【聚焦点-金融理财3看】-第3看-你的钱去余额宝还是理财通更好

from 关注焦点 · host 家业名富

从交易费率上来看，尽管两家均宣称“交易环节不收费”，但在持有的过程中，投资者还是需要支付一部分成本，如基金托管费、管理费等。据了解，余额宝挂钩的天弘增利宝基金托管费率为0.08%，而微信理财通挂钩的华夏财富宝托管费率为0.05%。在管理费方面，余额宝管理费为0.3%，微信理财通管理费为0.27%。因此，零钱理财并非“零成本”。

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【聚焦点-金融理财3看】-第3看-你的钱去余额宝还是理财通更好

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