turnover = long-term tenants Strategic location near schools, parks, and amenities Rising demand from both renters AND first-time buyers 🧠 Key Insight When you understand the strategies, you'll recognize the opportunities. This episode isn't about blindly following advice — it's about learning how to think like an investor so you can spot these opportunities yourself. 🎟️ Upcoming Events 🚌 REI Masters Edmonton Bus Tour – May 16 Join Wayne & Gabby Hillier for a one-of-a-kind, full-day experience touring real investment properties across Edmonton — including properties that actually cash flow in today's market. 👉 Tickets: www.reimasters.ca/edmontonbustour 🎤 EREIA Event – May 13 Fireside Chat with Wayne Hillier: REI Strategies To Pay Attention To In 2026 Wayne will break down exactly what's working right now in Edmonton and what investors should be focusing on moving forward. 👉 Tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Residential vs Commercial + The Truth About Townhouses (No Filter) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode kicks off with real questions from listeners and turns into one of the most honest, unfiltered breakdowns of real estate investing you'll hear this year. Wayne dives deep into the real differences between residential and commercial investing, why most investors are thinking about it the wrong way, and what actually matters when choosing a property. Then things really heat up with a no-BS breakdown of townhouses—the good, the bad, and what most investors completely miss when analyzing them. If you're trying to scale, avoid bad deals, or simply understand what actually works in today's market, this episode is a must-listen. 🧠 What You'll Learn in This Episode The real difference between managing residential vs commercial properties Why commercial investing is NOT a "shortcut" for beginners The biggest mistake new investors make when choosing property types How to think like a business owner instead of just a landlord The truth about townhouse investing (and why "it depends") How to analyze tenant demand vs buyer demand Why some properties crash harder than others in downturns The hidden opportunity in Edmonton's townhouse market right now 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca 📅 Upcoming Events 🚌 REI Masters Edmonton Real Estate Investing Bus Tour – May 16 Join Wayne & Gabby Hillier for a one-of-a-kind, full-day experience touring real investment properties across Edmonton that actually cash flow. This is not theory. This is not hypothetical. You'll walk through: A turnkey rental property A BRRRR project A high-performing real deal Wayne has been working on behind the scenes 👉 See exactly what a good deal looks like in today's market 👉 Learn how these properties are structured and why they work 👉 Ask questions live and get real answers ⚠️ Limited tickets. Small, intimate group by design. 🎟️ Tickets: www.reimasters.ca Use code REIMORNINGSHOW for 20% off 🎤 EREIA Event – May 13 Fireside Chat with Wayne Hillier: REI Strategies To Pay Attention To In 2026 Wayne will break down: What's actually working in Edmonton right now Where investors are still finding deals What you need to be paying attention to moving forward 🎟️ Tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🎧 The Truth About Real Estate Investing in Canada (And Why Most Investors Get It Wrong) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode is raw, unfiltered, and real. Wayne opens up about the frustration of watching investors repeatedly make poor decisions, ignore fundamentals, and chase hype instead of math. If you're serious about building a real estate portfolio that actually works, this is one you need to hear. 🧠 What You'll Learn in This Episode Why most real estate investors in Canada are doing it wrong The danger of hype-driven investing vs. data-driven decisions The importance of sticking to fundamentals and risk mitigation Why cash flow and math should always guide your decisions The real reason most investors never scale (and how to fix it) Why raising capital becomes the most important skill after finding deals How mindset, discipline, and willingness to learn separate winners from the rest 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca 📅 Upcoming Events 🚌 REI Masters Edmonton Bus Tour – May 16, 2026 Join Wayne & Gabby Hillier for a full-day, immersive real estate investing experience across Edmonton. This is not your typical tour. You'll be walking through real properties that are being purchased right now by active investors — deals that are built on strong fundamentals, real numbers, and actual cash flow. We're pulling back the curtain and showing you exactly what smart investing looks like in today's market. No theory. No fluff. Just real properties, real strategies, and real results. 👉 Tickets: www.reimasters.ca/edmontonbustour 🎤 EREIA Event – May 13, 2026 Fireside Chat with Wayne Hillier: REI Strategies To Pay Attention To In 2026 Wayne will be breaking down exactly what's working right now in Edmonton and what investors need to be paying attention to in today's market. If you want clarity on where the real opportunities are in 2026, this is a must-attend event. 👉 Tickets: https://www.meetup.com/revenue/events/314169150/?utm_medium=referral&utm_campaign=share-btn_savedevents_share_modal&utm_source=link&utm_version=v2 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🎧 Red Deer Real Estate Continues to Stay Hot | With Amanda Dyck Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Red Deer is holding strong. In today's episode, we're joined by Amanda Dyck, a Red Deer real estate expert and investor, to break down why this market continues to stay hot while others are facing uncertainty. We talk about what's actually happening on the ground, real deal activity, investor demand, and why opportunities in secondary Alberta markets like Red Deer are still very real for those who know what to look for. We also get into real conversations around momentum, joint ventures, confidence, and what it takes to keep pushing forward when things get tough. 🧠 What You'll Learn in This Episode Why Red Deer real estate continues to stay hot in 2026 What we're seeing firsthand with deals and investor activity How quickly good properties are getting snapped up Real examples of deal analysis in Red Deer and Edmonton How two investors secured joint venture partners during the 30-Day JV Challenge Why confidence is the key to attracting JV partners The mistake investors make when they move too slowly on deals How to stay consistent when life starts pulling you off track 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 🎙️ Special Guest Amanda Dyck – Red Deer Real Estate Expert & Investor Amanda is an ambitious and driven investor actively building in the Red Deer market. She also hosts the Red Deer Real Estate Investor Meetup, bringing together investors from across Central Alberta. If you're anywhere near Red Deer, Calgary, Edmonton, or surrounding areas, this is one of the best places to connect with serious investors and stay plugged into what's happening locally. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

