How the Charitable Remainder Trust Cuts Taxes and Boosts Giving

Lucas and Luna break down the charitable remainder trust (CRT) — a powerful but underused strategy that lets you donate assets to charity, receive lifetime income, and claim a charitable deduction. They walk through a concrete example: a donor with $500,000 in highly appreciated stock who uses a CRT to avoid capital gains tax, generate a 5% annual payout, and leave the remainder to a donor-advised fund. The hosts explain the two main types (CRAT vs CRUT), the 10% remainder rule, and why CRTs work especially well in 2026 with elevated interest rates. They also compare CRTs to direct donation and charitable gift annuities, and flag common pitfalls like prohibited transactions and unrelated business taxable income. No fluff — just the mechanics, the numbers, and the trade-offs. #CharitableRemainderTrust #CRT #TaxStrategy #CharitableGiving #CapitalGains #DonorAdvisedFund #CRAT #CRUT #EstatePlanning #TaxDeduction #Finance #Business #FexingoBusiness #BusinessPodcast #TheTaxStrategyPodcast #TaxPlanning #WealthTransfer #Philanthropy Keep every episode free: buymeacoffee.com/fexingo