Julian Rizov: Smart DSCR, Construction Loans & “Don’t Pay For What You Can’t Use”

In this episode of the Dream Start Own podcast, Edgar “The Connector” Salgado sits down with lender, builder, and fund manager Julian Rizov of DealFunding360 to break down DSCR loans, hard money, construction financing, and how to avoid paying for money you can’t actually use.Julian shares how he went from doing 250+ fix and flips to building new construction in Atlanta, creating co-living, Airbnb, and midterm rentals, and launching a $3M equity fund that lets investors participate in multiple ground-up and value-add projects—without swinging a hammer.You’ll learn:How DSCR loans really work for rentals, co-living, and STRsThe credit score thresholds (660, 700+) that change your rates, leverage, and termsWhen and how to convert a DSCR / investor loan into a primary residence conventional loanWhy Julian says “Don’t pay for what you can’t use” on construction loansNon-Dutch vs Dutch interest (and how the wrong structure can kill your profit)How to structure partnerships and operating agreements so low-credit partners don’t tank your loanWhy he prefers buying land in cash or private money, then stacking a construction loanHow his fund blends institutional capital with investor money for higher cash-on-cash returnsConnect with Julian:Deals & land leads: [email protected] info: [email protected] with Edgar:Website: edgartheconnector.comInstagram: @EdgarTheConnectorFollow Dream Start Own, rate this episode, and share it with investors, builders, and private lenders who want smarter DSCR loans, better construction terms, and safer returns on their capital.Sleep better, dream bigger!Affiliate link: Eight Sleephttps://refer.eight.sl/edgardsalgado🔌 PLUG IN & SUBSCRIBE 🔌Instagram: / @edgartheconnector► Join The Subto Community for Life & Learn Creative Finance from @PaceMorbyhttps://join.nre.ai/mQ9T9vZ► Learn How to Make Money on Other People’s Deals with the Gator Methodhttps://join.nre.ai/mQBDJK5► Get the tools I use for productivityhttps://linktr.ee/EdgartheConnector🚧🚧🚧 DISCLAIMER 🚧🚧🚧We are not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or other and may be outdated.