  🎧 The Real Story Behind Gabby Hillier (And Why You Don't Need Social Media to Succeed in Real Estate) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode is a different one. Instead of talking strategy, markets, or tactics, Wayne flips the script and shines a light on someone who has been behind the scenes the entire time… Gabby. This episode dives into the real engine behind the business, the truth about different personality types in real estate, and a powerful reminder that success doesn't look the same for everyone. 🧠 What You'll Learn in This Episode Why you don't need to be loud on social media to be successful in real estate The difference between the "idea person" and the "operator" in a business How Gabby became the backbone of the business without being front-facing The truth about real estate roles, personality types, and partnerships Why authenticity matters more than attention in today's investing world How different paths into real estate can still lead to massive success The hidden pressure new investors feel about "having to market themselves" Why some people are wired for growth through chaos… and others through structure 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 RATES ARE RISING AGAIN?! What Investors NEED to Know Right Now Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Rates are back on the rise, and investors across Canada are starting to feel that familiar tension again. In today's episode, Wayne and Gabby break down what's actually happening, why people are getting nervous, and how smart investors should be thinking about today's market. They also share a behind-the-scenes look at selling one of their own rental properties, plus a major announcement about the return of the REI Masters Bus Tour. And yes… there's a big shift coming for the podcast that you don't want to miss. 🧠 What You'll Learn in This Episode Why rising interest rates are making investors "skittish" again How the past 2 years of rate increases are still impacting investor psychology The importance of cash flow and how the 5% Rule™ protects investors in volatile markets Why most investors don't actually understand why rates are moving Wayne's strategy for timing a property sale (and why late April matters) How supply and demand cycles impact pricing throughout the year Why listing early can outperform waiting for peak market conditions The emotional behavior of buyers and how headlines influence decisions Details on the return of the REI Masters Edmonton Bus Tour (May 16) What to expect from the upcoming shift to YouTube and why it matters 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Should You Trust AI With Your Real Estate Investing Decisions? Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Coming off a long weekend, Wayne and Gabby dive into the reality of getting back into routine—and how quickly things can spiral when life and real estate collide. From rearranging the house to dealing with a break-in at one of their rental properties, this episode is a raw look at the unpredictable side of being a landlord. They also answer a listener question about using AI in real estate investing—specifically for setting rent prices and reviewing condo documents—and break down where AI actually fits into your business… and where it doesn't. 🧠 What You'll Learn in This Episode Why long weekends can throw off your momentum more than you think A real-life landlord story: handling a break-in at a rental property The importance of protecting your tenants—not just your investment How to respond quickly when emergencies happen (and who to call) The hidden realities of managing unique tenant situations Whether AI can (or should) be used for rent pricing Using AI for condo document review—smart tool or risky shortcut? Why blindly following AI trends can hurt your investing decisions 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Why Edmonton Is Canada's Best Real Estate Investing Market Right Now Real Estate Investing Morning Show – Hosted by Wayne Hillier & Gabby Hillier Today's episode dives deep into why Edmonton continues to stand out as one of the best real estate investing markets in Canada. With special guest Calvin Hexter, we break down what's happening on the ground right now, from buyer behavior to market demand, and why more investors are turning their attention to Edmonton. We also unpack a key trend showing buyers opting for minimum down payments and what that tells us about affordability, demand, and where the market is heading. 🧠 What You'll Learn in This Episode Why Edmonton is still one of the strongest cash flow markets in Canada The real reason buyers are choosing 5% down instead of 20% How CMHC insurance impacts your mortgage and long-term equity What first-time home buyers actually want (and why it matters to investors) How to identify the most in-demand property types in your market Why affordability is the biggest driver of real estate demand The mistake most investors make when choosing what to buy How to align your investment strategy with real market demand 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 How to Close Joint Venture Partners Like a Pro Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier You've done the hard part… you found a potential joint venture partner and got them interested. Now comes the part where most investors lose the deal. In today's episode, Wayne and Gabby break down exactly how to handle those critical conversations when a JV partner starts asking deeper questions. From explaining the 50/50 structure to addressing risk, roles, and exit strategy — this is where deals are either won or lost. If you've ever had someone say "I'm interested" but never actually move forward… this episode is for you. 