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PODCAST · business

Net Net

by Lizzy Marie, Lissa Lumutenga

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to help you decide: IS IT WORTH IT!? They give their takes on whether something is “net positive” or “net negative” ultimately giving you the confidence to decide for yourself. These conversations are authentic, inspiring, and always entertaining.

Publisher-supplied feed metadata · PodParley refreshed Sep 3, 2025 · Source feed

Episodes

  1. Are souvenirs worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of souvenirs. In this episode, we’re talking about why we buy them, what they symbolize, and whether they’re actually worth the money or just clutter. Join us as we reflect on nostalgia, impulse purchases, and the surprising...

  2. Is branding yourself worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of branding yourself. Personal branding might sound like a career hack, but it comes with its own baggage. We talk about what it really costs to show up online, curate a professional persona, and “market yourself” as a…

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  3. Is hired help worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of hired help. From housekeepers to virtual assistants to TaskRabbit sidekicks, outsourcing parts of your life can be a game-changer, but or a guilt trip. We unpack when hiring help is an investment in your peace of mind, and...

  4. Are domestic partnerships worth it? feat. Raymond Hekmat

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of domestic partnerships. From legal protections to emotional considerations, they explore how domestic partnerships compare to marriage and why some couples choose this path instead. Joined by attorney Raymond Hekmat, the...

  5. Are personality tests worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of personality tests. From free quizzes to pricy corporate assessments, they unpack why we’re so obsessed with labeling ourselves and whether it’s actually helping. Are these tools guiding self-growth, or just giving us...

  6. Is buying in bulk worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of buying in bulk. From big savings to big waste, they unpack when it’s worth it, and when it’s just more clutter. They also explore who gets left out of bulk benefits and why convenience isn't always cheap. Main Topics 00:00...

  7. Is budgeting worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of budgeting. They talk about why budgets often fail, how different methods work for different people, and the emotional baggage that comes with managing money. Budgeting can be a source of empowerment or anxiety, depending…

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  8. Are prenups worth it? feat. Raymond Hekmat

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of prenups. While some people see prenups as a sign of distrust or associate them with divorce and greed, others view them as a practical necessity before getting married. In this episode, Lizzy and Lissa talk with Raymond...

  9. Is minimalism worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of minimalism. Is owning less truly freeing, or can it become restrictive and performative? They explore when minimalism adds clarity and when it just adds pressure, especially across different incomes and cultures. Main…

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  10. Are digital detoxes worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of digital detoxes. They dive into screen-time guilt, generational shifts, and the rise of tech-free wellness trends. While some people unplug for peace of mind, others find disconnection brings a different kind of stress.…

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  11. Is "buy now, pay later" worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of "buy now, pay later". They unpack how these offers can seem harmless or even helpful in the moment, but often lead to overspending, budgeting confusion, and a cycle of debt that’s harder to spot than with traditional…

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  12. Are postgraduate degrees worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of postgraduate degrees. From student loan debt to delayed income, mental health strain, and the opportunity cost of time, they explore what you really give up when you go back to school — and how to decide if it’s truly…

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  13. Is flying first class worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of first class. Is it worth it or a waste? In this episode, Lizzy and Lissa talk about pricing, privilege, upgrades, and what it says about how you view money. Main Topics 00:00 First Class Perks 01:17 Running The Numbers...

  14. Are sabbaticals worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of sabbaticals. While they can be a source of self-discovery, recovery, or a positive lifestyle change, they can also potentially impact your career and finances. This episode covers the ins and outs of what a sabbatical…

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  15. Is permanent makeup worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of permanent makeup. More and more people are opting for permanent and semi-permanent makeup for their eyebrows, lips, and more. From pricing and upkeep to the risks and rewards, this episode breaks down what you need to know...

  16. Are opposite sex friends worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of opposite sex friends. From navigating boundaries and societal expectations to the impact on relationships and personal well-being, they explore what these friendships really cost. Are they truly platonic, or can underlying...

