Interested Party Contributions (IPC) - Unlocking Loan Solutions with Radian

This episode is a part of Unlocking Loan Solutions with Radian, a micro-learning series for mortgage & real estate professionals, with video, audio, and job aid for each topic. Choose your preferred learning style and take your learning experience to a new level.Watch the VideoDownload the Job AidAll episodesJoin us in this episode as we demystify the concept of Interested Party Contributions (IPCs). We examine what IPCs are, the potential interested parties, and how they are defined and regulated by Fannie Mae and Freddie Mac. Additionally, we delve into some real-world scenarios to demonstrate the application of IPCs in mortgage transactions.The relevance of IPCs in mortgage transactionsWho are the potential interested parties in IPCs?Fannie Mae and Freddie Mac’s guidelines on IPCsLimits to IPCs: occupancy type and Loan-to-Value (LTV) ratioReal-world loan scenarios involving IPCsResources: Fannie Mae Selling Guide: B3-4.1-02, Interested Party Contributions (IPCs)Freddie Mac Selling Guide: 5501.6, Interested party contributionsSign up for Radian National Training Updates© 2023 Radian Group Inc. All Rights Reserved. 550 East Swedesford Road, Suite 350, Wayne, PA 19087. "Radian" is a brand of Radian Group Inc., including its licensed insurance affiliates. Mortgage insurance is provided and underwritten by Radian Guaranty Inc., a wholly owned subsidiary of Radian Group Inc. with home offices at 550 East Swedesford Road, Suite 350, Wayne, PA 19087. Radian Guaranty Inc. is a monoline mortgage insurance company licensed to write business in all 50 states, the District of Columbia and Guam. Radian Group Inc. and its subsidiaries and affiliates make no express or implied warranty respecting the information presented and assume no responsibility for errors or omissions. Redistribution or reproduction of all or part of the contents without Radian’s prior written consent is expressly prohibited. Scenarios provided for illustrative purposes only do not constitute a commitment or the guarantee of a specified rate. Determination of eligibility for a particular program or exemption is made by the relevant authority and not by Radian Group Inc. or its subsidiaries and/or affiliates.