How Tax-Loss Harvesting Cuts Your Capital Gains Bill

In this episode of Tax Strategy Podcast with Fexingo, Lucas and Luna dive into tax-loss harvesting — a technique that turns investment losses into real tax savings. They explain how it works with a concrete example: selling a losing stock to offset gains from a winning one, and how the IRS wash-sale rule can trip you up. Lucas breaks down the mechanics using a hypothetical portfolio, showing how a $5,000 loss can reduce a $15,000 gain, saving you $1,500 in taxes. They also discuss timing strategies, the importance of harvesting before year-end, and how to avoid buying back the same security within 30 days. Perfect for investors looking to optimize their taxable accounts without changing their long-term strategy. #TaxLossHarvesting #CapitalGains #WashSaleRule #InvestmentTaxes #TaxPlanning #TaxStrategy #PortfolioManagement #IRS #TaxSavings #YearEndTaxPlanning #LucasAndLuna #Fexingo #Finance #Business #FexingoBusiness #BusinessPodcast #TaxTips2026 #InvestingTips Keep every episode free: buymeacoffee.com/fexingo