How SB 326 Is Shaping Home Values and HOA Stability | Ep. 79

Matthew Holbrook sits down with mortgage advisor John Farrell to break down how SB 326, the Balcony Bill, is reshaping condo sales across California. They explore why inspections can derail a sale, how Fannie Mae and Freddie Mac evaluate HOA risk, and why some communities are seeing major price shifts.If you are on a board, buying a condo or managing an HOA, this episode helps you understand the financial pressure points created by the law and how to navigate them.Topics Covered:• How SB 326 inspections affect lending• Why financing can collapse even when the unit is fine• Reserve funding issues and shortfalls• Declined lists for condos• Special assessments and HOA loans• Cash buyers vs. conventional buyers• How healthy HOAs maintain home valuesFollow The Uncommon Area for expert-led discussions on HOA law, governance, and property management best practices. Rather watch the episode video? Subscribe to our YouTube Channel!Have a topic you’d like covered? Email us at [email protected] or follow us on Facebook, Instagram or LinkedIn.