  17. Is being the breadwinner worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of being the breadwinner. From emotional labor to financial pressure to relationship dynamics, they explore whether taking the lead on income is empowering, exhausting, or both. Main Topics 00:00 Introduction 01:26 Running…

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  18. Are gym memberships worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of gym memberships. From sneaky fees to the mental cost of unused memberships, they uncover what you’re really paying for. Plus, they share smarter ways to stay active without overspending. Main Topics 00:00 Introduction…

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  19. Is overachieving worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of overachieving. More people are feeling the pressure to overachieve in their careers, finances, and even personal lives. This episode unpacks the hidden costs of always striving for more—stress, burnout, and never feeling...

  20. Are tattoos worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of tattoos. From hidden fees and touch-ups to the unexpected social and career implications, they break down what you’re really signing up for when you get inked. Whether you're planning your first tattoo or adding to your...

  21. Is changing your name worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing your name. From surprise fees and bureaucratic headaches to the unexpected social and professional ripple effects, they uncover what really goes into making the switch. Whether you’re thinking about a name change...

  22. Is networking worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of networking. Schmoozing is known as a means to drive connections and potentially lead to business opportunities. While career breakthroughs and financial benefits are a possibility, they also aren’t guaranteed. Lizzy and...

  23. Are concerts worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of concerts. From skyrocketing ticket prices to hidden costs like fees and merch, they weigh the value of these unforgettable experiences against their various costs. Main Topics 00:00 Introduction: The Rising Cost of…

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  24. Is Valentine's Day worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of Valentine's Day. They unwrap the real cost of Valentine’s Day—financially, emotionally, and socially. Is it worth the hype, or just a commercial trap dressed in pink and red? Main Topics 00:00 Valentine's Day and Credit…

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  25. Is changing careers worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of changing careers. Many people grow tired of their jobs and want something new. Others base their career choices primarily on financial opportunities. Regardless of your motivation to change careers, is taking the leap…

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  26. Is day trading worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of day trading. Many people are curious as to whether or not trading in the stock market can be their ticket to wealth as opposed to grinding at their 9-5 jobs. Is it really the fast track to financial freedom, or are the…

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  27. Are certifications worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of certifications. Education and specialized training in adulthood can lead to many new opportunities, but it does require time, energy, and money. Regardless of your career field, are certifications worth the time, effort…

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  28. Are luxury apartments worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury apartments. From granite countertops and rooftop pools to skyrocketing rent and hidden fees, they break down the true costs of high-end living. Is it an investment in your lifestyle or just a shiny trap for your...

  29. Is marriage worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of marriage. They discuss everything from financial pros and cons to social dynamics, unpacking what marriage means in today’s world. Whether you're team marriage or questioning the whole institution, this episode dives into...

  30. Are birthday gifts worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of birthday gifts. From the financial strain of gift-giving expectations to the emotional and social pressures that come with it, they break down how birthdays can impact your wallet and your well-being. Should you splurge,...

  31. Are rec leagues worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of recreational sports leagues. From registration fees and equipment purchases to post-game hangouts, there are financial and time commitments that can add up quickly. While sports offer a lot of great physical benefits, they...

  32. Are new cars worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of new cars. They explore everything from depreciation and financing to insurance hikes and maintenance fees, plus the emotional costs of keeping up with the latest trends. A lot of people prefer to buy used cars but others...

  33. Are New Year's resolutions worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of new year’s resolutions. It’s that time of year where many people think about their intentions for the next year. But are making new year’s resolutions actually worth the effort? Main Topics 00:00 Introduction 01:19 Running...

  34. Is food delivery worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of food delivery. Food delivery apps can offer a lot of convenience but they can also take a toll on your finances, from sneaky service charges to inflated menu prices and tempting convenience that encourages overspending.…

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  35. Is celebrating holidays worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of celebrating holidays. From traveling to visit family, to decking out your home with festive decorations, holidays can cost money. But the costs are not just financial—there are emotional and time costs too. Find out how…

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  36. Is working remotely worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of working remotely. While remote work offers flexibility and the comfort of home, it also comes with unexpected expenses and challenges. Working from home, which took off exponentially during the global pandemic in 2020, can...