🧠 What You'll Learn in This Episode Why getting a JV partner interested is only the beginning The exact questions JV partners ask before committing How to confidently explain a 50/50 partnership What investors are really worried about (it's not what you think) How to handle concerns around risk and responsibilities Why trust is the most important factor in raising capital How to position yourself as the expert without sounding salesy How to turn interest into a signed JV deal 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course – Hosted by Wayne & Gabby Hillier Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Basement Suites in Canada: What You Actually Need (Before You Start Building) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode started with a major announcement about the future of the show… but quickly turned into a highly practical breakdown of basement suites — one of the most powerful ways to increase cash flow in Canadian real estate. If you've been thinking about adding a basement suite, this episode walks you through the real-world considerations, renovation insights, and mistakes to avoid before you start. 🧠 What You'll Learn in This Episode Why basement suites are one of the best ways to increase property cash flow in Canada The key components every legal (or rentable) basement suite needs How renovation timelines actually work (and why delays are normal) The importance of sequencing trades: contractor, plumber, electrician Why you shouldn't advertise a suite before it's finished Real-life renovation challenges (plumbing surprises, decision delays, supply timing) How to manage contractors without creating unnecessary pressure A behind-the-scenes look at an active basement suite renovation in Edmonton Bonus: why tenant quality matters more than you think (real move-out story) 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

Spring Maintenance Every Landlord Needs to Do Right Now (Before It Costs You Thousands) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Spring is here in Alberta… which means melting snow, water movement, and one of the most important times of year for protecting your rental properties. In this episode, Wayne and Gabby break down practical spring maintenance tips every landlord should be thinking about right now, along with a real listener question about insurance challenges investors are facing today. If you own rentals (or plan to), this is the kind of foundational stuff that protects your portfolio long-term. 🧠 What You'll Learn in This Episode Why spring maintenance is one of the most critical times for landlords How water damage actually happens (and how to prevent it) The concept: homes are built to divert water, not just stop it Key areas to inspect first as snow melts (roof, grading, drainage) How to structure quarterly inspections with your tenants Real-world insights on dealing with insurance as a real estate investor Why working with investor-focused professionals matters How to think critically instead of blindly following advice 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Behind the Scenes of Our Commercial Property Deal This Week Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier This episode gives you a real, behind-the-scenes look at what's actually happening as we work through a commercial real estate deal. From structuring agreements and managing moving pieces to juggling renovations, tenants, and day-to-day operations… this is what real investing looks like when you're in it. No script. No fluff. Just real conversations, real problems, and real progress. 🧠 What You'll Learn in This Episode What goes on behind the scenes when putting together a commercial property deal How to manage multiple moving parts without getting overwhelmed Why taking action now (especially with joint ventures) matters more than timing The simple systems we use to stay organized without overcomplicating things Real renovation updates, budgeting decisions, and problem-solving in action How strong contractor relationships can make or break your projects Why small operational issues are part of building a real estate business How AI is helping speed up deal structuring and administrative work 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

💥 Wholesaling Real Estate: The Fastest Way to Make $20K Without Buying Property Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode dives into one of the most talked-about (and misunderstood) strategies in real estate investing: wholesaling. Wayne breaks down exactly how investors are making fast cash without owning property, how assignment fees really work, and why this strategy can be both powerful and controversial. This episode also goes deeper than most, unpacking the ethics behind wholesaling and what it really means to "win" in a transaction. If you've ever wondered how investors get started with little to no money, or how deals get flipped before closing, this episode will open your eyes. 🧠 What You'll Learn in This Episode What real estate wholesaling actually is and how it works step-by-step How assignment contracts allow you to sell a deal without owning it Real examples of assignment fees from $5K to $20K+ How to determine if there's enough "meat on the bone" in a deal The difference between active wholesaling vs passive wholesaling Why most people fail at wholesaling (and how to avoid it) How to make money wholesaling without running a full-time business The ethical dilemma behind wholesaling and how to define your own standards Why understanding your end buyer (fix & flip, investor) is critical How wholesalers find deals even in low-inventory markets 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Why GTA Condos Are Trapping Homeowners Right Now In 2026 Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode dives into a topic Wayne doesn't love talking about… but one that's incredibly important right now: GTA condos. From speculation-driven buying to real-world consequences, Wayne breaks down what actually happened in the Toronto condo market and how it's impacting everyday homeowners today. The conversation also kicks off with a real renovation story from one of their Edmonton properties, highlighting the hidden risks of value-add investing and why Wayne prefers simple, cash-flowing deals. 🧠 What You'll Learn in This Episode Why the GTA condo market collapsed and what caused it The risks of speculation vs. real investing How pre-construction condo flipping worked (and why it failed) Why many condo owners are now stuck and can't sell The ripple effect on rents, inventory, and investor returns How to think about selling your home when you're "underwater" A powerful framework for making personal vs. financial decisions Why Wayne prioritizes 20% ROI and avoids risky value-add projects 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

