Majority of first-time homebuyers would consider a 50-yea...

What this episode covers

It's tough out there for first-time homebuyers. So tough, the overwhelming majority say they'd consider a 50-year mortgage. A new TD Bank survey finds 74% of people would be willing to pay more in interest in exchange for a lower monthly payment. What they may not realize is just how much more they'd pay over time. Take a $415,000 home with 20% down. The Philadelphia Business Journal did the math and found: With a half-century mortgage, you'd pay $236 less per month but $347,000 more in interest over the life of the loan.

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This episode was published on May 28, 2026.

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It's tough out there for first-time homebuyers. So tough, the overwhelming majority say they'd consider a 50-year mortgage. A new TD Bank survey finds 74% of people would be willing to pay more in interest in exchange for a lower monthly...

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