  37. Are budget airlines worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of budget airlines. If you’ve ever flown on a budget airline, you know there are extra fees for just about everything. In this episode Lizzy and Lissa cover what “cheap” flights can actually cost you. Main Topics 00:00...

  38. Are sports fanships worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of sports fanships. The upsides of being a sports fan can be obvious, but have you ever thought about the financial and emotional tolls that often come with fandom? From the price of tickets, jerseys, and streaming...

  39. Are side hustles worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of side hustles. While side gigs can be a great way to earn extra income, they come with unexpected trade-offs, like taxes, burnout, and the struggle of time management. This episode covers the ups and downs of side hustles,...

  40. Are fitness trackers worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of fitness trackers. Tracking fitness for better health might seem like a no-brainer, but is it always beneficial? In this episode, we dive into our personal experiences with fitness tracking, exploring both the benefits and...

  41. Is quiet vacationing worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of quiet vacationing. Quiet vacationing is a modern trend in which workers rebel against their employers by taking vacations without telling them. Some find it unethical, while others consider it an empowered act of rebellion...

  42. Is content creation worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of content creation. While creating content can be an exciting and rewarding venture, it doesn’t come without costs. Financial costs can add up quickly between quality equipment, software, tools, and other production costs.…

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  43. Are pets worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of pets. We know that furry friends and other pets offer us things money can’t buy. But when you really look closely at the numbers, does having pets make financial sense? Let’s talk about it! Main Topics 00:00 Introduction...

  44. Is collecting stuff worth it? feat. Alex Brackett

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of collecting stuff. From classic collections like stamps and coins to more modern-day collecting, like Funko Pops and NFTs, people have a long-standing relationship with collectibles. People are drawn to nostalgia, the…

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  45. Are dating apps worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of dating apps. Whether free or paid, dating platforms help connect people who are looking for love. But behind the convenience lies a range of costs, from subscription fees to the emotional toll of endless swiping and...

  46. Are credit cards worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of credit cards. When managed wisely, credit cards can unlock amazing perks like travel rewards and cash back. But they can also be a slippery slope into consumer debt. Are credit cards really worth it? Main Topics 00:00…

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  47. Are luxury brands worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of luxury brands. Beyond the price tag of luxury goods and services they delve into the psychology behind why we, as a society, care about luxury. There’s no denying that luxury brands have a huge influence on many aspects of...

  48. Is living abroad worth it? feat. Allan Lumutenga

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of living abroad. Moving far from home can have tons of benefits, like the ability to start fresh and explore what the world has to offer. But it isn’t a decision to take lightly! In this episode Lizzy and Lissa welcome a...

  49. Are financial advisors worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of financial advisors. Working with a financial advisor can be a great way to advance your financial goals but they also come with fees. In this episode, Lizzy and Lissa share their experiences and thoughts on working with...

  50. Is drinking alcohol worth it?

    Lizzy and Lissa break down the hidden costs – financial and otherwise – of alcohol and drinking. We all know that a good drink can mean a great time for some people, but there are a number of costs that go along with alcohol consumption. A fter weighing the pros and cons, is drinking worth it?…

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ABOUT THIS SHOW

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to help you decide: IS IT WORTH IT!? They give their takes on whether something is “net positive” or “net negative” ultimately giving you the confidence to decide for yourself. These conversations are authentic, inspiring, and always entertaining.

HOSTED BY

Lizzy Marie, Lissa Lumutenga

Produced by Lissa Lumutenga, Lizzy Marie

CATEGORIES

Frequently Asked Questions

How many episodes does Net Net have?

Net Net currently has 60 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is Net Net about?

Net Net Podcast analyzes hidden costs and empowers you to make your own damn decisions – financial and otherwise. In each episode, best friends Lizzy and Lissa talk about a different facet of life to help you decide: IS IT WORTH IT!? They give their takes on whether something is “net positive” or...

How often does Net Net release new episodes?

Net Net has 60 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to Net Net?

You can listen to Net Net on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts Net Net?

Net Net is created and hosted by Lizzy Marie, Lissa Lumutenga.
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