How Valley Bank Uses AI to Drive Banking Innovation

Read the blog post: https://www.multimodal.dev/pioneers-content/how-valley-bank-uses-ai-to-drive-banking-innovationSubscribe to our weekly newsletter: https://www.multimodal.dev/pioneersHow are traditional banks reinventing themselves for the fintech and AI era?Izge Cengiz Ercan, Director of Strategic Innovation at Valley Bank, joins Ankur Patel to share how she’s bridging legacy banking with emerging technologies, from agentic AI to startup partnerships and responsible innovation frameworks. She reveals why speed and governance don’t have to conflict, and how collaboration with risk and compliance teams can actually accelerate adoption.Timestamps: 00:00 Introduction: AI in Banking00:09 Future of Commercial Lending00:18 Build vs Partner: The Next Five Years00:28 Defining Innovation in 202600:37 Common Mistakes with Fintechs00:49 Overhyped AI Trends01:03 Key KPIs for Innovation01:11 Challenges in Scaling Innovation01:22 Misconceptions About Bank Innovation01:34 Future of Strategic Innovation01:45 ConclusionFollow Ankur Patel on LinkedIn: https://www.linkedin.com/in/ankurpatel9/Follow Ankur Patel on X: https://x.com/aapatel09Follow Multimodal on LinkedIn: https://www.linkedin.com/company/multimodalai/Follow Multimodal on Twitter: https://x.com/MultimodalAI