Cash Flow Damming Explained | Turn Your Mortgage Into a Tax Deduction Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier In today's episode, Wayne and Gabby are joined by Steve Tsonev from Finngo Bookkeeping & Tax to break down one of the most powerful (and underused) tax strategies available to Canadian real estate investors: the Cash Flow Dam. If you've ever wondered how to turn your biggest personal expense into a tax deduction, this episode walks you through exactly how it works, when it makes sense, and how to implement it properly.   🧠 What You'll Learn in This Episode What the Cash Flow Dam (cash damming) strategy actually is and how it works How to convert non-deductible mortgage interest into deductible interest Why this strategy can save investors hundreds of thousands of dollars over time The connection between the Cash Flow Dam and the Smith Maneuver How rental income can be strategically used to accelerate mortgage conversion The importance of having the right mortgage products (readvanceable HELOC) Common mistakes investors make when implementing this strategy Whether this strategy still works with basement suites or multiple properties 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 RRSP Mortgages Explained: How to Use Your Retirement Funds to Fund Real Estate Deals Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Most investors think their RRSPs are locked away until retirement… But what if you could turn your RRSP into the bank and start earning predictable returns backed by real estate? In today's episode, Wayne breaks down RRSP mortgages in Canada — how they work, the rules you need to follow, and how investors are using them to fund deals. If you've ever wondered how to unlock capital, structure creative financing, or attract JV partners with RRSP funds, this episode is a must-listen. 🧠 What You'll Learn in This Episode What an RRSP mortgage actually is and how it works How to become the "bank" using a self-directed RRSP The key rules you must follow (arm's length, security, CRA compliance) Why RRSP mortgages are considered a lower-risk investment Typical interest rates and why they often match private lending When RRSP mortgages make sense (and when they don't) Best strategies to use RRSP funds: Bridge financing Fix and flips BRRRR deals Why RRSP mortgages do NOT work for joint ventures The biggest mistake investors make when trying to use RRSP funds A powerful mindset shift on RRSPs vs real estate returns 💡 Key Takeaways An RRSP mortgage allows you to lend your retirement funds as a mortgage instead of investing in the stock market The loan is secured by real estate, just like a bank mortgage Returns are typically fixed and predictable, often in the 8–15% range You cannot use RRSP funds in a joint venture due to CRA rules RRSP lending works best for short-term, high-impact strategies For active investors, real estate often outperforms RRSP returns ⚠️ Important Rules to Know Must be self-directed RRSP Must go through a trust company (Olympia Trust, etc.) Must be arm's length (no lending to family) Must be secured by real estate (registered mortgage) Must be at a commercially reasonable interest rate Lender cannot benefit beyond interest (no JV ownership) 🔑 Investor Insight from Wayne Most Canadians use RRSPs because they've been told it's the "safe" path. But as a real estate investor, you need to ask yourself: 👉 Are you optimizing for safety… or for returns? For many investors, the better move is: Pay the tax today Use the remaining capital Deploy it into high-performing real estate strategies Because if you can outperform RRSP returns consistently… That tax deferral advantage becomes irrelevant. 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 How to Find the Best Real Estate Coaching in Canada (And Why Most Investors Get It Wrong) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Welcome back to the show after a short break. In today's episode, Wayne and Gabby dive deep into a topic that comes up more often than you might think… How do you actually choose the right real estate coaching program in Canada? With more information available than ever before, most investors assume they can figure it out on their own. But as Wayne explains, information isn't the problem anymore. Execution is. This episode breaks down what real coaching should look like, why most investors stay stuck despite learning, and how to actually move the needle in your real estate business. 🧠 What You'll Learn in This Episode Why having unlimited free information (and AI) still isn't enough to succeed in real estate The real reason investors stay stuck: avoiding uncomfortable conversations and action How the best coaching programs focus on execution, not just education The difference between "feeling busy" and actually building your portfolio Why joint ventures don't come from marketing… they come from conversations How structured accountability (like a JV challenge) forces real growth The truth about scaling: once you understand real estate, it becomes a marketing and sales game Why the best investors prioritize returns and risk management, not just number of doors 🎯 The Truth About Real Estate Coaching in Canada Most investors don't fail because they lack knowledge. They fail because they never take action on what they already know. Wayne explains that many people: Build websites Create business cards Post on social media Study strategies …but never actually ask someone to invest. That's where real coaching comes in. The best coaching programs don't just teach you what a joint venture is. They push you to: Define your opportunity Identify real potential partners Start real conversations Take uncomfortable action Because that's where results actually happen. 