If You're a Big Spender You Need to Be An Even Bigger Planner

Episode Summary In this episode, Tiyana tackles a pattern many high earners know too well: spending like the money will always come back because historically, it has. But what starts as confidence in your earning power quietly becomes a cycle of debt, stress, and financial chaos. Through a client's honest confession and Tiyana's own story of juggling 3-4 jobs in college while drowning in debt, this episode exposes the gap between earning well and managing well. You'll learn why planning your spending isn't punishment. It's protection. And how building a strategy from day one (yes, even for spontaneous purchases) allows you to pay off debt every month without giving up the things you love. If you've ever told yourself "I'll pay it off later" and then didn't, this episode is for you.   Connect With Us Here Apply to become a private client at therjfirm.com/links/ Join the group program, Her Money Confidence, at https://therjfirm.com/her-money-confidence Follow us on Instagram: https://www.instagram.com/therosaiahjamesfirm/ Follow us on TikTok: https://www.tiktok.com/@therjfirm Subscribe to our Youtube channel: https://www.youtube.com/@therjfirm Subscribe to our email list: https://therjfirm.myflodesk.com/email-list