PODCAST · business
She's Talkin' Money
by Shari Rash | Financial Advisor for Women & Founder of GWA Wealth
You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money? She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next. Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending. You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure. Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.</
Episodes
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Could a Roth Conversion Actually Cost Me More Money? {CORRECTED AUDIO}
I accidentally released the unedited version. Correct version is now uploaded! I'm sorry!! Could a Roth Conversion Actually Cost You More Money? Roth conversions are often presented as an obvious tax-saving strategy. Pay taxes now, move money into a Roth IRA, and potentially enjoy tax-free...
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What Insurance Do I Actually Need If I’m Single?
If you’re single, your insurance needs look different than someone whose household has two incomes. And if you’re the only person bringing in a paycheck, protecting that income may matter a whole lot more than you realize. In this episode of She’s Talkin’ Money, I’m walking through the insurance...
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Is Saving $1 million Enough to Retire?
Is $1 million enough to retire? It’s the kind of question everyone wants a simple answer to. Hit $1 million and you’re good. Fall short and you’re behind. Except retirement does not work that way. In this episode of She’s Talkin’ Money, I’m breaking down the factors that actually determine…
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Should I Pay Off My Mortgage or Invest?
You have extra money. Should you put it toward your mortgage or invest it? The answer is very different if your mortgage rate is 3% versus 7%. In this episode of She’s Talkin’ Money, I’m breaking down how I actually think through this decision with clients — because “always pay off your mortgage”...
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Am I Financially Ready to Change Careers?
You make good money. You’ve built a career. You may have strong benefits, a title you worked hard for, and a life that looks successful on paper. But you’re tired. And maybe you keep thinking: I cannot do this for another 20 years. Then comes the next thought: But I can’t leave. I make too much...
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How Much Should I Have Saved by 40?
How much should you have saved by 40? It’s one of those money questions that practically begs for a simple answer. Three times your salary. Check the box. Move on. Except your financial life does not work that way. In this episode of She’s Talkin’ Money, I’m breaking down why common age-based...
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Should I max out my 401(k)?
Should you max out your 401(k)? If you’re making good money, already saving consistently, and have extra cash flow, it can feel like the obvious next step. But maxing out your 401(k) is not automatically the best financial decision — especially if most of your money is tied up in retirement...
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Introducing She’s Talkin’ Money
Everyone’s Talkin’ Money is now She’s Talkin’ Money. Same feed. Same host. Sharper focus. She’s Talkin’ Money is the money podcast for women doing well on paper — women who make good money, save, invest, and still wonder if they’re making the right decisions with what they have. Hosted by…
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Can I Afford to Spend More Without Screwing Up My Future?
You’re saving. You’re investing. You’re doing the responsible things. So why does spending money still make you nervous? In this episode, Shari answers a question a lot of successful women quietly wrestle with: Can I afford to spend more without putting my future at risk? Using her 50/30/20...
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Sinking Funds, Money Shame and Single-Woman Safety Nets - Listener Q&A Part 2!
In this listener Q&A episode, Shari Rash answers three real-life money questions from women trying to make smarter financial decisions without overthinking, guilt, or one-size-fits-all advice. First, how do you plan for holidays, birthdays, travel, school events, weddings, and family obligations...
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Make It Make Cents: Listener Q&A on What to Do With a Raise, Extra Cash, and Spending Guilt
In this listener Q&A episode, Shari Rash answers real money questions from women who are doing a lot right but still want more clarity around what to do next. Should a raise be saved, invested, or enjoyed? How much cash is too much cash once your emergency fund is covered? What if you are saving...
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The Money Scripts Women Inherit — And How to Rewrite Them
A lot of the way we handle money did not start with us. It started with what we saw, heard, absorbed, and were taught to believe about saving, spending, investing, asking for help, wanting more, and talking about money. In this episode, Shari breaks down the money scripts many women inherit — and...
