How the NIIT Applies to Your Investment Income in 2026

Lucas and Luna unpack the Net Investment Income Tax (NIIT) — the 3.8% surtax that quietly hits high-earning investors. They explain the thresholds, what counts as investment income, and how it interacts with the 2026 tax brackets. Using a concrete example of a family with $500,000 in income and a rental property, they show how the NIIT can add thousands to your tax bill. They also cover strategies like municipal bonds, installment sales, and rental real estate professional status that can help you avoid the surtax. If you're a high earner with investment income, this episode will help you plan ahead. #NetInvestmentIncomeTax #NIIT #InvestmentIncome #TaxPlanning #2026Taxes #Surtax #PassiveIncome #RentalIncome #MunicipalBonds #InstallmentSale #RealEstateProfessional #TaxBrackets #HighEarner #WealthManagement #Finance #Business #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo