Know Exactly What to Do With Your Next Extra Dollar

“I’ll save what’s left over” sounds responsible — but it usually does not work. Because most of the time, nothing is left over. Money without a plan gets absorbed into convenience, lifestyle creep, random spending, extra cash sitting in checking, or vague “I work hard, it’s fine” decisions. In this episode, Shari Rash, founder of GWA Wealth, breaks down how to decide what to do with your next extra dollar before it disappears. This is not about being rigid or budgeting every penny. It is about giving your money direction. Shari walks through a simple framework to help you decide whether extra money should protect your stability, fund something coming up, capture an opportunity, grow for the future, or support the life you actually want. You’ll learn how to think through cash reserves, investing, taxes, short-term goals, long-term wealth, lifestyle spending, and flexibility — so your next dollar has a clear job. Because every dollar does not need the same job. But every dollar does need a job. Money should not just come in and disappear. Money should be a tool that helps you live life on your terms. Talkin’ Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. Learn more about your ad choices. Visit megaphone.fm/adchoices