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The Money Advice That Doesn’t Work for Women Who Are Doing Well on Paper
Most money advice is not necessarily wrong. It is just incomplete. “Spend less than you make.” “Save more.” “Avoid debt.” “Max everything out.” “Invest aggressively.” “You should know this by now.” Those rules may sound responsible, but they do not always answer the real questions women are…
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Know Exactly What to Do With Your Next Extra Dollar
“I’ll save what’s left over” sounds responsible — but it usually does not work. Because most of the time, nothing is left over. Money without a plan gets absorbed into convenience, lifestyle creep, random spending, extra cash sitting in checking, or vague “I work hard, it’s fine” decisions. In…
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How to Actually Feel Good About Your Money by the End of Summer
You can be doing fine with money and still not feel good about it. Maybe nothing is falling apart. You’re earning, saving, paying your bills, and making responsible decisions. But there is still one money question that keeps following you around. What should I do with this cash? Should I be...
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Mid-Year Money Check-In Part 2: The Year-End Decisions to Make Now
The year is not over — but it is moving. In part one of the Mid-Year Money Check-In, Shari looked at cash flow, cash reserves, savings, investing, retirement accounts, and whether your money is actually doing what you want it to do. Now in part two, we are looking ahead. Because a lot of…
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Mid-Year Money Check-In: Is Your Money Actually Doing What You Want?
July is the perfect time to ask one important question: is your money actually doing what you want it to do? This is not about starting over, beating yourself up, or assuming the first half of the year was a financial disaster. It may have been just fine. You may be earning, saving, paying your...
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Why You Keep Buying Things You Don’t Need — And How to Spend More Intentionally EPISODE RE-RELEASE
If your home, your calendar, your brain, and your credit card statement all feel a little too full, this conversation is worth revisiting. In this rereleased episode, Shari Rash sits down with Stephanie Seferian, host of Sustainable Minimalists, to talk about the connection between money…
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Are You Saving Too Much Cash? How to Know When to Invest More
Having cash feels good. It feels safe. It feels responsible. It feels like proof that you are not being reckless with money. But is there such a thing as saving too much cash? In this episode, Shari Rash, founder of GWA Wealth, breaks down how to know when cash is doing its job — and when it may…
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Why Being “Good With Money” Still Doesn’t Mean You Feel Confident
A lot of women are doing the “right” things with money. They have the job. They save. They avoid bad debt. They keep money in the bank. They are responsible. But they still do not feel confident. In this episode, Shari Rash talks with Michelle Taylor, founder of Women In Wealth and host of Talk...
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Build a Summer Spending Plan That Lets You Spend Without Regret
Summer has a way of making everyone a little looser with money. Dinners, trips, long weekends, weddings, beauty appointments, beach days, concerts, random Target runs, and that very dangerous sentence: “It’s summer, I’m just going to enjoy it.” And honestly? You should enjoy it. But enjoying…
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Why Your Budget Keeps Failing — And the Automatic System That Actually Works
Budgeting has a branding problem. For a lot of people, it feels restrictive, shame-filled, tedious, and honestly kind of like financial punishment. But what if the problem is not you? What if the problem is that what you’ve been calling budgeting is really just tracking where your money already...
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What Is a Roth Conversion — And How Can You Do It Wrong?
Roth conversions sound smart. Tax-free growth, tax-free withdrawals later, more flexibility in retirement — what’s not to like? Well… the tax bill today. That part. In this episode, Shari Rash, founder of GWA Wealth, breaks down what a Roth conversion actually is, how it works, and why “tax-free...
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The Tax Strategy High Earners Are Missing: How to Stop Playing Defense With the IRS
Taxes are not just something you deal with once a year when it is time to file. For high earners, business owners, and investors, taxes are part of the bigger wealth-building strategy. In this episode, Shari Rash talks with CPA and tax strategist Catrina M. Craft about how to stop playing defense...
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Before Summer Gets Expensive, Do This Money Reset
Summer spending can feel casual… until the trips, camps, dinners, Target runs, kid expenses, travel plans, and “let’s just enjoy it” purchases start stacking up. In this episode, Shari Rash walks you through the money reset you need before summer gets expensive. Because the problem usually isn’t...
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Why Your Money Keeps Disappearing Even When You’re Not Being Irresponsible
Have you ever looked at your bank account or credit card bill and thought, “Wait…where did it all go?” You didn’t book a luxury vacation. You didn’t buy anything wildly irresponsible. You were just living your life — grabbing dinner, ordering the kid thing, paying for subscriptions, making the...
