Is budgeting worth it?

Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending on how it’s approached. This episode explores how to find a balance that actually works for real life. Main Topics 00:00 Introduction 01:25 Running The Numbers Segment 05:37 Challenges and Tools for Budgeting 10:10 Different Approaches to Budgeting 13:31 Loose Budgeting 20:25 Building Financial Confidence 23:12 The Costs of Budgeting 24:48 Emotional and Relationship Impacts 29:12 Alternative to Traditional Budgeting 32:36 20 Cents Segment References for Statistics https://www.debt.com/research/best-way-to-budget/ https://www.intuit.com/blog/innovative-thinking/beyond-the-budget/ Co-Hosts Lizzy Marie, CAIA, is a strategist, alternative investments expert, and a founding partner of Pursuit Funds. Follow Lizzy: Instagram | TikTok Lissa Lumutenga, CFP®, AFC®, is a personal finance expert and content creator. Follow Lissa: YouTube | Instagram | TikTok | LinkedIn Credits ► Produced by Lizzy Marie and Lissa Lumutenga ► Artwork by Lizzy Marie ► Music by Lissa Lumutenga, Net Net Podcast “Theme Song” Talk to us Hit us up, let us know what you think: IS IT WORTH IT? 💸 DM us on Instagram: @netnetpodcast Email us at [email protected] Disclaimer This podcast is for educational, informational, and entertainment purposes only, and should not be constituted as financial advice or any other kind of professional advice. Views and opinions are our own, and Net Net Podcast does not serve as a substitute for personalized financial guidance tailored to your specific situation. Remember to always do YOUR own research, consult a professional as needed, and feel empowered to make your own decisions!