💡 What Makes Great Coaching Different According to today's episode, the best real estate coaching programs in Canada share a few key traits: 1. Focus on Action, Not Just Information Education is step one. Execution is everything after that. 2. Personalized Strategy You should know exactly what your next 3–5 highest impact actions are each quarter. 3. Access to Real Investors Not theory. Not fluff. Real investors actively doing deals. 4. Accountability & Community Growth happens faster when you're surrounded by others doing the same thing. 5. Systems for Long-Term Success From tenant management to bookkeeping to deal analysis, everything should be systemized. 📈 The Real Goal of Investing (That Most People Miss) Wayne makes this very clear: Real estate is not about: More doors Bigger portfolios Looking impressive It's about: Strong returns Low risk Time freedom Cash flow protects you. Returns grow your wealth. Systems give you your life back. 🔥 Key Takeaway You can learn everything for free. But eventually, every serious investor hits the same wall: "I understand it… but I'm not doing it." That's the moment where coaching becomes valuable. 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Edmonton Real Estate Market Update + Should You Start a Career in Real Estate? Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode dives into the latest Edmonton real estate market update for March 2026 and a topic we've never discussed before on the show — how to start a career in real estate. Investor-focused Realtor Calvin Hexter joins the show to break down what's actually happening in the Edmonton market right now, including inventory levels, pricing trends, and where things may be heading into the spring and summer market. We also explore the realities of becoming a Realtor — from the entrepreneurial mindset required to succeed to the common mistakes new agents make when entering the industry. If you've ever wondered whether getting your real estate license is worth it, or you're trying to understand where the Edmonton market is headed this year, this episode is packed with insights. 🧠 What You'll Learn in This Episode • The latest Edmonton real estate market statistics and what they mean for investors • Why inventory dropped from 4.3 months to 3.4 months, pushing the market toward seller territory • How seasonality affects Edmonton real estate activity every spring • Why some properties are receiving multiple offers immediately while others sit on the market • The surprising asset class seeing the largest price increases right now • What buyers should do to stay competitive as the spring market heats up • What sellers must do to stand out in a market with growing inventory • The biggest mindset shift required if you want to build a career in real estate 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program www.reimasters.ca Bookkeeping & tax help www.finngo.com/rei Submit a question [email protected] 📘 The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 How to Find Great Real Estate Deals in Canada Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode breaks down the reality behind finding great real estate deals. Wayne shares the "secret sauce" most investors are looking for—but instead of hype or shortcuts, it's a clear framework for identifying real opportunities in the market. From defining what a great deal actually means for your goals, to analyzing markets across Canada, Wayne walks through the step-by-step thinking process investors should use when searching for properties that truly make sense. If you've ever wondered how experienced investors narrow down markets, asset types, and neighborhoods to uncover profitable opportunities, this episode lays it out in simple terms. 🧠 What You'll Learn in This Episode Why a "great real estate deal" is different for every investor The importance of starting with your end goal in mind How investors can analyze cities and neighborhoods to identify opportunities The concept of "unique opportunities" in real estate markets Why following trends or copying other investors rarely works long term How to reverse-engineer deals using rents, expenses, and financing The simple framework for narrowing down the best markets in Canada Practical ways to actually find deals once you know what you're looking for 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Lending Complexities with Creative Real Estate Strategies Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode dives into one of the biggest deal killers in real estate investing: financing. Wayne and Gabby are joined by investor-focused mortgage broker Keaton Kirkwood to break down the financing realities behind creative strategies like BRRRRs, vendor take-backs, rent-to-own deals, and agreements for sale. While creative strategies can unlock opportunities, they can also create financing complications that investors don't always anticipate. If you've ever wondered why a deal that looks great on paper suddenly falls apart with the lender, this episode will help you understand why. 🧠 What You'll Learn in This Episode Why financing is often the #1 reason great real estate deals fail The biggest lending challenges with advanced investing strategies Why refinancing BRRRR projects within 12 months has become much harder How vendor take-back mortgages actually work in today's lending environment The financing realities behind rent-to-own and lease option deals Why agreements for sale are becoming increasingly difficult to exit The importance of working with an investor-focused mortgage broker 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 📘 Get Wayne's Bestselling Book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Why Most Real Estate Investors Stay Stuck (And Don't Even Realize It) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode wasn't planned. But it might be one of the most important conversations we've had in a long time. Wayne dives deep into mindset, misconceptions, ego, debt, belief systems, and why some investors move forward while others stay stuck for years — even when they "know what to do." We also talk about celebrating wins, comparison culture in real estate, and why success eventually becomes… mundane. This one gets real. 