Insurance for Land Clearing Explained: Coverage, Costs & Costly Mistakes

💰Apply for OPS Accelerator ➡️ https://ownrops.com/acceleratorMost land clearing owners skip the insurance conversation until it's too late — or they get talked into a policy that doesn't actually cover their equipment. In this episode, I sit down with Colin Vaughn, insurance specialist at Christensen Group, to break down exactly what coverage a land clearing or forestry mulching business needs and what it actually costs.What you'll learn:The must-have policies: general liability, inland marine, workers comp, auto, and umbrellaScheduled vs. unscheduled equipment coverage — and how to insure a $100K+ skid steer or mulcher correctlyHow rented and leased equipment coverage works (and the mistake that leaves owners underinsured)Why your workers comp "mod number" matters and can get you turned down for jobsWhat to require from subcontractors before they set foot on your job siteA real-world budget number for insurance when you're just starting outColin Vaughn is an insurance specialist at Christensen Group, a 100% employee-owned agency working with construction and land clearing businesses across the country.🔥 Services We Use 🔥We use Jobber to handle our estimates, scheduling, & invoicing➡️ Get 20% off Jobber here: https://go.getjobber.com/ownrops📞 Quo: Never miss a lead — Quo answers your calls with AI, summarizes them, and syncs the call summary and transcript straight into your Jobber Requests➡️ Get 20% off Quo here: http://get.quo.com/ownrops💰 Bookkeeping: Get 50% off bookkeeping for 3 months with the Home Service Bookkeeping Pros: https://dialedinbookkeeping.com/ownrops🚀 Get ranked #1 On Google With Stryker SEO: https://stryker-digital.com/?el=ooWant to learn more about starting and scaling your own service-based business?📩 Sign up for the OWNR OPS Newsletter: → https://ownrops.com/newsletterDon't forget to like, comment, and subscribe for more episodes with blue collar entrepreneurs sharing their best insights and growth tips!This episode covers general liability insurance, inland marine coverage, workers compensation, commercial auto, and umbrella insurance for land clearing, forestry mulching, and excavation businesses — plus how to budget for insurance costs when starting a business.#LandClearing #ForestryMulching #ownrops #SmallBusinessInsurance #insurance #insurancetips #homeservice #entrepreneur