How to Balance a Home Purchase with Saving for Retirement? episode artwork

EPISODE · Feb 22, 2023 · 15 MIN

How to Balance a Home Purchase with Saving for Retirement?

from Real Personal Finance · host Scott Frank and James Conole

Scott and James discuss how to balance a home purchase with saving for retirement.Listener Question:We want to stay in manhattan and want to be home owners but can’t make the math work. Our current rental 2 bed 2 bath just went up to $4400/mo. A comparable condo would sell around $1.3-$1.5m. That would put the mortgage at around $7,000 with another $2,000-$3,000 in maintainable and taxes a month. Rent does keep increasing and I don’t want to keep getting squeezed but does buying in Manhattan just not make sense? Planning Points DiscussedUtilizing Time EfficientlyCapital AppreciationPurchasing PowerOther issues (IRAs, Inflation, Financial Goals, etc.)Timestamps:2:30 - Priorities5:25 - Various Goals 8:12 - Life & Math Don't Always Match11:15 - Investment Concerns12:30 - How Much Home Can You Afford?16:05 - Aligning Your Financial GoalsLET'S CONNECT!JamesYouTube LinkedIn WebsiteScottFacebook Twitter Website

Episode metadata supplied by the publisher feed · Published Feb 22, 2023

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Scott and James discuss how to balance a home purchase with saving for retirement. Listener Question: We want to stay in manhattan and want to be home owners but can’t make the math work. Our current rental 2 bed 2 bath just went up to $4400/mo. A comparable condo would sell around $1.3-$1.5m. That would put the mortgage at around $7,000 with another $2,000-$3,000 in maintainable and taxes a month. Rent does keep increasing and I don’t want to keep getting squeezed but does buying in Manhatta...

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How to Balance a Home Purchase with Saving for Retirement?

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