How Your Childhood Money Beliefs Shape Your Financial Future episode artwork

EPISODE · Jan 19, 2026 · 27 MIN

How Your Childhood Money Beliefs Shape Your Financial Future

from THE MAKING OF ME · host Aro Benaiah Kehinde

Your relationship with money didn’t start with your first paycheck it started in childhood.In this insightful episode of The Making of Me, certified financial planner and behavioral strategist Monica Kaufman breaks down how early life experiences and beliefs formed as young as age six continue to shape our financial decisions, habits, and confidence today.Monica dives deep into the psychology of money, exploring identity, financial shame, and the hidden “money scripts” that keep people stuck in unhealthy cycles. More importantly, she shares practical, real-world strategies to help you rewrite those scripts and build lasting financial resilience.In this episode, you’ll learn:How childhood experiences shape lifelong money behaviorsWhy financial shame keeps people stuck and how to release itHow to identify and upgrade your personal money scriptSimple steps to build wealth in alignment with your valuesWhat true financial confidence and resilience really look likeIf you’re ready to stop repeating old patterns and start making empowered financial decisions, this conversation will give you clarity, tools, and a new perspective on money.🔗 Connect with Monica and learn more about her upcoming Sprint at Harmony Wealth Academy:👉 https://harmonywealthacademy.com👍 Like, subscribe, and share this episode with someone ready to transform their money mindset.#MoneyMindset #FinancialFreedom #WealthBuilding #PersonalFinance #MakingOfMePodcast #HarmonyWealthAcademy

Your relationship with money didn’t start with your first paycheck it started in childhood.In this insightful episode of The Making of Me, certified financial planner and behavioral strategist Monica Kaufman breaks down how early life experiences and beliefs formed as young as age six continue to shape our financial decisions, habits, and confidence today.Monica dives deep into the psychology of money, exploring identity, financial shame, and the hidden “money scripts” that keep people stuck in unhealthy cycles. More importantly, she shares practical, real-world strategies to help you rewrite those scripts and build lasting financial resilience.In this episode, you’ll learn:How childhood experiences shape lifelong money behaviorsWhy financial shame keeps people stuck and how to release itHow to identify and upgrade your personal money scriptSimple steps to build wealth in alignment with your valuesWhat true financial confidence and resilience really look likeIf you’re ready to stop repeating old patterns and start making empowered financial decisions, this conversation will give you clarity, tools, and a new perspective on money.🔗 Connect with Monica and learn more about her upcoming Sprint at Harmony Wealth Academy:👉 https://harmonywealthacademy.com👍 Like, subscribe, and share this episode with someone ready to transform their money mindset.#MoneyMindset #FinancialFreedom #WealthBuilding #PersonalFinance #MakingOfMePodcast #HarmonyWealthAcademy

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How Your Childhood Money Beliefs Shape Your Financial Future

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This episode was published on January 19, 2026.

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Your relationship with money didn’t start with your first paycheck it started in childhood.In this insightful episode of The Making of Me, certified financial planner and behavioral strategist Monica Kaufman breaks down how early life experiences...

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