How Stripe Uses AI to Make Global Payments Feel Local

Episode SummaryWhat if the next big unlock in payments wasn’t just faster checkouts, but bots buying on our behalf? In this episode of In the Blink of AI, Georgie Healy sits down with Karl Durrance, Managing Director for Australia and New Zealand at Stripe, to explore how AI is reshaping money movement at a global scale.Karl reveals how Stripe is tackling fraud versus scams (and why scams are now the bigger threat), why AI startups are hitting revenue milestones at unprecedented speed, and what agentic commerce could mean for the way we shop. From buy now pay later’s misunderstood role in credit to why stablecoins may be the real future of internet-native money, Karl shares candid insights on where payments are heading next.You’ll also hear why global expansion no longer requires a move to San Francisco, how single-use virtual cards could make agentic commerce safe, and why bots might soon handle life’s least joyful purchases, freeing us up for the ones that matter.Time Stamps02:18 – Karl’s role at Stripe and the $1.4T payments scale05:51 – Startups hitting $5M ARR in under a year06:57 – AI Hacks: family holiday planning & cutting through bureaucracy12:34 – Do Australian founders really need to move to SF?17:39 – Explaining agentic commerce (AI buying for you)20:34 – Shopping bots, travel assistants, and Amazon’s “Buy for Me”22:25 – How Stripe protects against rogue AI agents25:14 – Ticket scalpers, bots, and the arms race of fraud prevention27:01 – Fraud vs. scams: what’s really costing the economy31:51 – Why slowing payments down can actually prevent scams37:21 – Spicy takes: BNPL, crypto & stablecoins40:43 – BNPL vs. credit card debt — Karl’s contrarian view41:24 – Stablecoins: solving volatility and internet money movement45:51 – When stablecoins meet agentic commerce (next 5 years?)47:41 – Stripe’s Sydney Tour: launches, thought leaders & what’s nextResources🦘 Stripe Tour Sydney: https://tour.stripeevent.com/sydney?rshow=sydney🙋🏻‍♂️ Karl Durrance: https://www.linkedin.com/in/karldurrance/💳 Stripe: https://stripe.com/auIn the Blink of AI is made possible by our wonderful partnersDeelGlobal hiring and payroll can be a headache. Deel brings HR, IT and payroll together in one platform, helping companies including Shopify, Revolut and ElevenLabs scale internationally.Ready to expand your business?Build your global team with Deel at deel.com/dayone. ✨ Connect with Georgie HealyWeekly Substack: https://georgiehealy.substack.com/Linkedin: https://www.linkedin.com/in/georginahealy/Instagram: https://www.instagram.com/georginahealytech/The Day One NetworkIn The Blink of AI is part of Day One, the podcast network dedicated to founders, operators & investors.Sign up to get your weekly insights into the up-and-coming AI startups: https://dayone.fm/newsletter Mentioned in this episode:Deel x PX_Post IntroVanta Ad_BAI Jul25Vanta Ad_BAI Jul25Vanta Ad_BAI Jul25