Lifestyle Creep & How to Outsmart It! Prof. Stephen Heath | Growing Money with Sean Trace

In this episode of Money School, I’m back with the always insightful Prof. Steve Heath, and we go deep into a surprisingly relatable topic — lifestyle creep. We unpack how even small upgrades, like a new phone or a fancy dinner, can silently sabotage your financial goals. Using everything from Tom Cruise’s Mission Impossible stunts to Christian Bale’s old truck, we explore how discipline, priorities, and self-awareness are the real keys to building wealth. You’ll learn how to set lifestyle caps, avoid impulse spending, and finally start building toward your version of “F*** You Money.”