🧠 What You'll Learn in This Episode Why Wayne doesn't "celebrate" deals the way most people expect The hidden danger of ego and comparison in real estate investing How stubborn belief systems quietly sabotage investors Why debt misconceptions hold people back from scaling The difference between revenue and real returns Why some people are coachable — and some simply aren't The power of adaptability and paradigm shifts Why decisions — not circumstances — shape your future 📈 Market Updates & Wins All rents were paid this month Accepted offer secured after 3 weeks of negotiation Discussion around scaling, JV partnerships, and deal flow Calgary announces incentives up to $35,000 for backyard suites Wayne also shares why constant posting about acquisitions isn't necessary — and why real wealth doesn't need to be loud. 📘 Big Announcement The paperback version of: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors Is now officially LIVE on Amazon. This revised and expanded edition includes: Clear explanation of the 5% Rule™ formula Expanded real-world examples Investor spotlight case studies A practical framework to build a storm-ready portfolio If you've read it and found value, please leave a review on Amazon. It helps more Canadian investors find reliable education in a noisy industry. 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] Buy the Book: The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook

🎧 2% Rule vs 5% Rule – Which One Actually Protects You? Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode came straight from a listener question that opened up a powerful discussion. We started by breaking down mortgage strategy — including whether it makes sense to break a 6% mortgage to lock in 3.99%, how to evaluate early termination penalties, and how to think about equity vs. lines of credit when planning your next rental purchase. But the real conversation centered around something bigger: The 2% rule vs. the 5% Rule™. Are they similar? Is one just a "bigger safety net" than the other? Or are they completely different frameworks? Let's break it down. 🧠 What You'll Learn in This Episode When breaking your mortgage actually makes financial sense Why early termination penalties matter more than people think The difference between using equity and a personal line of credit What the 1% and 2% rules really measure Why rent-to-price ratios can be dangerously misleading What the 5% Rule™ actually calculates How to build a rental portfolio that can withstand market shocks 📊 The 2% Rule (What It Really Is) The 2% rule is a rent-to-purchase-price ratio. If you buy a $200,000 property, it "should" rent for $4,000 per month. Simple. Clean. Easy to explain. But here's the problem: It ignores: Interest rates Mortgage structure Taxes Insurance Vacancy Capital expenditures Utilities Financing strategy It only looks at gross rent compared to purchase price. That's not full analysis. That's surface-level screening. 🚢 The 5% Rule™ – A Cash Flow Test For Canadian Real Estate Investors The 5% Rule™ is completely different. It is not based on rent-to-price ratios. It does not measure profitability. It measures risk tolerance. Because real estate isn't about perfect markets. It's about surviving imperfect ones: Interest rate hikes Economic downturns Policy changes Vacancy spikes Supply surges The 5% Rule™ helps you determine if your property produces enough cash flow to absorb shocks. It's about building resilience into your portfolio. 🏗️ Why This Framework Works Across Asset Types The 5% Rule™ works for: Condos Single-family homes Suited houses Duplexes Small multifamily Large multifamily It doesn't matter if utilities are included or excluded. It doesn't matter the market. It doesn't matter the purchase price. It standardizes how you evaluate sufficient cash flow across all asset types. 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 📘 The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Brooks, Alberta Is Booming? The Biggest Housing Surge in 20 Years Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode started with Friday shenanigans… but quickly turned into a serious conversation about a surprising Alberta market making headlines. Brooks, Alberta is reportedly experiencing its biggest housing boom in 20 years. A town of just 17,000 people is suddenly seeing new development, rising rents, population growth, and builder incentives. So what's really going on? And more importantly — should investors be paying attention? 🧠 What You'll Learn in This Episode Why Brooks, Alberta is seeing a surge in housing starts How municipal tax incentives are attracting developers What rising rents in small markets really mean The risks of chasing headlines in small towns Canada's recent housing price decline compared to other major economies Why young couples are choosing down payments over weddings How to properly handle tenant move-outs and rent ledgers in Alberta The truth about RRSP lending and joint ventures 🏗 Brooks, Alberta: The Comeback Story Brooks is reporting: 15.5% population growth over five years 3.4% year-over-year population growth in 2025 Rents up roughly 33% over two years Over 50 housing starts in 2025 after years of minimal development The city introduced: Four-year phased tax exemptions on new builds Zero-fee permits Discounted city lots Developers from larger cities have taken notice. But here's the key point we discussed: Small markets require extreme due diligence. Just because rents are rising doesn't mean the fundamentals are strong. Just because housing starts are increasing doesn't mean long-term stability is guaranteed. Investor takeaway: Before investing in smaller markets like Brooks, ask: What is driving population growth? Is it diversified or employer-dependent? What is long-term economic stability? Who are the major employers? Is demand sustainable or temporary? Headlines don't replace fundamentals. 