How the Medicare Surtax Hits High Earners in 2026

Episode 99 of The Tax Strategy Podcast digs into the net investment income tax, or Medicare surtax, which applies an extra 3.8 percent to investment income for single filers earning over $200,000 and joint filers over $250,000. Lucas and Luna explain who gets hit, how the thresholds work, and a real example: a married couple with $300,000 in salary and $40,000 in rental income faces an extra $1,520 in tax. They also cover strategies like Roth conversions, tax-exempt bonds, and timing capital gains to reduce the bite. This episode is essential for high-income earners, investors, and anyone nearing the threshold in today's market. #MedicareSurtax #NetInvestmentIncomeTax #NIIT #TaxStrategy #HighEarners #InvestmentIncome #PassiveIncome #RothConversion #TaxExemptBonds #CapitalGains #RentalIncome #TaxPlanning #Finance #TaxPodcast #FexingoBusiness #BusinessPodcast #2026Taxes #WealthManagement Keep every episode free: buymeacoffee.com/fexingo