Pocketbook Conversations

Episode Summary She built a program to help Black women save money and get out of debt. The results were real and she thought she knew exactly what she had created. Then the testimonials started coming in. Nobody led with the savings milestone. Nobody opened with the debt payoff number. They talked about the shame finally leaving. About feeling in control for the first time. About understanding their money instead of being controlled by it. In this episode, Tiyana walks through what her clients actually said, why their words didn't match the name she had given the program, and what that gap revealed about what was really being built inside 5 Figure Funds all along. The name was describing a destination. The program was delivering a transformation. Her clients helped her see the difference, and ultimately renamed the program. Her Money Confidence is open for enrollment now. If this episode gave you something to sit with, the link below is your next step. Enroll in Her Money Confidence Join the group program, Her Money Confidence, at https://therjfirm.com/her-money-confidence   Connect With Us Here Subscribe to our email list: https://therjfirm.myflodesk.com/email-list Follow us on Instagram: https://www.instagram.com/therosaiahjamesfirm/ Follow us on TikTok: https://www.tiktok.com/@therjfirm Subscribe to our Youtube channel: https://www.youtube.com/@therjfirm Apply to become a private client at therjfirm.com/links/

Episode Summary You made a payment. A big one. And for about five minutes, you felt better—until you realized nothing actually changed. That's a panic payment. And in this episode, Tiyana breaks down why making random, fear-based payments toward your debt is costing you more than it's helping you. Through a client story of a woman working hard to improve her credit score while still relying on her cards for everyday expenses, and Tiyana's own experience with panic payments before she understood credit strategy, this episode gets honest about what's really happening when you throw money at debt with no plan behind it. Panic payments aren't a strategy. And until you have a personalized plan that tells you exactly what you're paying, why you're paying it, and when it will be gone, you'll stay stuck in the same cycle. If you're ready to stop throwing money at debt and start actually seeing it decrease, this episode is your next step.   Connect With Us Here Subscribe to our email list: https://therjfirm.myflodesk.com/email-list Apply to become a private client at therjfirm.com/links/ Join the group program, Her Money Confidence, at https://therjfirm.com/her-money-confidence Follow us on Instagram: https://www.instagram.com/therosaiahjamesfirm/ Follow us on TikTok: https://www.tiktok.com/@therjfirm Subscribe to our Youtube channel: https://www.youtube.com/@therjfirm

Episode Summary In this episode, Tiyana tackles a pattern many high earners know too well: spending like the money will always come back because historically, it has. But what starts as confidence in your earning power quietly becomes a cycle of debt, stress, and financial chaos. Through a client's honest confession and Tiyana's own story of juggling 3-4 jobs in college while drowning in debt, this episode exposes the gap between earning well and managing well. You'll learn why planning your spending isn't punishment. It's protection. And how building a strategy from day one (yes, even for spontaneous purchases) allows you to pay off debt every month without giving up the things you love. If you've ever told yourself "I'll pay it off later" and then didn't, this episode is for you.   Connect With Us Here Apply to become a private client at therjfirm.com/links/ Join the group program, Her Money Confidence, at https://therjfirm.com/her-money-confidence Follow us on Instagram: https://www.instagram.com/therosaiahjamesfirm/ Follow us on TikTok: https://www.tiktok.com/@therjfirm Subscribe to our Youtube channel: https://www.youtube.com/@therjfirm Subscribe to our email list: https://therjfirm.myflodesk.com/email-list

Episode Summary In this episode, Tiyana King of The Rosaiah Jamēs Firm talks about how self-trust impacts your relationship with money. She introduces four steps to trust yourself and feel more confident with your money decisions by interrupting the spirals and patterns that cause you to slip into old spending habits.   Connect With Us Here Book a consultation to become a private client at therjfirm.com/links/ Join the group program, Her Money Confidence, at https://therjfirm.com/her-money-confidence Follow us on Instagram: https://www.instagram.com/therosaiahjamesfirm/ Follow us on TikTok: https://www.tiktok.com/@therjfirm Subscribe to our Youtube channel: https://www.youtube.com/@therjfirm Subscribe to our email list: https://therjfirm.myflodesk.com/email-list

Episode Summary In this episode, Tiyana King of The Rosaiah Jamēs Firm talks about her debt story over the years, how it impacted her mentally and emotionally, and what finally helped her break the cycle. She introduces two frameworks that changed the way she understands and manages her money, and how these same frameworks have transformed her clients' finances.    Connect With Us Here Book a consultation at therjfirm.com/links/ Follow us on Instagram: https://www.instagram.com/therosaiahjamesfirm/ Follow us on TikTok: https://www.tiktok.com/@therjfirm Subscribe to our Youtube channel: https://www.youtube.com/@therjfirm Subscribe to our email list: https://therjfirm.myflodesk.com/email-list

Welcome to Pocketbook Conversations, a podcast hosted by Tiyana King, a money coach, and dedicated to unloading our pocketbooks—what we've learned, inherited, and internalized about money as Black women. We're starting at the beginning: childhood. We're reflecting on how our maternal and paternal figures spent, saved, talked about, and used money, because those early experiences quietly shape how we move with money today. Visit therjfirm.com/links/ to enroll in our private or group money coaching programs.  Follow us on Instagram: https://www.instagram.com/therosaiahjamesfirm/ Follow us on TikTok: https://www.tiktok.com/@therjfirm Subscribe to our Youtube channel: https://www.youtube.com/@therjfirm Subscribe to our email list: https://therjfirm.myflodesk.com/email-list