📉 Canada's Housing Price Decline We also discussed new data showing Canada experienced one of the largest housing price declines among advanced economies: Roughly 5% inflation-adjusted decline year-over-year Nearly 19% down from peak 2022 levels But context matters. Prices are still significantly higher than pre-2020 levels. This is normalization — not collapse. Long-term investors understand cycles. 💍 Doorbells Over Wedding Bells Another article we covered showed that many young couples are choosing to buy a home before spending $30,000+ on a wedding. In Edmonton: Average wedding cost: ~$29,000 Minimum down payment on average home: ~$20,400 The conversation wasn't anti-wedding. It was about priorities. Real estate investing is a long-term compounding game. Starting earlier matters more than starting bigger. If you delay investing 5–10 years, the long-term impact can be massive. 📋 Alberta Landlord Systems We also answered live questions about: Proper tenant move-out procedures Cleaning responsibilities at end of tenancy What a rent ledger is and why it matters What documents must be included in a statement of account How RRSP lending actually works Professional landlording isn't complicated — but it must be structured. 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course – Hosted by Wayne & Gabby Hillier Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 The Ripple Effect of Alberta's Development Boom Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode is a deep dive into something almost no one is talking about. Alberta has experienced a massive development surge in Edmonton and Calgary. Fueled by zoning changes, CMHC MLI Select financing, and the Housing Accelerator Fund, thousands of new rental units have been built in a very short period of time. But every action creates a reaction. What is the ripple effect? And where is the real opportunity hiding? 🧠 What You'll Learn in This Episode Why Alberta's rental development exploded faster than expected How CMHC financing and blanket rezoning changed investor behavior Why vacancy rates are likely to increase over the next few years The hidden risk facing over-leveraged developers Why you likely won't see "fire sale" 8-plexes hit the market How tearing down single-family homes reduced retail housing supply Why entry-level residential real estate may benefit the most How neighborhood desirability could shift in the years ahead Wayne explains why the boom was almost entirely rental-driven, not retail housing-driven. Thousands of single-family homes were demolished and replaced with dense rental properties. While that increased rental supply, it quietly reduced the number of entry-level homes available for purchase. Less supply in the residential market means increased competition for what remains. And there's another layer. As mature neighborhoods become saturated with infill rental density, buyer preferences may shift toward streets and communities that remain untouched. That shift in demand could drive appreciation in very specific pockets of the city. This episode is about understanding patterns before they fully play out. The boom was the action. Now comes the ripple effect. 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Why Developers Love Edmonton & Calgary (And What Most Investors Are Getting Wrong) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode started with some fun… Miami burritos, onion peeling stations, and some real talk about rental property realities. But underneath the laughs was a serious investor lesson. We broke down why developers are flocking to Edmonton and Calgary, what record housing starts actually mean for investors, and the hard truth about tenant expectations in brand-new builds. If you're building, buying rentals, or thinking about developing — this one matters. 🧠 What You'll Learn in This Episode Why Alberta led Canada in housing starts per capita What makes Edmonton and Calgary developer-friendly markets How cheap, easy, and fast approvals attract builders Why demand matters more than "new and shiny" The reality of tenant wear and tear (and why expectations need adjusting) Why overbuilding rental supply could pressure rents The mistake investors make chasing "high-end tenants" When premium renovations make sense — and when they don't 🏗 Why Developers Love Edmonton & Calgary Edmonton ranked #1 and Calgary #5 in Canada for ease and affordability of building. Here's why: No provincial sales tax Lower development fees Faster permit approvals AI-assisted municipal processes Land availability Strong population growth Add in federal incentives like GST removal on purpose-built rentals and CMHC MLI Select — and you've got a development-friendly environment. But here's the key: Developers build where demand exists. And right now? That demand has been rental housing. 📉 The Rental Supply Shift Alberta experienced: Massive population growth Ultra-low vacancy rates Surging rents Developers responded. Now we may be overshooting. More supply means: Higher vacancy rates Potential rent stabilization (or softening) Increased competition That doesn't mean opportunity is gone. It means strategy matters more than ever. 🏠 The Hard Truth About Brand-New Rentals Wayne shared a powerful reality check today: Brand-new, high-end rentals do not guarantee high-end tenants. In fact: Many tenants live differently than investors expect Wear and tear happens fast "Unicorn tenants" are rare Over-renovating can destroy profitability This isn't about judgment. It's about realistic expectations. Smart investors: Buy rent-ready, not luxury-finished Focus on durable materials Control renovation costs Protect cash flow High-end finishes often only make sense when preparing to sell — not for long-term rentals. 🎯 The Bigger Lesson Cheap. Easy. Fast. That's why developers love Alberta. But investors must ask: Is there still demand when my project finishes 12–18 months from now? Speculation without demand is gambling. Building with demand is investing. 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Capital Cost Allowance in Canada: How to Depreciate Your Rental Properties Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode focused on Capital Cost Allowance (CCA) and how Canadian real estate investors can use depreciation strategically to reduce taxable rental income. We were joined by Steve Tsonev from Finngo Bookkeeping & Tax, who broke down how CCA works in Canada, why it's a deferral strategy (not a loophole), and what investors need to understand about recapture when they sell. This conversation is especially important for investors who are scaling and starting to feel the weight of taxable rental income. We also discussed a recent Edmonton real estate article and what it signals for local investors. The episode connected tax planning, local market awareness, and long-term portfolio strategy. 