How the Child and Dependent Care Credit Really Works in 2026

Lucas and Luna break down the Child and Dependent Care Credit for 2026, covering the new higher expense limits, phaseout thresholds, and how the credit interacts with employer-provided dependent care benefits. They walk through a concrete example: a married couple with two kids paying $16,000 in daycare costs. Lucas explains why the credit is now partially refundable for the first time, and Luna highlights the trap for parents who assume their FSA election maxes out their credit. If you're paying for child care so you can work, this episode gives you the actual math to claim what you're owed. #ChildAndDependentCareCredit #TaxCredit2026 #ChildCareDeduction #DependentCareFSA #RefundableTaxCredit #WorkingParentsTax #DaycareTaxBreak #Form2441 #IRSChildCare #TaxStrategy #FexingoBusiness #BusinessPodcast #FinancePodcast #TaxPlanning #FamilyFinance #ChildcareCosts #TaxSeason2026 #LucasAndLuna Keep every episode free: buymeacoffee.com/fexingo