How Tax-Loss Harvesting Lowers Your 2026 Capital Gains

Lucas and Luna dive into tax-loss harvesting, the year-end strategy that turns investment losses into tax savings. They explain how selling losing positions to offset capital gains works under 2026 rules, walk through the wash-sale rule that traps many investors, and show why the strategy is especially valuable in a volatile market like the one we've seen in 2026. With a detailed example of a $15,000 loss and a $10,000 gain, they clarify the $3,000 annual income deduction limit and how unused losses carry forward. They also address common pitfalls, including inadvertently triggering the wash-sale rule on reinvested dividends, and offer practical guidance on harvesting losses in tax-advantaged accounts like IRAs. Whether you're a seasoned investor or just starting to build a portfolio, this episode gives you the tools to make tax-loss harvesting work for you before the year ends. #TaxLossHarvesting #CapitalGains #WashSaleRule #2026Taxes #TaxPlanning #Investing #Finance #WealthManagement #TaxStrategy #YearEndPlanning #StockMarket #TaxDeduction #IRAs #PortfolioManagement #FexingoBusiness #BusinessPodcast #TaxTips #PersonalFinance Keep every episode free: buymeacoffee.com/fexingo