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Stop Letting Tax Mistakes Quietly Slow Down Your Wealth
Taxes may not be the most exciting part of your financial life, but if you’re earning well, investing, running a business, or trying to build wealth, they cannot be a once-a-year panic event. In this episode, Shari breaks down the tax mistakes that can quietly slow down your wealth-building...
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Why Making More Money Still Isn’t Making You Feel in Control
What if making more money isn’t actually solving your money stress? In this episode, Shari is breaking down why a higher income doesn’t automatically create more clarity, confidence, or control. Because here’s the truth: more money can help, but only if your system knows what to do with it....
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Start Investing This Year Without Overthinking Every Decision
If you’ve been telling yourself, “This is the year I’m finally going to start investing,” but somehow another month goes by and you still haven’t done anything, this episode is for you. Investing hesitation is almost never about intelligence. It’s about uncertainty. What if you pick the wrong...
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Your Spending Doesn’t Match Your Values—Here’s How to Fix It
Have you ever looked at your bank statement and wondered where your money actually went? Not in a dramatic, “I’m terrible with money” way—but in a quiet, uncomfortable way. The kind where you realize your spending doesn’t quite reflect what you say matters most to you. You say you value freedom,...
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What to Do After You File Your Taxes: 5 Smart Money Moves to Make Now
You filed your taxes, hit submit, and finally took a breath. But filing your return isn’t the finish line—it’s the starting signal. Most people close the folder, move on with their lives, and don’t think about taxes again until next year. That’s exactly why tax season keeps feeling stressful,...
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Why You Keep Repeating the Same Money Mistakes (And How to Break the Cycle)
You can be earning good income, paying your bills, and trying to budget—and still feel like you’re stuck in the same financial patterns over and over again. Overspending when you’re stressed. Avoiding your accounts when you’re overwhelmed. Feeling shame about debt, even when life is the thing…
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Don't Buy That Investment Just Because You Heard About It on a Podcast
Have you ever bought a stock, ETF, or fund because you heard about it on a podcast, saw it in a newsletter, or watched someone talk about it online? You’re not alone—and you’re not wrong for wanting to learn more about investing. But there’s a hidden risk that most people don’t realize: the…
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Are You Being Too Hard on Your Money?
Rereleasing one of those episodes that hits differently when you’re in a new season with money. What if the real issue isn’t that you’re bad with money, but that your relationship with it is strained? In this episode, Shari Rash, founder of GWA Wealth, explores what happens when you stop seeing...
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Taxes for Humans: How to Stop Feeling Confused, Intimidated, and Behind
Taxes can feel intimidating, confusing, and deeply emotional—especially if you're self-employed or earning good money and still feel unsure about what you're doing. In this episode, Shari Rash, founder of GWA Wealth, sits down with tax expert Hannah Cole to talk about what taxes actually look…
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Tax Mistakes High Earners Make (That Cost You More Than You Think)
Tax day is right around the corner, and if you’ve ever looked at your tax bill and thought, “Wait… why do I owe this much?” you’re not alone. Most people assume taxes are something that get figured out in April. But by the time you’re filing your return, the outcome is already decided. In this...
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Financial Systems That Make Life Easy: How to Organize Your Money Without Stress
If you’re constantly thinking about your money—checking balances, moving money around, wondering if you can afford things—it’s not because you’re bad with money. It’s because you don’t have systems. Most people are managing their finances in real time, making decisions on the fly and hoping...
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Why Financial Independence Is About Power—Not Just Money with Eleanor Beaton
You can be doing well on paper and still feel like you’re one level below where you should be. You’re earning good money. You’re responsible. You’re working hard. But there’s this quiet question in the background: What’s the next move? In this conversation, Shari Rash sits down with leadership...
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Financial Advisor vs Financial Planner vs Money Coach: Who Do You Actually Need?
You’re doing well with money. You make a good income. You’re responsible. And yet there’s this quiet feeling that you should have more clarity than you do. You know there are smarter moves you could be making. You just don’t know who to trust to help you figure them out. So you do what everyone...