🧠 What You'll Learn in This Episode What Capital Cost Allowance (CCA) is and how it works in Canada How depreciation reduces taxable rental income Why CCA is a tax deferral strategy, not permanent tax savings What recapture means when you sell When it makes sense to claim CCA — and when it doesn't Insights from Steve Tsonev on aligning tax strategy with investing goals Key takeaways from the Edmonton real estate article discussed Why serious portfolio builders think beyond one tax year 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 📘 The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 Garage Suites, Tenant Payment Plans & This or That Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode was completely open agenda. No preset topic. Just live questions from listeners and real conversations about what's actually happening in your portfolios. We covered garage suite numbers, payment plans with struggling tenants, damage deposit policies, taxes vs evictions, and wrapped it up with a fun round of "This or That." 🧠 What You'll Learn in This Episode Why garage suites on existing properties are often difficult to make cash flow The hidden costs investors underestimate when building backyard suites Why your default answer to payment plans should usually be no How to think about risk exposure when tenants fall behind Why possession is everything before handing over keys The non-negotiables before giving a tenant access to your property The mindset difference between taxes and evictions How experience shapes better screening decisions 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 📘 The 5% Rule™ – A Real Estate Cash Flow Test for Canadian Investors https://a.co/d/jdZaBXM 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca

🎧 How Joint Venture Splits Actually Work (Part 2) Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Joint ventures are one of the most powerful tools for scaling your real estate portfolio, yet they are also one of the most misunderstood. In today's episode, Wayne and Gabby go deeper than ever into how joint venture splits actually work. This is Part 2 of the discussion, and it covers the real-world mechanics behind 50/50 splits, contract structure, renegotiation myths, refinance strategies, and tax considerations in Canada. If you want to scale beyond what your own income and borrowing power allow, this episode is essential listening. 🧠 What You'll Learn in This Episode Why the standard 50/50 joint venture split exists and what it truly represents The difference between a money partner and a managing partner How to confidently explain your value as the expert partner When and why a split might change from 50/50 to 60/40 or 70/30 Why leaving more meat on the bone early can accelerate long-term scaling What should be included in a strong joint venture contract How additional capital contributions should be handled Why Canada does not have a 1031 exchange and what to do instead How refinancing can help redeploy capital without triggering immediate tax 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca If you want to scale your portfolio faster, joint ventures are not optional. They are leverage. And leverage done properly changes everything.

🎧 How Joint Venture Splits Actually Work (And Why Most Investors Get It Wrong) – Part 1 Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier Today's episode was sparked by a listener email from a newer investor navigating their first real joint venture conversation… and realizing they couldn't confidently explain how the profit splits actually work. If you've ever hesitated when someone asked, "Wait… how does this really work?" — this episode is for you. Wayne breaks down: How joint venture profit splits actually work What happens at sale What happens during refinances How cash flow is typically handled The biggest misconception new investors (and their spouses) have Why understanding this deeply changes your confidence in JV conversations And yes… this is Part 1. We're continuing tomorrow. 🧠 What You'll Learn in This Episode The 3 profit centers in a joint venture: cash flow, refinance proceeds, and sale proceeds Why the capital partner does NOT split their original investment 50/50 How equity is treated when a property is sold Two different ways to handle refinance proceeds Why Wayne prefers returning capital before taking profits The difference between greed vs long-term wealth building How to explain risk properly to potential JV partners Why cash flow is your storm protection strategy 👥 About Your Hosts Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies. New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice. 💡 Resources & Contact Learn about our Mentorship Program: www.reimasters.ca Bookkeeping & tax help: www.finngo.com/rei Submit a question: [email protected] 🤝 Thanks to Our Sponsors 🏠 Calvin Realty – Edmonton Investor-Focused Realtor 🌐 calvinrealty.ca 🔗 Facebook 📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm 🌐 www.finngo.com/rei 🔗 Facebook 💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers 🌐 www.kbmortgages.ca 📧 [email protected] 🔗 Facebook 🏫 Edmonton Real Estate Investing Course Thinking about investing in Edmonton but not sure where to start? Our 8-week Edmonton Real Estate Investing Course gives you a clear blueprint to invest with confidence, including: 🔹 Why Edmonton is one of Canada's strongest cash flow markets 🔹 The economic drivers shaping Edmonton's growth 🔹 How to analyze neighborhoods for cash flow and upside 🔹 The five main asset types and how they perform 🔹 Tenant selection strategies that protect your returns 🔹 How to buy rental properties that actually make money 👉 Learn more and register at: www.reimasters.ca Tomorrow: Part 2 — deeper dive into JV objections, risk conversations, and how to sell the opportunity properly. If you're currently having JV conversations, this might be the most important two-part series we've done in a while.