How to Actually Read Your Cash Flow Before Q4 | Books & Backbone

Q4 has cash flow dynamics that other quarters don't. Holiday inventory gaps. December slow-pays. Year-end bonus payroll. Annual expense clusters. Q4 tax reserves. None of them are surprises — if you're looking at the forecast before October arrives.In this solo episode of Books & Backbone, Donna Harris walks through what makes Q4 specifically challenging from a cash flow perspective and exactly how to use the 13-week rolling forecast to see the pressure points before they arrive. She covers the inventory gap, the December receivables cliff, why Q4 requires more conservative assumptions about when clients will pay, and the specific action sequence when the forecast shows a tight spot coming.Q4 cash flow problems don't surprise businesses that are watching. They surprise businesses that aren't.Donna Harris, MBA, MAccCEO, Bookkeeping Made Simple LLCmysimplebookkeeping.com | 801-692-0032