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RE-RELEASE: You're Not Bad with Money- You're Bad at Talking About it
Episode Re-release. We had tech issues on the first release and this info is too good for you not to hear! Talking about money shouldn’t feel like emotional CrossFit, but for most of us it does. In this episode, Shari breaks down why money conversations get so charged—and why it’s rarely about…
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Where Did My Money Go? The Hidden Expenses Draining High Earners
Ever look at your bank account and wonder where your money went—even though you didn’t make any big purchases? You’re not alone. High earners often feel like their money is disappearing, and the instinct is to budget harder or cut back. But the real problem usually isn’t discipline—it’s…
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Why Budgeting Fails for High Earners (And Why Your Money Still Feels Messy)
You make good money. You’re saving, investing, and doing the things you’re supposed to do. And yet when you look at your bank account or credit card statement, your money still feels messy. Where did it all go? A lot of high earners assume the problem is budgeting. If they could just stick to a...
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The Future of Personal Finance: How AI Will Change Credit, Advice, and Access with Experian’s Dacy Yee
What will personal finance actually look like five years from now? Will we all have AI money assistants? Will financial advisors still exist? And could technology finally make managing money easier instead of more overwhelming? In this episode, Shari Rash sits down with Dacy Yee, President of...
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Designing Your Next Chapter: The Financial Moves That Make It Possible
You’ve done the hard part. The debt is gone, the systems are running, the savings are building, and your financial life is finally stable. But once the question of “Am I okay?” quiets down, a new one tends to show up in its place: What do I actually want my life to look like now? In the final...
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Where Should Your Money Go Next? A Smarter Order of Operations for Saving, Investing, and Living Now
You’ve paid off the debt, built the emergency fund, and started investing. So why does having extra money still make you feel weirdly stressed? In this episode of Everyone’s Talkin’ Money, Shari Rash breaks down what to do with surplus money once you’re past financial chaos and into a more stable...
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I'm Finally Good With Money — Now What?
You’re out of debt. Your emergency fund is fully funded. You’re contributing to your 401(k), maybe even maxing your Roth IRA. You’ve built real financial stability. So why does it still feel like something is missing? In this first episode of the three-part series After the Hustle: The Post-Chaos...
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Gen Z, Loud Budgeting & the New Rules of Adulting
In this episode, Shari sits down with Holly O’Neill, who has a front-row view of the financial behavior of 69 million clients, to unpack what Gen Z is really doing with their money and why it matters for every generation. From the rising cost of living and the true price of “adulting” to…
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Money Mindset and Identity: Why Your Financial Habits Aren’t Changing (and How to Fix Them)
You’re not stuck because you don’t know what to do with your money. You’re stuck because of who you believe you are with money. In this solo episode, we’re breaking down the real reason financial habits don’t stick: identity. Because you can download every budgeting app, read every investing…
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What Your Impulse Spending Is Trying to Tell You
Emotional spending isn’t a discipline problem — it’s a disconnection signal. In this episode, we’re rewriting the narrative around impulse purchases, Target runs, late-night checkouts, and “I deserve this” moments. Because you’re not bad with money — you’re trying to soothe stress, reward...
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Single, Successful, and Talking About Money: The Conversations No One Prepared You For
February is when the internet floods your feed with couples budgets, joint accounts, and “how to stop fighting about spending” content. And that’s fine — if you’re building a financial life with a partner. But what if you’re not? Because single women are out here making six-figure decisions every...
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ABOUT THIS SHOW
You make good money. You save. You contribute to retirement. On paper, you are doing well. So why do you still feel unsure whether you are making the right decisions with your money?
She’s Talkin’ Money is the personal finance podcast for women who have outgrown basic budgeting advice and want more clarity about what comes next.
Hosted by financial planner and money expert Shari Rash, the show helps you understand how to put your money to work through smarter investing, retirement planning, saving, tax strategy, and intentional spending.
You will also hear honest conversations about the emotional side of money: fear, guilt, comparison, financial independence, over-saving, and why earning more does not always make you feel more secure.
Expect practical solo episodes, expert conversations, and real money questions designed to help you stop second-guessing yourself and start making financial decisions with more confidence.</
HOSTED BY
Shari Rash | Financial Advisor for Women & Founder of GWA Wealth
CATEGORIES
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